DCC-BOUW
ActiveDCC-BOUW has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-5k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 35% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-29
Solvency58▲+18
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 7.9 against 2.07 in 2024; short-term debt: 12.7% and cash: 81.1% of total assets), but 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
-11.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
8 d early
2023
7 d early
2022
24 d late
2021
3 d early
2020
18 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 25.8%
2024 · €21k
2018: €23k
2019: €22k
2020: €8k
2021: €23k
2022: €23k
2023: €20k
2024: €21k
2018 → 2025
Total assets
€46k▼ 66.2%
2024 · €136k
2018: €83k
2019: €68k
2020: €80k
2021: €92k
2022: €97k
2023: €92k
2024: €136k
2018 → 2025
Net result
€-5k
2024 · €170
2018: €2k
2019: €-1k
2020: €-14k
2021: €16k
2022: €-334
2023: €-2k
2024: €170
2018 → 2025
Working capital
€40k▼ 42.9%
2024 · €71k
2018: €70k
2019: €62k
2020: €74k
2021: €89k
2022: €89k
2023: €86k
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€23k▼ 1.4%€20k▼ 10.3%€21k▲ 0.8%€15k▼ 25.8%
Operating result€17k-€6k▼ 63.1%€6k▼ 6.1%€3k▼ 47.4%€50k▲ 1,509%
Net result€16k-€-334€-2k▼ 606%€170€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,509% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €46k
Equity
€15k▼ 25.8%
Debt
€31k▼ 73.4%
The debt ratio falls from 84.9% to 66.9%. Equity and debt are lower.
Key figures and ratios
Solvency
33.1%▲
2024 · 15.1%
Current ratio
7.90▲
2024 · 2.07
Quick ratio
7.90▲
2024 · 2.07
Debt / equity
2.02▼
2024 · 5.62
ROE
-34.8%▼
2024 · 0.8%
ROA
-11.5%▼
2024 · 0.1%
Debt
€31k▼
2024 · €116k
Debt ≤ 1 year
€6k▼
2024 · €66k
Debt > 1 year
€25k▼
2024 · €50k
Staff costs
€59k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€46k▼
Current assets29/58€136k€46k▼
Amounts receivable within one year40/41€111k€9k▼
Trade receivables40€89k€8k▼
Other amounts receivable41€22k€538▼
Cash at bank and in hand54/58€25k€37k▲
Equity and liabilities
Total equity and liabilities10/49€136k€46k▼
Equity10/15€21k€15k▼
Contributions10/11€6k€6k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€-3k€-8k▼
Amounts payable17/49€116k€31k▼
Amounts payable after more than one year17€50k€25k▼
Financial debts170/4€50k€25k▼
Amounts payable within one year42/48€66k€6k▼
Trade debts44€64k€6k▼
Suppliers440/4€64k€6k▼
Other amounts payable47/48€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€50k€59k▲
Other operating charges640/8€281€356▲
Gross operating margin9900€54k€110k▲
Operating profit (loss)9901€3k€50k▲
Financial charges65/66B€3k€55k▲
Recurring financial charges65€3k€55k▲
Profit (loss) for the period before taxes9903€170€-5k▼
Profit (loss) for the period9904€170€-5k▼
Profit (loss) for the period to be appropriated9905€170€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-8k▼
Profit (loss) brought forward from the previous period14P€-3k€-3k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 7.90
Current ratio from 2.07 to 7.90; short-term debt falls from €66k to €6k.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €170
Net result €170 after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 34.59
Current ratio from 12.73 to 34.59; short-term debt falls from €6k to €3k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoniënwoudlaan 541640 Sint-Genesius-RodeGround area
633 m²
Building footprint
301 m²
Volume, LiDAR
3,347 m³
Parcel 22004C0706/00H005, Flanders · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Zoniënwoudlaan 54, 1640 Sint-Genesius-Rode
since 20082.171.514.452
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004C0706/00H005 | Flanders | 633 m² | 1 · 301 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KOROGROUP
BE 0798.343.553
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LAGRANGE INTERIEUR
BE 0827.726.536
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RVH Wood
BE 1012.689.896
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Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 5,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2008
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478/65.26.36