DC CONCEPT
ActiveSummary
The annual accounts of DC CONCEPT for fiscal year 2025 show a net loss of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €15,660 and a net result of -€15,836. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 23% of 17123 sector peers (fiscal year 2025). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-11
Solvency48▼-23
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.3 against 1.84 in 2024; short-term debt: 76.6% and cash: 12.7% of total assets), and 76.6% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.4%
Return on assets
-23.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€15,836
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17123 sector peers (2025).
NBB · sector comparisonPosition among 17123 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-12-2025, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
4 d early
2023
51 d early
2022
57 d early
2021
48 d early
2020
44 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
In the rankings
#3 oldest company in Genappe, Telecoms and IT sector
Equity
€15,660▼ 50.3%
2024 · €31,496
Total assets
€66,977▼ 2.1%
2024 · €68,417
Net result
-€15,836▼ 257%
2024 · -€4,437
Working capital
€15,299▼ 50.5%
2024 · €30,931
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,052-€4,021▼ 282%-€2,917▲ 27.4%-€2,606▲ 10.7%-€14,396▼ 452%
Net result-€1,295-€4,096▼ 216%-€3,973▲ 3.0%-€4,437▼ 11.7%-€15,836▼ 257%
Equity€44,002▼ 2.9%€39,906▼ 9.3%€35,932▼ 10.0%€31,496▼ 12.3%€15,660▼ 50.3%
Total assets€59,790▼ 2.9%€63,221▲ 5.7%€67,531▲ 6.8%€68,417▲ 1.3%€66,977▼ 2.1%
Debt€15,788▼ 3.0%€23,316▲ 47.7%€31,599▲ 35.5%€36,921▲ 16.8%€51,317▲ 39.0%
Working capital€44,002▼ 2.9%€38,933▼ 11.5%€35,163▼ 9.7%€30,931▼ 12.0%€15,299▼ 50.5%
Staff (FTE)11=1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14,396 in 2025 against €2,606 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66,977
Fixed assets
€361 ▼ 36.1%
Current assets
€66,616 ▼ 1.8%
Equity and liabilities €66,977
Equity
€15,660 ▼ 50.3%
Debt
€51,317 ▲ 39.0%
Debt's share of the balance-sheet total rises from 54.0% to 76.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€14,192▼
2024 · -€2,402
Cash flow
-€15,632▼
2024 · -€4,233
Current ratio
1.30▼
2024 · 1.84
Debt to equity
3.28▲
2024 · 1.17
ROE
-101.1%▼
2024 · -14.1%
ROA
-23.6%▼
2024 · -6.5%
Interest coverage
-10.71▼
2024 · -1.41
Debt ≤ 1 year
€51,317▲
2024 · €36,921
Income taxes
€116▼
2024 · €131
Staff costs
€35,429▲
2024 · €32,343
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,219 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 88% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.5%
went bankrupt
7.4%
stopped otherwise
88%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,219 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €13,682 | €29,443 | €32,343 | €35,429 | ▲ 9.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €47 | €204 | €204 | €204 | = |
| Other operating charges640/8 | - | - | €779 | €306 | €314 | ▲ 2.5% |
| Non-recurring operating charges66A | - | - | - | - | €0 | - |
| Gross operating margin9900 | -€1,052 | €9,708 | €27,509 | €30,247 | €21,551 | ▼ 28.8% |
| Operating profit (loss)9901 | -€1,052 | -€4,021 | -€2,917 | -€2,606 | -€14,396 | ▼ 452% |
| Financial charges65/66B | - | €75 | €1,056 | €1,700 | €1,325 | ▼ 22.1% |
| Recurring financial charges65 | €70 | €75 | €1,056 | €1,700 | €1,325 | ▼ 22.1% |
| Profit (loss) for the period before taxes9903 | -€1,122 | -€4,096 | -€3,973 | -€4,305 | -€15,720 | ▼ 265% |
| Income taxes67/77 | €173 | - | - | €131 | €116 | ▼ 12.1% |
| Profit (loss) for the period9904 | -€1,295 | -€4,096 | -€3,973 | -€4,437 | -€15,836 | ▼ 257% |
| Profit (loss) for the period to be appropriated9905 | -€1,295 | -€4,096 | -€3,973 | -€4,437 | -€15,836 | ▼ 257% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59,790 | €63,221 | €67,531 | €68,417 | €66,977 | ▼ 2.1% |
| Fixed assets21/28 | - | €973 | €769 | €565 | €361 | ▼ 36.1% |
| Tangible fixed assets22/27 | - | €973 | €769 | €565 | €361 | ▼ 36.1% |
| Plant, machinery and equipment23 | - | €973 | €769 | €565 | €361 | ▼ 36.1% |
| Current assets29/58 | €59,790 | €62,248 | €66,762 | €67,852 | €66,616 | ▼ 1.8% |
| Amounts receivable within one year40/41 | €48,619 | €49,819 | €54,034 | €53,723 | €53,365 | ▼ 0.7% |
| Trade receivables40 | - | €48,374 | €52,589 | €52,278 | €51,920 | ▼ 0.7% |
| Other amounts receivable41 | - | €1,445 | €1,445 | €1,445 | €1,445 | = |
| Current investments50/53 | €4,715 | €4,715 | €4,715 | €4,715 | €4,715 | = |
| Cash at bank and in hand54/58 | €6,456 | €7,714 | €8,013 | €9,414 | €8,536 | ▼ 9.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59,790 | €63,221 | €67,531 | €68,417 | €66,977 | ▼ 2.1% |
| Equity10/15 | €44,002 | €39,906 | €35,932 | €31,496 | €15,660 | ▼ 50.3% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,933 | €1,933 | €1,933 | €1,933 | €1,933 | = |
| Non-distributable reserves130/1 | - | €1,933 | €1,933 | €1,933 | €1,933 | = |
| Reserves not available under the articles1311 | - | €1,933 | €1,933 | €1,933 | €1,933 | = |
| Profit (loss) carried forward14 | €23,477 | €19,381 | €15,407 | €10,971 | -€4,865 | ▼ 144% |
| Amounts payable17/49 | €15,788 | €23,316 | €31,599 | €36,921 | €51,317 | ▲ 39.0% |
| Amounts payable within one year42/48 | €15,788 | €23,316 | €31,599 | €36,921 | €51,317 | ▲ 39.0% |
| Trade debts44 | €5,354 | €4,018 | €9,339 | €14,284 | €18,025 | ▲ 26.2% |
| Suppliers440/4 | - | €4,018 | €9,339 | €14,284 | €18,025 | ▲ 26.2% |
| Taxes, remuneration and social security45 | - | €4,719 | €6,763 | €9,686 | €21,552 | ▲ 122% |
| Taxes450/3 | - | €2,726 | €4,585 | €5,541 | €3,700 | ▼ 33.2% |
| Remuneration and social security454/9 | - | €1,993 | €2,178 | €4,145 | €17,852 | ▲ 331% |
| Other amounts payable47/48 | - | €14,578 | €15,497 | €12,951 | €11,740 | ▼ 9.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,295 | -€4,096 | -€3,973 | -€4,437 | -€15,836 | ▼ 257% |
| + Depreciation and write-downs630 | - | €47 | €204 | €204 | €204 | = |
| Operating cash flow (approximation) | -€1,295 | -€4,049 | -€3,769 | -€4,233 | -€15,632 | ▼ 269% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | €1,258 | €299 | €1,401 | -€878 | ▼ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet -€15,836
Net result drops to -€15,836, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €1,402 ▲446%
Operating result €2,590, net result €1,402, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bruyère d'Elvigne 11470 GenappeGround area
2,110 m²
Building footprint
129 m²
Volume, LiDAR
771 m³
Parcel 25025A0214/00X000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Sarte, Dion-V. 5 B, 1325 Chaumont-Gistoux
since 19942.066.505.915
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025A0214/00X000 | Wallonia | 2,110 m² | 1 · 129 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500742E9RL8S7AD97
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Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. 5,337 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-04-1994
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
93130Fitness centres
85510Sports and recreation education
93110Operation of sports facilities
93129Activities of other sports clubs
93293Sports, amusement and recreation activities
96999Other personal services
Contact
E-mail
yves.davin@brusselslife.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0452412948
Also
9925:BE0452412948
Registered
18-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.