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DC Consulting & Coaching

Active
Private limited companyfounded 201213 yrs activeTempel 25, 9572 Lierde, BelgiumKBO/BCE: BE 0849.393.564

DC Consulting & Coaching has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €5k. Equity is growing by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+20
Solvency95▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.02 against 2.12 in 2024; short-term debt: 24.7% and cash: 7.2% of total assets), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-02-2026, 16 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
16 d late
2024
3 d early
2023
1 d early
2022
7 d early
2021
6 d early
2020
1 d late
2019
9 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€26k▲ 24.7%
2024 · €21k
2019: €-821 2020: €10k 2021: €10k 2022: €13k 2023: €18k 2024: €21k
2019 → 2025
Total assets
€37k▼ 12.3%
2024 · €42k
2019: €14k 2020: €18k 2021: €17k 2022: €21k 2023: €33k 2024: €42k
2019 → 2025
Net result
€5k▲ 107%
2024 · €2k
2019: €-284 2020: €11k 2021: €121 2022: €2k 2023: €5k 2024: €2k
2019 → 2025
Working capital
€27k▲ 25.4%
2024 · €22k
2019: €-1k 2020: €11k 2021: €12k 2022: €13k 2023: €19k 2024: €22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€10k-€13k▲ 24.3%€18k▲ 43.0%€21k▲ 13.6%€26k▲ 24.7%
Operating result€2k-€5k▲ 107%€8k▲ 83.5%€4k▼ 54.5%€8k▲ 108%
Net result€121-€2k▲ 1,964%€5k▲ 120%€2k▼ 54.9%€5k▲ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€3k€5k€8kOperating result 2021: €2k€2kNet result 2021: €121€121Operating result 2022: €5k€5kNet result 2022: €2k€2kOperating result 2023: €8k€8kNet result 2023: €5k€5kOperating result 2024: €4k€4kNet result 2024: €2k€2kOperating result 2025: €8k€8kNet result 2025: €5k€5k20212022202320242025
The operating result recovers in 2025; 2025 is 108% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets €350▼ 44.6%
Current assets €37k▼ 11.8%
Equity and liabilities €37k
Equity €26k▲ 24.7%
Debt €11k▼ 48.3%
The debt ratio falls from 50.7% to 29.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8k
2024 · €4k
Cash flow
€5k
2024 · €3k
Solvency
70.1%
2024 · 49.3%
Current ratio
4.02
2024 · 2.12
Quick ratio
4.02
2024 · 1.96
Debt / equity
0.43
2024 · 1.03
ROE
19.8%
2024 · 11.9%
ROA
13.9%
2024 · 5.9%
Interest coverage
9.19
2024 · 4.75
Debt
€11k
2024 · €21k
Debt ≤ 1 year
€9k
2024 · €20k
Income taxes
€3k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€42k€37k
Fixed assets21/28€632€350
Tangible fixed assets22/27€632€350
Plant, machinery and equipment23€632€350
Current assets29/58€41k€37k
Stocks and contracts in progress3€3k-
Stocks30/36€3k-
Amounts receivable within one year40/41€28k€32k
Trade receivables40€4k€4k
Other amounts receivable41€24k€28k
Cash at bank and in hand54/58€9k€3k
Deferred charges and accrued income490/1€1k€2k
Equity and liabilities
Total equity and liabilities10/49€42k€37k
Equity10/15€21k€26k
Contributions10/11€6k€6k=
Reserves13€2k€7k
Tax-exempt reserves132€1k€1k=
Distributable reserves133€653€6k
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€21k€11k
Amounts payable within one year42/48€20k€9k
Financial debts43-€27
Credit institutions430/8-€27
Trade debts44€9k€4k
Suppliers440/4€9k€4k
Advances received on contracts in progress46€8k-
Taxes, remuneration and social security45€3k€5k
Taxes450/3€3k€5k
Accrued charges and deferred income492/3€2k€2k
Income statement Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€282€282=
Other operating charges640/8€1k€4k
Gross operating margin9900€5k€12k
Operating profit (loss)9901€4k€8k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€874€908
Recurring financial charges65€874€908
Profit (loss) for the period before taxes9903€4k€9k
Income taxes67/77€2k€3k
Profit (loss) for the period9904€2k€5k
Profit (loss) for the period to be appropriated9905€2k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€18k
Profit (loss) brought forward from the previous period14P€10k€13k
Transfer to equity691/2-€5k
To other reserves6921-€5k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
16-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
28-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
24-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
30-06
Financial Liquidity triplescurrent ratio 2.89
Current ratio from 0.90 to 2.89; short-term debt falls from €14k to €6k.
22-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
08-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
03-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tempel 259572 Lierde
Ground area
1,948 m²
Building footprint
368 m²
Volume, LiDAR
2,379 m³
Parcel 45051A0723/00R002, Flanders · tallest building 17.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DC CONSULTING & COACHING
Tempel 25, 9572 LierdeHoldings
since 20122.213.597.705
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45051A0723/00R002 Flanders 1,948 m² 1 · 368 m² 17.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 1,722 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-10-2012
Fiscal year end30-06
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.