Skip to content

DBS BELGIUM

Active
Private limited company (pre-2019)founded 199531 yrs activeAlbert I laan 15, 8630 Veurne, BelgiumKBO/BCE: BE 0454.669.682

DBS BELGIUM has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
45 / 100
Fair▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▲+14
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.56 in 2024), and 74.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
25.1%
Return on assets
6.2%
Age of the figures
15 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €103k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
10 d late
2023
28 d early
2022
5 d early
2021
on the day
2020
131 d late
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€103k▲ 32.5%
2024 · €78k
2019: €55k 2020: €106k 2021: €51k 2022: €17k 2023: €7k 2024: €78k
2019 → 2025
Total assets
€412k▼ 10.8%
2024 · €462k
2019: €435k 2020: €683k 2021: €502k 2022: €457k 2023: €422k 2024: €462k
2019 → 2025
Net result
€25k▼ 64.4%
2024 · €71k
2019: €21k 2020: €51k 2021: €-54k 2022: €-35k 2023: €-10k 2024: €71k
2019 → 2025
Working capital
€-140k▲ 15.8%
2024 · €-166k
2019: €-202k 2020: €-150k 2021: €-194k 2022: €-228k 2023: €-237k 2024: €-166k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€51k-€17k▼ 67.4%€7k▼ 58.5%€78k▲ 1,025%€103k▲ 32.5%
Operating result€-52k-€-33k▲ 37.0%€-9k▲ 71.7%€71k€25k▼ 64.3%
Net result€-54k-€-35k▲ 36.4%€-10k▲ 71.7%€71k€25k▼ 64.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €-52k€-52kNet result 2021: €-54k€-54kOperating result 2022: €-33k€-33kNet result 2022: €-35k€-35kOperating result 2023: €-9k€-9kNet result 2023: €-10k€-10kOperating result 2024: €71k€71kNet result 2024: €71k€71kOperating result 2025: €25k€25kNet result 2025: €25k€25k20212022202320242025
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets €247k=
Current assets €165k▼ 23.2%
Equity and liabilities €412k
Equity €103k▲ 32.5%
Debt €308k▼ 19.6%
The debt ratio falls from 83.1% to 74.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
25.1%
2024 · 16.9%
Current ratio
0.54
2024 · 0.56
Quick ratio
0.54
2024 · 0.56
Debt / equity
2.98
2024 · 4.91
ROE
24.5%
2024 · 91.1%
ROA
6.2%
2024 · 15.4%
Debt
€308k
2024 · €383k
Debt ≤ 1 year
€305k
2024 · €381k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€462k€412k
Fixed assets21/28€247k€247k=
Financial fixed assets28€247k€247k=
Current assets29/58€215k€165k
Amounts receivable within one year40/41€214k€165k
Trade receivables40€210k€161k
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€344€134
Equity and liabilities
Total equity and liabilities10/49€462k€412k
Equity10/15€78k€103k
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€59k€85k
Amounts payable17/49€383k€308k
Amounts payable within one year42/48€381k€305k
Trade debts44€70k€52k
Suppliers440/4€70k€52k
Other amounts payable47/48€311k€253k
Accrued charges and deferred income492/3€2k€3k
Income statement Code20242025
Other operating charges640/8€672€798
Gross operating margin9900€72k€26k
Operating profit (loss)9901€71k€25k
Financial charges65/66B€39€46
Recurring financial charges65€39€46
Profit (loss) for the period before taxes9903€71k€25k
Profit (loss) for the period9904€71k€25k
Profit (loss) for the period to be appropriated9905€71k€25k
Appropriation of the result
Profit (loss) to be appropriated9906€59k€85k
Profit (loss) brought forward from the previous period14P€-12k€59k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
09-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Equity above €100kEq €103k ▲32.5%
2 profitable years in a row build equity to €103k.
10-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-06
Financial Back to profitnet €71k
Net result €71k after 3 loss-making years.
03-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Weakest financial yearnet €-54k ▼207%
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
11-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 131 days late
2020
30-06
Financial Equity above €100kEq €106k ▲92.1%
2 profitable years in a row build equity to €106k.
30-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 161 days late
2017
03-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Albert I laan 158630 Veurne
Ground area
916 m²
Building footprint
220 m²
Volume, LiDAR
1,256 m³
Parcel 38025B0369/00S002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DBS BELGIUM BVBA
Albert I laan 15, 8630 VeurneAir transport
since 19952.072.140.526
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38025B0369/00S002 Flanders 916 m² 1 · 220 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,369 companies in sector 61100 we hold annual accounts for 579. 405 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded01-02-1995
Fiscal year end30-06
Activities, NACEBEL
61100Wired, wireless and satellite telecommunications
61200Telecommunications
46349Wholesale of beverages, general range
46389Wholesale of other food products
46500Wholesale of information and communication equipment
46510Wholesale trade
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.