DCC INVEST

Active

Private limited companyfounded 201213 yrs activeSmissenhoek 102, 9620 Zottegem, BelgiumKBO/BCE: BE 0848.908.762

DCC INVEST has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €182k and a net result of €-18k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 34% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2024

65 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability37▲+27

Solvency65▲+1

Growth32=

Track record100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €11k at 30 days acceptable

Liquidity short (current ratio 0.96 against 1.57 in 2023; short-term debt: 10.1% and cash: 1.7% of total assets), and 60% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

40%

Return on assets

-4%

Age of the figures

21 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

192021222324

2019 to 2024 · latest year €-18k

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

42 d early

2023

34 d early

2022

29 d late

2021

12 d early

2020

7 d early

2019

61 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€182k▼ 9.0%

2023 · €200k

2019: €232k 2020: €247k 2021: €241k 2022: €237k 2023: €200k

2019 → 2024

Total assets

€456k▼ 10.3%

2023 · €508k

2019: €337k 2020: €336k 2021: €274k 2022: €593k 2023: €508k

2019 → 2024

Net result

€-18k▲ 50.0%

2023 · €-36k

2019: €111k 2020: €15k 2021: €-7k 2022: €-4k 2023: €-36k

2019 → 2024

Working capital

€-2k

2023 · €27k

2019: €225k 2020: €205k 2021: €209k 2022: €71k 2023: €27k

2019 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€247k-€241k▼ 2.7%€237k▼ 1.7%€200k▼ 15.3%€182k▼ 9.0%

Operating result€22k-€-2k€3k€-30k€-14k▲ 54.6%

Net result€15k-€-7k€-4k▲ 38.7%€-36k▼ 786%€-18k▲ 50.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €14k in 2024 against €30k in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €456k

90.3%

10%

Fixed assets €412k▼ 5.4%

Current assets €44k▼ 39.6%

Equity and liabilities €456k

40.0%

60.0%

Equity €182k▼ 9.0%

Debt €273k▼ 11.2%

The debt ratio falls from 60.6% to 60.0%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€11k▲

2023 · €-5k

Cash flow

€7k▲

2023 · €-11k

Solvency

40.0%▲

2023 · 39.4%

Current ratio

0.96▼

2023 · 1.57

Quick ratio

0.96▼

2023 · 1.57

Debt / equity

1.50▼

2023 · 1.54

ROE

-9.9%▲

2023 · -18.0%

ROA

-4.0%▲

2023 · -7.1%

Interest coverage

2.78▲

2023 · -0.89

Debt

€273k▼

2023 · €308k

Debt ≤ 1 year

€46k▼

2023 · €47k

Debt > 1 year

€227k▼

2023 · €261k

Income taxes

€335▼

2023 · €480

Staff costs

€-160▼

2023 · €28k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€508k€456k▼

Fixed assets21/28€435k€412k▼

Tangible fixed assets22/27€435k€412k▼

Land and buildings22€421k€403k▼

Furniture and vehicles24-€1k

Leasing and similar rights25€15k€7k▼

Current assets29/58€73k€44k▼

Amounts receivable within one year40/41€25k€32k▲

Trade receivables40€24k€32k▲

Other amounts receivable41€162-

Cash at bank and in hand54/58€44k€8k▼

Deferred charges and accrued income490/1€5k€4k▼

Equity and liabilities

Total equity and liabilities10/49€508k€456k▼

Equity10/15€200k€182k▼

Contributions10/11€6k€6k=

Reserves13€2k€2k=

Distributable reserves133€2k€2k=

Profit (loss) carried forward14€192k€174k▼

Amounts payable17/49€308k€273k▼

Amounts payable after more than one year17€261k€227k▼

Financial debts170/4€261k€227k▼

Amounts payable within one year42/48€47k€46k▼

Current portion of amounts payable after more than one year42€34k€34k▲

Trade debts44€5k€615▼

Suppliers440/4€5k€615▼

Taxes, remuneration and social security45€4k€2k▼

Taxes450/3€2k€2k▼

Remuneration and social security454/9€2k-

Other amounts payable47/48€3k€10k▲

Accrued charges and deferred income492/3€22-

Income statement Code20232024

Non-recurring operating income76A-€500

Remuneration, social security and pensions62€28k€-160▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲

Other operating charges640/8€7k€7k▲

Gross operating margin9900€29k€18k▼

Operating profit (loss)9901€-30k€-14k▲

Financial income75/76B€0-

Recurring financial income75€0-

Financial charges65/66B€6k€4k▼

Recurring financial charges65€6k€4k▼

Profit (loss) for the period before taxes9903€-36k€-18k▲

Income taxes67/77€480€335▼

Profit (loss) for the period9904€-36k€-18k▲

Profit (loss) for the period to be appropriated9905€-36k€-18k▲

Appropriation of the result

Profit (loss) to be appropriated9906€192k€174k▼

Profit (loss) brought forward from the previous period14P€228k€192k▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

2025

19-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

27-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-36k

Net result drops to €-36k, the lowest in the series; recovery starts the following year.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

2022

19-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Liquidity doublescurrent ratio 7.49

Current ratio from 3.44 to 7.49; short-term debt falls from €84k to €32k.

24-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

30-09

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 61 days late

2018

26-12

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

23-01

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2016

29-12

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

2015

22-12

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zottegem · 1 establishment unit since 2012

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Smissenhoek 1029620 Zottegem

Ground area

1,254 m²

Building footprint

140 m²

Volume, LiDAR

871 m³

Parcel 41017C0070/00S000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

DCC INVEST

Smissenhoek 102, 9620 ZottegemComputing infrastructure, data processing, hosting and other information service activities

since 20122.213.529.904

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41017C0070/00S000	Flanders	1,254 m²	1 · 140 m²	9.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 1,464 EUR awarded · 2,615 EUR paid

Year	Entries	awarded	paid
2023	1	1,464 EUR	2,615 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 1,464 EUR · 2,615 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 5,696 companies in sector 70100 we hold annual accounts for 3,489. 2,370 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-09-2012

Fiscal year end31-12

Activities, NACEBEL

70100Activities of head offices

Sources

Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.