DC Build & Consult
ActiveDC Build & Consult has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €837k and a net result of €135k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.49 in 2023; short-term debt: 17.8% and cash: 27.6% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.2%
Return on assets
13.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
19 d late
2022
42 d early
2021
34 d early
2020
12 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€837k▼ 1.8%
2023 · €853k
2018: €645k
2019: €631k
2020: €648k
2021: €707k
2022: €845k
2023: €853k
2018 → 2024
Total assets
€1.02M▲ 2.8%
2023 · €991k
2018: €842k
2019: €744k
2020: €795k
2021: €745k
2022: €943k
2023: €991k
2018 → 2024
Net result
€135k▲ 5.0%
2023 · €128k
2018: €111k
2019: €86k
2020: €117k
2021: €130k
2022: €137k
2023: €128k
2018 → 2024
Working capital
€101k▲ 49.6%
2023 · €68k
2018: €136k
2019: €-210
2020: €-20k
2021: €76k
2022: €59k
2023: €68k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€648k-€707k▲ 9.2%€845k▲ 19.4%€853k▲ 1.0%€837k▼ 1.8%
Operating result€157k-€173k▲ 10.2%€185k▲ 6.7%€181k▼ 1.6%€199k▲ 9.9%
Net result€117k-€130k▲ 11.1%€137k▲ 5.9%€128k▼ 6.6%€135k▲ 5.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 10% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.02M
Fixed assets
€737k▼ 6.2%
Current assets
€282k▲ 37.6%
Equity and liabilities €1.02M
Equity
€837k▼ 1.8%
Debt
€181k▲ 31.7%
The debt ratio rises from 13.9% to 17.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€248k▲
2023 · €230k
Cash flow
€184k▲
2023 · €177k
Solvency
82.2%▼
2023 · 86.1%
Current ratio
1.56▲
2023 · 1.49
Quick ratio
1.56▲
2023 · 1.49
Debt / equity
0.22▲
2023 · 0.16
ROE
16.1%▲
2023 · 15.0%
ROA
13.2%▲
2023 · 12.9%
Interest coverage
8279.06▲
2023 · 7675.30
Debt
€181k▲
2023 · €138k
Debt ≤ 1 year
€181k▲
2023 · €138k
Income taxes
€65k▲
2023 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€991k€1.02M▲
Fixed assets21/28€785k€737k▼
Tangible fixed assets22/27€785k€737k▼
Land and buildings22€777k€729k▼
Plant, machinery and equipment23€8k€8k▼
Current assets29/58€205k€282k▲
Amounts receivable within one year40/41€673€1k▲
Trade receivables40€191€857▲
Other amounts receivable41€482€454▼
Cash at bank and in hand54/58€204k€281k▲
Equity and liabilities
Total equity and liabilities10/49€991k€1.02M▲
Equity10/15€853k€837k▼
Contributions10/11€19k€19k=
Reserves13€834k€819k▼
Tax-exempt reserves132€7k€7k=
Distributable reserves133€827k€812k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€138k€181k▲
Amounts payable within one year42/48€138k€181k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€15k€28k▲
Taxes450/3€15k€28k▲
Other amounts payable47/48€120k€150k▲
Accrued charges and deferred income492/3€158€160▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€49k▲
Other operating charges640/8€22k€22k▼
Gross operating margin9900€252k€270k▲
Operating profit (loss)9901€181k€199k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€30€30=
Recurring financial charges65€30€30=
Profit (loss) for the period before taxes9903€181k€199k▲
Income taxes67/77€53k€65k▲
Profit (loss) for the period9904€128k€135k▲
Profit (loss) for the period to be appropriated9905€128k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€135k▲
Transfer from equity791/2€120k€150k▲
Transfer to equity691/2€128k€135k▲
To other reserves6921€128k€135k▲
Profit to be distributed694/7€120k€150k▲
Return on contributions (dividend)694€120k€150k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €137k ▲5.9%
Net result €137k, the highest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 5current ratio 4.34
Current ratio from 0.85 to 4.34; short-term debt falls from €131k to €23k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €86k ▼22.5%
Net result drops to €86k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 939890 GavereGround area
1.4 ha
Building footprint
4,796 m²
Volume, LiDAR
22,929 m³
Parcel 44016B1255/00G000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DC Build & Consult
since 20132.218.553.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44016B1255/00G000 | Flanders | 1.4 ha | 1 · 4,796 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.TECH
BE 0877.781.902
Faimes · Eq €837k
GEMABEL
BE 0462.314.767
Chaudfontaine · Eq €838k
DAMJAL
BE 0441.418.690
Aarschot · Eq €838k
NUMACO
BE 0447.054.390
Hasselt · Eq €836k
IAS Capital
BE 1007.865.236
Aartselaar · Eq €836k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,220 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2013
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.