DBR INVEST
ActiveDBR INVEST has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47k and a net result of €3k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-7
Solvency72=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.69 in 2023; short-term debt: 36.8% and cash: 12.7% of total assets), but 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.8%
Return on assets
2.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
13 d early
2023
19 d early
2022
31 d late
2021
16 d early
2020
15 d early
2019
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€47k▼ 0.1%
2023 · €47k
2018: €19k
2019: €19k
2020: €23k
2021: €40k
2022: €39k
2023: €47k
2018 → 2024
Total assets
€100k▲ 0.5%
2023 · €99k
2018: €73k
2019: €73k
2020: €66k
2021: €79k
2022: €60k
2023: €99k
2018 → 2024
Net result
€3k▼ 62.2%
2023 · €8k
2018: €6k
2019: €583
2020: €4k
2021: €10k
2022: €2k
2023: €8k
2018 → 2024
Working capital
€24k▲ 15.2%
2023 · €21k
2018: €7k
2019: €8k
2020: €12k
2021: €29k
2022: €34k
2023: €21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€40k▲ 70.2%€39k▼ 1.5%€47k▲ 19.9%€47k▼ 0.1%
Operating result€6k-€14k▲ 125%€4k▼ 73.7%€11k▲ 203%€7k▼ 37.6%
Net result€4k-€10k▲ 170%€2k▼ 76.2%€8k▲ 222%€3k▼ 62.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 38% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €100k
Fixed assets
€39k▼ 18.9%
Current assets
€61k▲ 18.8%
Equity and liabilities €100k
Equity
€47k▼ 0.1%
Debt
€53k▲ 1.1%
The debt ratio rises from 52.9% to 53.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▼
2023 · €18k
Cash flow
€14k▼
2023 · €15k
Solvency
46.8%▼
2023 · 47.1%
Current ratio
1.65▼
2023 · 1.69
Quick ratio
1.65▼
2023 · 1.69
Debt / equity
1.14▲
2023 · 1.12
ROE
6.3%▼
2023 · 16.6%
ROA
2.9%▼
2023 · 7.8%
Interest coverage
11.01▼
2023 · 16.60
Debt
€53k▲
2023 · €52k
Debt ≤ 1 year
€37k▲
2023 · €30k
Debt > 1 year
€15k▼
2023 · €21k
Income taxes
€2k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€99k€100k▲
Fixed assets21/28€48k€39k▼
Tangible fixed assets22/27€45k€36k▼
Furniture and vehicles24€45k€36k▼
Financial fixed assets28€3k€3k=
Current assets29/58€51k€61k▲
Amounts receivable within one year40/41€46k€46k▲
Trade receivables40€18k€16k▼
Other amounts receivable41€28k€31k▲
Cash at bank and in hand54/58€4k€13k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€99k€100k▲
Equity10/15€47k€47k▼
Contributions10/11€19k€19k=
Reserves13€28k€28k▼
Distributable reserves133€28k€28k▼
Amounts payable17/49€52k€53k▲
Amounts payable after more than one year17€21k€15k▼
Financial debts170/4€21k€15k▼
Amounts payable within one year42/48€30k€37k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€12k€19k▲
Suppliers440/4€12k€19k▲
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€9k€7k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3€900€900=
Income statement
Code20232024
Non-recurring operating income76A€17k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€11k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€21k€20k▼
Operating profit (loss)9901€11k€7k▼
Financial income75/76B-€24
Recurring financial income75-€24
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€10k€5k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€8k€3k▼
Profit (loss) for the period to be appropriated9905€8k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€3k▼
Transfer from equity791/2-€67
Transfer to equity691/2€8k-
To other reserves6921€8k-
Profit to be distributed694/7-€3k
Return on contributions (dividend)694-€3k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €10k ▲170%
Operating result €14k, net result €10k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €583 ▼90.2%
Net result drops to €583, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houtkant 359880 AalterGround area
204 m²
Building footprint
89 m²
Volume, LiDAR
29 m³
Parcel 44001B7661/00B000, Flanders · tallest building 5.0 m. Linked by address, not a title deed.
1 establishment unit
DBR INVEST
since 20162.257.111.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44001B7661/00B000 | Flanders | 204 m² | 1 · 89 m² | 5.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NICKEL
BE 0861.361.681
Tremelo · Eq €47k
Giefep
BE 1028.338.966
Peer · Eq €47k
SYGMA
BE 0429.189.366
Lasne · Eq €47k
EXPONENTIAL INVEST
BE 0664.610.841
Namur · Eq €47k
JOHELEN
BE 0820.470.837
La Louvière · Eq €47k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,340 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2016
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
47120Other non-specialised retail sale
47910Retail trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.