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DC&J CREATION

Active
Cooperative companyfounded 20179 yrs activeQuai Godefroid-Kurth 10, 4020 Liège, BelgiumKBO/BCE: BE 0676.896.286
Summary

DC&J CREATION has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,249 and a net result of €19,102. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 542 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability30▲+2
Solvency27▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.01 against 3.67 in 2024; short-term debt: 33.2% and cash: 18.6% of total assets), but 98.5% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Arts creation and performing arts activities (NACE 90)
about 58% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.5%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 542 sector peers (2025).
NBB · sector comparison
Position among 542 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
14 d early
2024
19 d late
2023
28 d late
2022
17 d early
2021
26 d early
2020
23 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 June 2017, DC&J CREATION was incorporated.1 Total assets went from EUR 1.4 million in 2018 to EUR 2.2 million in 2025 and headcount from 1.5 to 23.4 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€19,102▲ 979%
2024 · €1,771
Working capital
€1.5m▲ 5.3%
2024 · €1.4m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 90, Arts creation and performing arts activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€95,779▲ 0.1%€99,986▲ 4.4%€47,022▼ 53.0%€110,064▲ 134%€177,056▲ 60.9%
Net result-€4,673below the sector's middle half▼ 315%€25,795within the sector's middle half-€23,550below the sector's middle half€1,771within the sector's middle half€19,102within the sector's middle half▲ 979%
Equity€11,132below the sector's middle half▼ 29.6%€36,927below the sector's middle half▲ 232%€13,376below the sector's middle half▼ 63.8%€15,147below the sector's middle half▲ 13.2%€34,249within the sector's middle half▲ 126%
Total assets€2.3mabove the sector's middle half▼ 16.4%€2.5mabove the sector's middle half▲ 11.1%€2.3mabove the sector's middle half▼ 7.2%€1.9mwithin the sector's middle half▼ 17.5%€2.2mabove the sector's middle half▲ 14.8%
Debt€2.2m▼ 17.7%€2.0m▼ 10.1%€2.3m▲ 16.5%€1.9m▼ 17.7%€2.2m▲ 13.9%
Working capital€1.9mabove the sector's middle half▼ 13.3%€2.0mabove the sector's middle half▲ 6.9%€1.4mabove the sector's middle half▼ 30.4%€1.4mabove the sector's middle half▼ 0.1%€1.5mabove the sector's middle half▲ 5.3%
Solvency0.5%below the sector's middle half▼ 0.1pp1.5%below the sector's middle half▲ 1.0pp0.6%below the sector's middle half▼ 0.9pp0.8%below the sector's middle half▲ 0.2pp1.5%below the sector's middle half▲ 0.8pp
Current ratio5.97above the sector's middle half▲ 0.885.03above the sector's middle half▼ 0.942.51within the sector's middle half▼ 2.523.67within the sector's middle half▲ 1.173.01within the sector's middle half▼ 0.66
Return on assets (ROA)-0.2%within the sector's middle half▼ 0.2pp1.0%within the sector's middle half▲ 1.2pp-1.0%within the sector's middle half▼ 2.0pp0.1%within the sector's middle half▲ 1.1pp0.9%within the sector's middle half▲ 0.8pp
Staff (FTE)20.6above the sector's middle half▲ 15.7%28.6above the sector's middle half▲ 38.8%20.7above the sector's middle half▼ 27.6%18.7above the sector's middle half▼ 9.7%23.4above the sector's middle half▲ 25.1%
above within below the middle half (P25 to P75) of NACE 90, Arts creation and performing arts activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: €95,779€95,779Net result 2021: -€4,673-€4,673Operating result 2022: €99,986€99,986Net result 2022: €25,795€25,795Operating result 2023: €47,022€47,022Net result 2023: -€23,550-€23,550Operating result 2024: €110,064€110,064Net result 2024: €1,771€1,771Operating result 2025: €177,056€177,056Net result 2025: €19,102€19,10220212022202320242025-€100,000€0€100,000€200,000Operating result 2023: €47,022€47,000Net result 2023: -€23,550-€23,600Operating result 2024: €110,064€110,000Net result 2024: €1,771€1,770Operating result 2025: €177,056€177,000Net result 2025: €19,102€19,100202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets €631 ▼ 43.9%
Current assets €2.2m ▲ 14.8%
Equity and liabilities €2.2m
Equity €34,249 ▲ 126%
Debt €2.2m ▲ 13.9%
Debt's share of the balance-sheet total falls from 99.2% to 98.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€177,551▲
2024 · €110,385
Cash flow
€19,596▲
2024 · €2,092
Quick ratio
1.92▼
2024 · 2.55
Debt to equity
63.68
ROE
55.8%▲
2024 · 11.7%
Interest coverage
1.24▲
2024 · 1.08
Debt ≤ 1 year
€736,390▲
2024 · €525,161
Income taxes
€15,031▲
2024 · €6,453
Staff costs
€1.9m▲
2024 · €1.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,603 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 96% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.9% went bankrupt
1.8% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,603 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.9m€2.2m▲
Fixed assets21/28€1,126€631▼
Tangible fixed assets22/27€1,126€631▼
Furniture and vehicles24€1,126€631▼
Current assets29/58€1.9m€2.2m▲
Stocks and contracts in progress3€590,667€798,484▲
Contracts in progress37€590,667€798,484▲
Amounts receivable within one year40/41€891,905€1.0m▲
Trade receivables40€88,206€108,700▲
Other amounts receivable41€803,699€891,776▲
Cash at bank and in hand54/58€443,655€412,983▼
Deferred charges and accrued income490/1€2,173€2,666▲
Equity and liabilities
Total equity and liabilities10/49€1.9m€2.2m▲
Equity10/15€15,147€34,249▲
Contributions10/11€24,000€24,000=
Profit (loss) carried forward14-€8,853€10,249▲
Amounts payable17/49€1.9m€2.2m▲
Amounts payable within one year42/48€525,161€736,390▲
Trade debts44€183,103€210,947▲
Suppliers440/4€183,103€210,947▲
Advances received on contracts in progress46€71,500€278,281▲
Taxes, remuneration and social security45€204,150€136,934▼
Taxes450/3€98,332€15,031▼
Remuneration and social security454/9€105,818€121,903▲
Other amounts payable47/48€66,409€110,228▲
Accrued charges and deferred income492/3€1.4m€1.4m▲
Income statement Code20242025
Non-recurring operating income76A€25,891€12,041▼
Remuneration, social security and pensions62€1.5m€1.9m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€321€495▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€34,201
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€1,280€2,992▲
Non-recurring operating charges66A€26,272€0▼
Gross operating margin9900€1.6m€2.1m▲
Operating profit (loss)9901€110,064€177,056▲
Financial income75/76B€8€1▼
Recurring financial income75€8€1▼
Financial charges65/66B€101,848€142,925▲
Recurring financial charges65€101,848€142,925▲
Profit (loss) for the period before taxes9903€8,224€34,132▲
Income taxes67/77€6,453€15,031▲
Profit (loss) for the period9904€1,771€19,102▲
Profit (loss) for the period to be appropriated9905€1,771€19,102▲
Appropriation of the result
Profit (loss) to be appropriated9906-€8,853€10,249▲
Profit (loss) brought forward from the previous period14P-€10,624-€8,853▲
Social balance
Average headcount (FTE)908718.723.4▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€0--€25,891€12,041▼ 53.5%
Remuneration, social security and pensions62€1.4m€1.9m€1.6m€1.5m€1.9m▲ 26.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-€37€321€495▲ 54.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€34,201-
Provisions for liabilities and charges: additions (uses and reversals)635/8-€450,222-€487,534€0--
Other operating charges640/8€2,802€1,153€1,685€1,280€2,992▲ 134%
Non-recurring operating charges66A€11,773€1,293€471,185€26,272€0▼ 100%
Gross operating margin9900€1.5m€2.5m€1.6m€1.6m€2.1m▲ 28.8%
Operating profit (loss)9901€95,779€99,986€47,022€110,064€177,056▲ 60.9%
Financial income75/76B€71€0-€8€1▼ 82.2%
Recurring financial income75€71€0-€8€1▼ 82.2%
Financial charges65/66B€92,515€53,777€70,573€101,848€142,925▲ 40.3%
Recurring financial charges65€92,515€53,777€70,573€101,848€142,925▲ 40.3%
Profit (loss) for the period before taxes9903€3,335€46,208-€23,550€8,224€34,132▲ 315%
Income taxes67/77€8,009€20,413€0€6,453€15,031▲ 133%
Profit (loss) for the period9904-€4,673€25,795-€23,550€1,771€19,102▲ 979%
Profit (loss) for the period to be appropriated9905-€4,673€25,795-€23,550€1,771€19,102▲ 979%
Line20212022202320242025Change
Assets
Total assets20/58€2.3m€2.5m€2.3m€1.9m€2.2m▲ 14.8%
Fixed assets21/28--€752€1,126€631▼ 43.9%
Tangible fixed assets22/27--€752€1,126€631▼ 43.9%
Furniture and vehicles24--€752€1,126€631▼ 43.9%
Current assets29/58€2.3m€2.5m€2.3m€1.9m€2.2m▲ 14.8%
Stocks and contracts in progress3€948,661€764,992€976,452€590,667€798,484▲ 35.2%
Contracts in progress37€948,661€764,992€976,452€590,667€798,484▲ 35.2%
Amounts receivable within one year40/41€781,843€1.1m€1.2m€891,905€1.0m▲ 12.2%
Trade receivables40€105,840€69,394€86,839€88,206€108,700▲ 23.2%
Other amounts receivable41€676,004€1.1m€1.1m€803,699€891,776▲ 11.0%
Cash at bank and in hand54/58€494,721€180,202€142,810€443,655€412,983▼ 6.9%
Deferred charges and accrued income490/1€44,559€454,407€2,461€2,173€2,666▲ 22.7%
Equity and liabilities
Total equity and liabilities10/49€2.3m€2.5m€2.3m€1.9m€2.2m▲ 14.8%
Equity10/15€11,132€36,927€13,376€15,147€34,249▲ 126%
Contributions10/11€24,000€24,000€24,000€24,000€24,000=
Capital10€24,000€0----
Issued capital100€24,000€0----
Outside capital11-€24,000€24,000---
Other1109/19-€24,000€24,000---
Profit (loss) carried forward14-€12,868€12,927-€10,624-€8,853€10,249▲ 216%
Provisions and deferred taxes16€37,312€487,534€0---
Provisions for liabilities and charges160/5€37,312€487,534€0---
Taxes161€37,312€487,534€0---
Amounts payable17/49€2.2m€2.0m€2.3m€1.9m€2.2m▲ 13.9%
Amounts payable within one year42/48€380,359€501,491€933,092€525,161€736,390▲ 40.2%
Trade debts44€150,520€357,000€228,503€183,103€210,947▲ 15.2%
Suppliers440/4€150,520€357,000€228,503€183,103€210,947▲ 15.2%
Advances received on contracts in progress46---€71,500€278,281▲ 289%
Taxes, remuneration and social security45€229,839€144,491€516,010€204,150€136,934▼ 32.9%
Taxes450/3€134,521€19,546€301,343€98,332€15,031▼ 84.7%
Remuneration and social security454/9€95,318€124,944€214,667€105,818€121,903▲ 15.2%
Other amounts payable47/48€0-€188,579€66,409€110,228▲ 66.0%
Accrued charges and deferred income492/3€1.8m€1.5m€1.4m€1.4m€1.4m▲ 4.0%
Line20212022202320242025Change
Profit (loss) for the period9904-€4,673€25,795-€23,550€1,771€19,102▲ 979%
+ Depreciation and write-downs630€0-€37€321€495▲ 54.3%
Operating cash flow (approximation)-€4,673€25,795-€23,513€2,092€19,596▲ 837%
Investment in fixed assets (approximation)----€695€0▲ 100%
Change in cash--€314,519-€37,392€300,844-€30,672▼ 110%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial Back to profitnet €1,771
Net result €1,771 after one loss-making year.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial Weakest financial yearnet -€23,550
Net result drops to -€23,550, the lowest in the series; recovery starts the following year.
14-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Back to profitnet €25,795
Net result €25,795 after 2 loss-making years.
05-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
23-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
31-12
Financial Liquidity doublescurrent ratio 5.09
Current ratio from 2.25 to 5.09; short-term debt falls from €837,301 to €533,522.
30-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
31-12
Financial Back to profitnet €4,984
Net result €4,984 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
574 m²
Building footprint
147 m²
Volume, LiDAR
2,589 m³
Parcel 62808A0003/00N000, Wallonia · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
13 companies at this address See who is registered here
1 establishment unit
DC&J CREATION
Quai Godefroid-Kurth 10, 4020 LiègeArts creation and performing arts activities
since 20172.267.603.048
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62808A0003/00N000 Wallonia 574 m² 1 · 147 m² 20.8 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

3 owners

Owners 3

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Wallonia-Brussels Federation

2025 · 1 entry · 16,150 EUR in total

Similar companies · same sector, comparable size

Of 3,528 companies in sector 90391 we hold annual accounts for 684. 518 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formCooperative company
Founded16-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
90391Promotion and organisation of arts and performing arts events
Contact
E-mail info@dcjcreation.be
Phone 04 268 11 70
E-invoicing
Reachable via Peppol
Peppol ID 0208:0676896286
Registered 03-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.