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DBR CONSTRUCT

Active
Private limited companyfounded 20179 yrs activeSart d'Avette 140, 4400 Flémalle, BelgiumKBO/BCE: BE 0668.873.990
Summary

The computed 12-month bankruptcy probability of DBR CONSTRUCT is 2.6% (moderate). The 2025 annual accounts show equity of €511,341 and a net result of €282,918. Equity is growing by ~47% per year across the filed fiscal years. Its solvency ranks better than 17% of 1005 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
DBR CONSTRUCTActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
#2 company by staff growth in the province of Liège, Construction of buildings sector1 site
Size
€5.1mtotal assets 2025
Staff
34.7 FTE
Equity
€511,341
Profit
€282,918
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
2.6%
Structure
Board
1 member
Accounts 109 d early1 of 6 deeds read
Why 52- Liquidity: current ratio 0.88, cash €122,550- Equity €511,341 (10.1% of total assets)- Sector Construction of residential and non-residential buildings (NACE 41)- 1 of the last 3 lateShow the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 52% of its sector peers (NACE 41, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 35+6
equity 10.1% of total assets
Liquidity 21+4
short-term debt 60.6% · cash 2.4%
Profitability 75+41
return on assets 5.6%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (907 companies)
Last 24 months 11-2024: 2.0% 12-2024: 2.0%● 0.0% vs 11-2024 01-2025: 2.0%● 0.0% vs 12-2024 02-2025: 2.1%▲ +3.1% vs 01-2025 03-2025: 1.7%▼ -17.4% vs 02-2025lowest value 04-2025: 1.9%▲ +6.6% vs 03-2025 05-2025: 1.9%▲ +1.2% vs 04-2025 06-2025: 1.8%▼ -2.2% vs 05-2025 07-2025: 2.1%▲ +12.9% vs 06-2025 08-2025: 2.6%▲ +23.9% vs 07-2025 09-2025: 3.0%▲ +18.0% vs 08-2025 10-2025: 4.9%▲ +59.9% vs 09-2025 11-2025: 4.9%▲ +1.1% vs 10-2025 12-2025: 8.5%▲ +74.0% vs 11-2025highest value 01-2026: 5.7%▼ -33.5% vs 12-2025 02-2026: 5.8%▲ +1.2% vs 01-2026 03-2026: 5.7%▼ -1.0% vs 02-2026 04-2026: 6.1%▲ +6.5% vs 03-2026 05-2026: 2.7%▼ -54.7% vs 04-2026 06-2026: 2.6%▼ -4.9% vs 05-2026 07-2026: 2.6%● 0.0% vs 06-2026 08-2026: 2.6%● 0.0% vs 07-2026 09-2026: 2.6%● 0.0% vs 08-2026 10-2026: 2.6%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.88, cash €122,550 raises the probability
  • Equity €511,341 (10.1% of total assets) raises the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • 1 of the last 3 late raises the probability
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.82 in 2024; short-term debt: 60.6% and cash: 2.4% of total assets), and 89.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, small). Better than this share of them on solvency 18%, liquidity 21%, profitability 74%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Liquidity: current ratio 0.88, cash €122,550
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €511,341 (10.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1005 sector peers (2025).
NBB · sector comparison
Position among 1005 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
109 d early
2024
126 d late
2023
74 d early
2022
28 d early
2021
2 d early
2020
78 d early
2019
63 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 81 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointment: BLAVIER David (non-statutory director)Name change · Capital conversion…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Back to profitnet €282,918

Key points

  • Positive: Equity rose in 2025from €228,423 to €511,341 ▲ 124% View
  • Positive: Company by staff growth in the province of…in the Checked rankings #2 View
  • New directorlatest change 21-08-2026 · 1 in office 1 joined View

By topic

Financials

Fiscal year
2025
Total assets
€5.1m
Profit
€282,918
Solvency
10.1%
Go to Financials

Timeline

Events
15
Since
2019
Next accounts
by 31-07-2027
  1. 21-08-2026Appointment: BLAVIER David (non-statutory director)
  2. 13-04-2026Annual accounts filed
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
09-01-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
40
Who signs
Each director alone
Annual meeting
29 June at 18:00
Purpose
Entreprise de construction, de bâtiments pour le gros-œuvre et la maçonnerie, et de…
Go to Articles of association

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check

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