Equity
Equity fell by 74% in 17 years.
Equity fell by 74% in 17 years.
The micro format states no turnover.
Of this, €130,954 falls due within a year.
Short-term debts rose from €117,212 to €130,954.
Five of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.
Higher net result than 83% of companies in wholesale trade. Sector median €5,135 · 15,425 companies.
In July 2024, 3,820 companies had the same profile as DC Reflex has now. Each dot stands for 10 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,820 companies, not a prediction for DC Reflex. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| DC Reflex Kortrijk | €172,260 | €77,966 | 18.0% | - |
| Profiles Mode Molenbeek-Saint-Jean | €165,446 | €79,551 | 60.0% | - |
| SIFRANCE DISTRIBUTION Beaumont | €269,131 | €104,136 | 53.0% | - |
| VEBEX Hove | €231,391 | €46,362 | 70.0% | - |
| Vitex Europe Ath | €147,216 | €189,822 | 58.6% | - |
| Reijnen Textiel digitaal Lille | €168,510 | €33,477 | 70.3% | - |
| LENDERS - BOOST Uccle | €88,521 | €49,858 | 86.5% | - |
These companies have the same main activity as DC Reflex: wholesale of household textiles and bedding (NACE 46412). They are comparable in size and age: total assets between €88,500 and €269,000, founded between 1973 and 1983.
DC Reflex files the micro format. That format states no turnover. The gross margin rose from €16,343 in 2006 to €77,966 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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