DBR CONSULT
ActiveSummary
DBR CONSULT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397,822 and a net result of €85,956. Equity is growing by ~58.9% per year across the filed fiscal years. Its solvency ranks better than 22% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability45▲+1
Solvency39=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.88 in 2024; short-term debt: 83.3% and cash: 4.1% of total assets), and 86.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 7833 sector peers (2025).
NBB · sector comparisonPosition among 7833 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
44 d early
2022
41 d early
2021
80 d early
2020
138 d early
2019
64 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€397,822▲ 27.6%
2024 · €311,866
Total assets
€2.9m▲ 34.0%
2024 · €2.2m
Net result
€85,956▲ 1.3%
2024 · €84,816
Working capital
-€146,560▲ 29.1%
2024 · -€206,573
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€93,837▲ 379%€49,792▼ 46.9%€139,726▲ 181%€196,890▲ 40.9%€201,948▲ 2.6%
Net result€73,610within the sector's middle half▲ 305%€32,103within the sector's middle half▼ 56.4%€102,118above the sector's middle half▲ 218%€84,816above the sector's middle half▼ 16.9%€85,956above the sector's middle half▲ 1.3%
Equity€92,829within the sector's middle half▲ 383%€124,932within the sector's middle half▲ 34.6%€227,050above the sector's middle half▲ 81.7%€311,866above the sector's middle half▲ 37.4%€397,822above the sector's middle half▲ 27.6%
Total assets€483,650within the sector's middle half▼ 5.2%€429,440within the sector's middle half▼ 11.2%€1.5mabove the sector's middle half▲ 253%€2.2mabove the sector's middle half▲ 43.0%€2.9mabove the sector's middle half▲ 34.0%
Debt€390,821▼ 20.4%€304,508▼ 22.1%€1.3m▲ 323%€1.9m▲ 44.0%€2.5m▲ 35.1%
Working capital€377,035within the sector's middle half▼ 7.6%€159,670within the sector's middle half▼ 57.7%-€207,509below the sector's middle half-€206,573below the sector's middle half▲ 0.5%-€146,560below the sector's middle half▲ 29.1%
Solvency19.2%within the sector's middle half▲ 15.4pp29.1%within the sector's middle half▲ 9.9pp15.0%below the sector's middle half▼ 14.1pp14.4%below the sector's middle half▼ 0.6pp13.7%below the sector's middle half▼ 0.7pp
Current ratio8.27above the sector's middle half▼ 2.933.15within the sector's middle half▼ 5.110.81below the sector's middle half▼ 2.350.88below the sector's middle half▲ 0.070.94below the sector's middle half▲ 0.06
Return on assets (ROA)15.2%above the sector's middle half▲ 11.7pp7.5%within the sector's middle half▼ 7.7pp6.7%within the sector's middle half▼ 0.7pp3.9%within the sector's middle half▼ 2.8pp3.0%within the sector's middle half▼ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.9m
Fixed assets
€630,819 ▼ 1.2%
Current assets
€2.3m ▲ 48.7%
Equity and liabilities €2.9m
Equity
€397,822 ▲ 27.6%
Debt
€2.5m ▲ 35.1%
Debt's share of the balance-sheet total rises from 85.6% to 86.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€213,957▲
2024 · €196,890
Cash flow
€97,965▲
2024 · €84,816
Quick ratio
0.10▼
2024 · 0.11
Debt to equity
6.30▲
2024 · 5.95
ROE
21.6%▼
2024 · 27.2%
Interest coverage
2.70▲
2024 · 2.41
Debt ≤ 1 year
€2.4m▲
2024 · €1.7m
Debt > 1 year
€86,438▼
2024 · €100,485
Income taxes
€37,208▲
2024 · €32,269
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,678 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,678 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,424 | €10,068 | €10,255 | €0 | €12,009 | - |
| Other operating charges640/8 | €6,078 | €8,227 | €2,190 | €6,111 | €2,558 | ▼ 58.1% |
| Gross operating margin9900 | €113,339 | €68,087 | €152,171 | €203,002 | €216,515 | ▲ 6.7% |
| Operating profit (loss)9901 | €93,837 | €49,792 | €139,726 | €196,890 | €201,948 | ▲ 2.6% |
| Financial income75/76B | - | €10 | €5,865 | €1,914 | €421 | ▼ 78.0% |
| Recurring financial income75 | - | €10 | €5,865 | €1,914 | €421 | ▼ 78.0% |
| Financial charges65/66B | €3,427 | €3,809 | €11,895 | €81,719 | €79,205 | ▼ 3.1% |
| Recurring financial charges65 | €3,427 | €3,809 | €11,895 | €81,719 | €79,205 | ▼ 3.1% |
| Profit (loss) for the period before taxes9903 | €90,410 | €45,992 | €133,696 | €117,085 | €123,164 | ▲ 5.2% |
| Income taxes67/77 | €16,800 | €13,889 | €31,578 | €32,269 | €37,208 | ▲ 15.3% |
| Profit (loss) for the period9904 | €73,610 | €32,103 | €102,118 | €84,816 | €85,956 | ▲ 1.3% |
| Profit (loss) for the period to be appropriated9905 | €73,610 | €32,103 | €102,118 | €84,816 | €85,956 | ▲ 1.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €483,650 | €429,440 | €1.5m | €2.2m | €2.9m | ▲ 34.0% |
| Fixed assets21/28 | €54,736 | €195,668 | €638,691 | €638,691 | €630,819 | ▼ 1.2% |
| Tangible fixed assets22/27 | €48,736 | €189,668 | €632,691 | €632,691 | €624,819 | ▼ 1.2% |
| Land and buildings22 | - | €151,000 | €601,000 | €601,000 | €601,000 | = |
| Plant, machinery and equipment23 | €1,038 | €413 | €2,879 | €2,879 | €2,224 | ▼ 22.8% |
| Furniture and vehicles24 | €1,064 | €745 | €426 | €426 | €21,596 | ▲ 4,974% |
| Leasing and similar rights25 | €46,633 | €37,509 | €28,385 | €28,385 | €0 | ▼ 100% |
| Financial fixed assets28 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Current assets29/58 | €428,914 | €233,773 | €877,128 | €1.5m | €2.3m | ▲ 48.7% |
| Stocks and contracts in progress3 | €81,484 | €155,701 | €730,278 | €1.3m | €2.0m | ▲ 51.7% |
| Stocks30/36 | €81,484 | €155,701 | €730,278 | €1.3m | €2.0m | ▲ 51.7% |
| Amounts receivable within one year40/41 | €78,572 | €60,895 | €57,076 | €119,333 | €112,001 | ▼ 6.1% |
| Trade receivables40 | €77,159 | €55,730 | €47,304 | €101,814 | €94,851 | ▼ 6.8% |
| Other amounts receivable41 | €1,413 | €5,165 | €9,771 | €17,519 | €17,150 | ▼ 2.1% |
| Cash at bank and in hand54/58 | €268,441 | €13,691 | €85,807 | €63,640 | €120,052 | ▲ 88.6% |
| Deferred charges and accrued income490/1 | €418 | €3,485 | €3,967 | €494 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €483,650 | €429,440 | €1.5m | €2.2m | €2.9m | ▲ 34.0% |
| Equity10/15 | €92,829 | €124,932 | €227,050 | €311,866 | €397,822 | ▲ 27.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €74,229 | €106,332 | €208,450 | €293,266 | €379,222 | ▲ 29.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €72,369 | €104,472 | €206,590 | €291,406 | €377,362 | ▲ 29.5% |
| Amounts payable17/49 | €390,821 | €304,508 | €1.3m | €1.9m | €2.5m | ▲ 35.1% |
| Amounts payable after more than one year17 | €338,943 | €230,406 | €204,132 | €100,485 | €86,438 | ▼ 14.0% |
| Financial debts170/4 | €338,943 | €230,406 | €204,132 | €100,485 | €86,438 | ▼ 14.0% |
| Amounts payable within one year42/48 | €51,879 | €74,103 | €1.1m | €1.7m | €2.4m | ▲ 39.4% |
| Current portion of amounts payable after more than one year42 | €11,061 | €40,781 | €32,940 | €42,610 | €44,298 | ▲ 4.0% |
| Financial debts43 | - | - | €783,133 | €1.4m | €1.7m | ▲ 24.6% |
| Credit institutions430/8 | - | - | €783,133 | €1.4m | €1.7m | ▲ 24.6% |
| Trade debts44 | €2,344 | €11,761 | €93,600 | €71,948 | €137,818 | ▲ 91.6% |
| Suppliers440/4 | €2,344 | €11,761 | €93,600 | €71,948 | €137,818 | ▲ 91.6% |
| Taxes, remuneration and social security45 | €22,253 | €14,718 | €12,838 | €17,421 | €21,418 | ▲ 22.9% |
| Taxes450/3 | €22,253 | €14,718 | €12,838 | €14,021 | €14,618 | ▲ 4.3% |
| Remuneration and social security454/9 | - | - | - | €3,400 | €6,800 | ▲ 100% |
| Other amounts payable47/48 | €16,221 | €6,842 | €162,125 | €234,383 | €510,172 | ▲ 118% |
| Accrued charges and deferred income492/3 | - | - | - | €19,766 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73,610 | €32,103 | €102,118 | €84,816 | €85,956 | ▲ 1.3% |
| + Depreciation and write-downs630 | €13,424 | €10,068 | €10,255 | €0 | €12,009 | - |
| Operating cash flow (approximation) | €87,034 | €42,171 | €112,373 | €84,816 | €97,965 | ▲ 15.5% |
| Investment in fixed assets (approximation) | - | -€151,000 | -€453,278 | €0 | -€4,138 | - |
| Change in cash | - | -€254,750 | €72,115 | -€22,167 | €56,412 | ▲ 354% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €102,118 ▲218%
Net result €102,118, the highest in the series.
31-12
Financial
Equity above €200,000Eq €227,050 ▲81.7%
5 profitable years in a row build equity to €227,050.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100,000Eq €124,932 ▲34.6%
4 profitable years in a row build equity to €124,932.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €11,641
Net result €11,641 after one loss-making year.
31-12
Financial
Liquidity times 74current ratio 22.74
Current ratio from 0.31 to 22.74; short-term debt falls from €24,293 to €8,815.
Show earlier events
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2003
Ground area
1.1 ha
Building footprint
1,292 m²
Parcel 46382B0917/00T000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DBR CONSULT
since 20032.135.731.647
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B0917/00T000 | Flanders | 1.1 ha | 1 · 1,292 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of DBR CONSULT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 6,190 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
68121Development of residential building projects
64210Activities of holding companies
68110Buying and selling of own real estate
70100Activities of head offices
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0860301017
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.