DBV

Active Private limited companyfounded 2009active for 17 yearsRue de l'Athénée 54, 6000 CharleroiKBO/BCE: BE 0812.164.271

DBV

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Overview

Lifetime

17 annual accounts with figures on one time axis

peak €30,589 (2011)

€20,536▼ 22.9%

lowest -€9,706 (2009)

€6,187▼ 41.4%

peak €12,498 (2025)

€12,498▲ 98.0%

€94,005▼ 12.4%

Board4 names since 2009

2 directors and 1 other

Documentsfilings and deeds

20-08-202620 days late

2025micro format

Gross margin from €26,620 to €20,536Result from €10,557 to €6,187Equity from €6,311 to €12,498Cash from €1,261 to €769

Key points

from the 2025 annual accounts

Equity

€12,498 ▲ 98.0%

DBV has made a profit without a break since 2020.

Debts

€94,005 88% of the balance sheet

Financial debts 72%Suppliers 4%Taxes and wages 2%Other 23%

Of this, €26,537 falls due within a year.

Filings

17 annual accounts since 2009

Ten of the last ten came late. The 2023 accounts came latest: 100 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 5,052 companies had the same profile as DBV has now. Each dot stands for 13 companies, two years later.

95.8%

were still trading

2.4%

stopped another way

1.6%

went bankrupt

Micro
10 to 20 years old
solvency 10 to 30%
a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	2.9%	3.1%
10	5.6%	6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,052 companies, not a prediction for DBV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 08-06-2009

Board & ownership

Recent changes

26-09-2023

2 directors appointed, 1 manager resigning Resignation: (statutory manager) · Appointments: (statutory director) and (statutory director) · General meeting of 04-09-2023 · Gazette deed

09-06-2009

Incorporation published on 17-06-2009 · Gazette deed

09-06-2009

First establishment Rue de l'Athénée 54, Charleroi

All 24 events

Official details

Source: KBO

Status: Active since 09-06-2009Normal situation
Activity: “La constitution,la gestion et la valorisation d’un patrimoine mobilier et immobilier,en pleine propriété ou…” (deed in French)From the articlesNo NACE code in the KBO yet
Establishment unit: 2.334.740.3126000 Charleroi, since 09-06-2009
Financial year end: 31 December
Peppol: Not found in the Peppol Directory

Company details

Annual accounts 2025

: €20,536▼ 22.9%
: ≈ €160,000estimated
: €6,187▼ 41.4%
: €12,498▲ 98.0%
: €106,503▼ 6.3%
Filing: Filed on 20-08-2026

Financials

Insights on DBV

DBV files the micro format. That format states no turnover. The gross margin rose from €1,797 in 2009 to €20,536 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 20-08-2026, 20 days late

€20,536

▼ 22.9%

€13,528

▼ 20.4%

€6,187

▼ 41.4%

-€25,768

▼ €2,668

11.7%

▲ 6.2 percentage points

0.03

▼ 0.02

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €160,000. Estimated: probably between €71,000 and €370,000.

Balance sheet

balance sheet total €106,503 on 31-12-2025

What the company ownsHow it is paid for

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Balance sheet: assets
`20/58`	106,503	113,604	119,672	126,378	133,661	137,349	142,829	145,848	160,625	173,348	188,496	197,759	217,653	232,565	245,912	254,996	254,723
`21/28`	105,734	112,343	119,090	125,838	132,586	135,283	141,634	144,154	158,218	172,282	182,583	194,884	208,433	221,982	235,532	249,081	243,435
`22/27`	105,734	112,343	119,090	125,838	132,586	135,283	141,634	144,154	158,218	172,282	182,583	194,884	208,433	221,982	235,532	249,081	243,435
`22`	105,734	112,343	119,090	125,838	132,586	135,283	141,634	144,154	158,218	172,282	182,583	194,884	208,433	221,982	235,532	249,081	243,435
`29/58`	769	1,261	582	540	1,075	2,066	1,195	1,694	2,407	1,066	5,913	2,875	9,219	10,583	10,380	5,916	11,288
`40/41`	-	-	250	-	11	394	11	1,249	1,540	575	4,581	1,759	26	3,171	7,661	1,818	405
`40`	-	-	250	-	11	394	11	1,249	1,540	575	4,581	1,759	26	3,171	7,661	1,818	405
`54/58`	769	1,261	332	540	1,064	1,672	1,184	445	867	491	1,332	1,116	9,194	7,412	2,720	2,778	10,883
`490/1`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,320	-
Balance sheet: equity and liabilities
`10/49`	106,503	113,604	119,672	126,378	133,661	137,349	142,829	145,848	160,625	173,348	188,496	197,759	217,653	232,565	245,912	254,996	254,723
`10/15`	12,498	6,311	-4,246	-9,934	-19,123	-23,067	-27,188	-26,546	-21,689	-18,935	-21,650	-24,227	-15,599	-11,940	-9,308	-11,026	-3,506
`10/11`	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200
`100`	-	-	-	-	-	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600
`101`	-	-	-	-	-	12,400	12,400	12,400	12,400	12,400	12,400	12,400	12,400	12,400	12,400	12,400	12,400
`13`	6,298	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`133`	6,298	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`14`	-	111	-10,446	-16,134	-25,323	-29,267	-33,388	-32,746	-27,889	-25,135	-27,850	-30,427	-21,799	-18,140	-15,508	-17,226	-9,706
`17/49`	94,005	107,294	123,919	136,312	152,784	160,416	170,017	172,394	182,314	192,283	210,147	221,987	233,252	244,506	255,220	266,023	258,229
`17`	67,469	82,933	97,600	112,121	128,265	140,683	148,247	154,798	165,764	176,165	186,030	199,174	211,990	224,157	235,710	246,679	250,538
`170/4`	67,469	82,933	97,600	112,121	128,265	140,683	148,247	154,798	165,764	176,165	186,030	199,174	211,990	224,157	235,710	246,679	250,538
`42/48`	26,537	24,361	26,318	24,191	23,694	19,733	20,945	17,596	16,550	16,118	23,667	22,812	21,262	20,348	19,509	19,344	7,691
`42`	15,464	14,668	14,521	16,143	15,412	13,421	13,082	10,966	10,401	9,865	13,145	12,816	12,168	11,553	10,969	10,414	7,657
`44`	3,451	4,069	6,173	2,423	2,697	727	2,277	1,045	564	668	1,905	1,380	477	365	110	498	-
`440/4`	3,451	4,069	6,173	2,423	2,697	727	2,277	1,045	564	668	1,905	1,380	477	365	110	498	-
`46`	-	-	-	-	-	-	-	-	-	-	-	186	186	-	-	-	-
`45`	1,932	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`450/3`	1,932	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`47/48`	5,690	5,624	5,624	5,624	5,585	5,585	5,585	5,585	5,585	5,585	8,617	8,431	8,431	8,431	8,431	8,431	34
`492/3`	-	-	-	-	825	-	825	-	-	-	450	-	-	-	-	-	-
Income statement
`9900`	20,536	26,620	23,979	24,316	21,002	20,949	21,035	23,096	23,391	29,620	29,966	17,095	24,259	25,834	30,589	21,642	1,797
`630`	6,609	6,748	6,748	6,748	6,665	6,351	10,297	14,064	14,064	14,064	13,688	13,549	13,549	13,549	13,549	13,549	6,784
`640/8`	400	2,872	4,498	896	2,266	1,935	2,257	4,220	1,867	1,967	1,967	348	1,921	1,920	1,793	1,726	982
`66A`	-	-	-	-	17	-	-	-	-	-	-	-	-	-	-	-	-
`9901`	13,528	17,000	12,733	16,672	12,053	12,664	8,481	4,812	7,460	13,589	14,311	3,198	8,789	10,365	15,247	6,367	-5,969
`75/76B`	-	1	-	-	0	-	-	-	9	5	-	-	6	-	1	3	-
`75`	-	1	-	-	0	-	-	-	9	5	-	-	6	-	1	3	-
`65/66B`	5,409	6,444	7,046	7,483	8,109	8,542	9,123	9,669	10,223	10,879	11,734	11,827	12,453	12,997	13,530	13,890	3,738
`65`	5,409	6,444	7,046	7,483	8,109	8,542	9,123	9,669	10,223	10,879	11,734	11,827	12,453	12,997	13,530	13,890	3,738
`9903`	8,119	10,557	5,688	9,189	3,944	4,121	-642	-4,857	-2,753	2,715	2,577	-8,628	-3,659	-2,632	1,719	-7,520	-9,706
`67/77`	1,932	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-
`9904`	6,187	10,557	5,688	9,189	3,944	4,121	-642	-4,857	-2,753	2,715	2,577	-8,628	-3,659	-2,632	1,718	-7,520	-9,706
`9905`	6,187	10,557	5,688	9,189	3,944	4,121	-642	-4,857	-2,753	2,715	2,577	-8,628	-3,659	-2,632	1,718	-7,520	-9,706
Appropriation of the result
`9906`	6,298	111	-10,446	-16,134	-25,323	-29,267	-33,388	-32,746	-27,889	-25,135	-27,850	-30,427	-21,799	-18,140	-15,508	-17,226	-9,706
`14P`	111	-10,446	-16,134	-25,323	-29,267	-	-	-	-	-	-	-	-	-	-	-	-
`691/2`	6,298	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`6921`	6,298	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 20-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 20 days after the deadline. Filed on 20 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00445076.

Financial year	Type	Filed	Reference	Document
31-12-2025	micro format	20-08-2026	2026-00445076	PDF
31-12-2024	micro format	28-08-2025	2025-00428938	PDF
31-12-2023	micro format	08-11-2024	2024-00531256	PDF
31-12-2022	micro format	26-09-2023	2023-00462065	PDF
31-12-2021	micro format	30-08-2022	2022-20384431	PDF
31-12-2020	micro format	10-08-2021	2021-47500588	PDF
31-12-2019	micro format	14-09-2020	2020-53300198	PDF
31-12-2018	micro format	23-08-2019	2019-51000174	PDF
31-12-2017	micro format	24-08-2018	2018-51900058	PDF
31-12-2016	micro format	08-08-2017	2017-42600430	PDF
31-12-2015	full format	16-08-2016	2016-43800032	PDF
31-12-2014	full format	21-08-2015	2015-46700148	PDF
31-12-2013	full format	28-08-2014	2014-51100135	PDF
31-12-2012	full format	26-08-2013	2013-47700272	PDF
31-12-2011	full format	02-07-2012	2012-25700521	PDF
31-12-2010	full format	24-08-2011	2011-45000379	PDF
31-12-2009	full format	07-09-2010	2010-53700495	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
20,137	23,747	19,481	23,419	18,718	19,014	18,778	18,876	21,524	27,653	27,999	16,747	22,338	23,914	28,796	19,917	816
12,796	17,304	12,435	15,937	10,609	10,472	9,655	9,207	11,311	16,779	16,265	4,921	9,890	10,917	15,268	6,029	-2,922
0	0	0	0	3,967	0	7,777	0	0	3,763	1,387	0	0	0	0	19,194	250,219
-492	929	-208	-524	-608	488	738	-422	377	-842	216	-8,078	1,782	4,692	-58	-8,105	-
-25,768	-23,100	-25,736	-23,651	-22,619	-17,667	-19,750	-15,902	-14,143	-15,053	-17,754	-19,937	-12,042	-9,765	-9,129	-13,428	3,596
11.7%	5.6%	-3.5%	-7.9%	-14.3%	-16.8%	-19.0%	-18.2%	-13.5%	-10.9%	-11.5%	-12.3%	-7.2%	-5.1%	-3.8%	-4.3%	-1.4%
0.03	0.05	0.02	0.02	0.05	0.10	0.06	0.10	0.15	0.07	0.25	0.13	0.43	0.52	0.53	0.31	1.47
7.52	17.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
49.5%	167.3%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5.8%	9.3%	4.8%	7.3%	3.0%	3.0%	-0.4%	-3.3%	-1.7%	1.6%	1.4%	-4.4%	-1.7%	-1.1%	0.7%	-2.9%	-3.8%
3.72	3.69	2.76	3.13	2.31	-	-	-	-	-	-	-	-	-	-	-	-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	-	-	-	-	€3,967
	€6,609	€6,748	€6,748	€6,748	€6,665

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on DBV

The operating result for 2025 is 20% lower than in 2024.

Debt's share of the balance-sheet total falls from 94.4% to 88.3%. Equity is higher and debt is lower.

Board & ownership

Board

2 directors, no change since 2023

Director

since 08-06-2009

listed in the 2025 annual accounts, filed on 20-08-2026

Statutory director

since 08-06-2009

listed in the 2025 annual accounts, filed on 20-08-2026

Signing authority: Each director alone
deed of 26-09-2023

Office holders in the KBO →

Mandates through the years

4 names, the dashed line is today

Director

Statutory director

Statutory manager

BoardEarliermandate already running before its first mentionend not dated

Mandates as a list

- Director, from 08-06-2009 to date
- Statutory director, from 08-06-2009 to date
- Statutory director, appointed by deed of 26-09-2023, no longer listed in the 2025 annual accounts
- Statutory manager, until 26-09-2023

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution: €6,200
Source: 2025 annual accounts

Articles of association

deed of 26-09-2023 (in French)

Duration: Unlimited

Network & group

No group

DBV has no parent and no holdings in its annual accounts. DBV shares no director with another company.

At the same address

Rue de l'Athénée 54, 6000 Charleroi · 4 other companies

CABINET D'AVOCAT - ODILE DELADRIERE establishment since 31-03-2021 · founded in 2003	total assets €152,111 (2025) 0479.496.140
I.V.E. LAW & CO registered office since 24-07-2023 · founded in 2023	total assets €105,639 (2025) 0804.026.961
Baudart, Ingrid (sole trader) establishment since 01-09-2017	founded in 2002 0816.361.502
Vander Eyden, Isabelle (sole trader) establishment since 10-10-2003	founded in 2003 0816.379.615

Timeline

24 events since 2009

Board

Filings

Financial

Establishments

201020122014201620182020202220242026

Deadline for the 2026 accounts: 31-07-2027

2026

20-08-2026

Annual accounts 2025 filed NBBmicro format · 20 days late

2025

28-08-2025

Annual accounts 2024 filed PDFmicro format · 28 days late

2024

31-12-2024

Highest result from 2009 to 2025 net €10,557 ▲85.6% The operating result of €17,000 and the net result of €10,557 are both a record.

08-11-2024

Annual accounts 2023 filed PDFmicro format · 100 days late

2023

26-09-2023

2 directors appointed, 1 manager resigningResignation: (statutory manager) · Appointments: (statutory director) and (statutory director) · General meeting of 04-09-20237 points ▸

Board composition, (statutory director)
Board composition, (statutory director)
Registered office clause, Rue de l'Athénée 54, 6000 Charleroi
General meeting, 04-09-2023
Director resignation, (statutory manager)
Director appointment, (statutory director)
Director appointment, (statutory director)
The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

26-09-2023

Annual accounts 2022 filed PDFmicro format · 57 days late

2022

30-08-2022

Annual accounts 2021 filed PDFmicro format · 30 days late

2021

10-08-2021

Annual accounts 2020 filed PDFmicro format · 10 days late

2020

31-12-2020

Back to profit net €4,121 The net result is €4,121, after 3 loss-making years.

14-09-2020

Annual accounts 2019 filed PDFmicro format · 45 days late

2019

23-08-2019

Annual accounts 2018 filed PDFmicro format · 23 days late

2018

24-08-2018

Annual accounts 2017 filed PDFmicro format · 24 days late

2017

08-08-2017

Annual accounts 2016 filed PDFmicro format · 8 days late

2016

16-08-2016

Annual accounts 2015 filed PDFfull format · 16 days late

2015

31-12-2015

Back to profit net €2,577 The net result is €2,577, after 3 loss-making years.

21-08-2015

Annual accounts 2014 filed PDFfull format · 21 days late

2014

28-08-2014

Annual accounts 2013 filed PDFfull format · 28 days late

2013

26-08-2013

Annual accounts 2012 filed PDFfull format · 26 days late

2012

02-07-2012

Annual accounts 2011 filed PDFfull format · 29 days before the deadline

2011

31-12-2011

Back to profit net €1,718 The net result is €1,718, after 2 loss-making years.

24-08-2011

Annual accounts 2010 filed PDFfull format · 24 days late

2010

07-09-2010

Annual accounts 2009 filed PDFfull format · 38 days late

2009

09-06-2009

Incorporation PDFpublished on 17-06-2009

09-06-2009

First establishment Rue de l'Athénée 54, Charleroi

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

On 9 June 2009, DBV was incorporated.¹ Of the 2 current board members, 2 have served since 2009.² Total assets went from €145,848 in 2018 to €106,503 in 2025.³

Company details

Identity

Enterprise number: 0812.164.271
VAT number: BE 0812.164.271
Legal form: Private limited company
Status: Active, normal situation
Founded: 09-06-2009
Financial year: ends on 31 December
Peppol: Not found in the Peppol Directory
Name: DBV in French
Entity type: Legal entity
Duration: Unlimited
deed of 26-09-2023 (in French)

Activities

Purpose: “La constitution,la gestion et la valorisation d’un patrimoine mobilier et immobilier,en pleine propriété ou en droits réels et…”
Text of the purpose
“La constitution,la gestion et la valorisation d’un patrimoine mobilier et immobilier,en pleine propriété ou en droits réels et notamment,sans que cette énonciation soit limitative,l’achat,la vente,la réparation,la transformation,la construction,la location,la mise en location,la gestion et l’échange de tous biens meubles et immeubles,le tout au sens le plus large,à l’exclusion de l’activité de marchand de biens”
deed of 26-09-2023 (in French)

Registered office and establishments

1 establishment

Establishment	Since	Unit number
Rue de l'Athénée 54 registered office 6000 Charleroi 68203 Renting and operating of own or leased non-residential real estate, excluding land	09-06-2009	2.334.740.312

Buildings and parcels at the address

Ground area: 135 m²
Buildings: 62 m²
Volume, LiDAR: 792 m³
Tallest building: 13.7 m

Buildings to scale, each on its own parcel

registered office establishment The establishment unit on the map

5 companies at this address See who is registered here

Parcels

Cadastral parcel	Area	Buildings	Height / floors
52011B0239/00W153	135 m²	1 · 62 m²	13.7 m · 4

Invoicing and payment

E-invoicing via Peppol

Being listed in the Peppol Directory is voluntary, so the company can still receive invoices via Peppol.

Invoicing without a Peppol listing

Try sending from your invoicing software. If that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

Follow this company and you will hear the next morning if it appears in the Peppol register.

Overview

Lifetime

Key points

Equity

Debts

Filings

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Official details

Annual accounts 2025

Insights on DBV

Financials

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Filed annual accounts

Filings

Key figures and ratios

Investments

Insights on DBV

Board & ownership

Board

Mandates through the years

Control

Capital

Articles of association

Network & group

No group

At the same address

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels

Invoicing and payment

in euro

in euro