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DBMAX SOLUTION

Active
Private limited companyfounded 2024active for 2 yearsOsystraat 10, 2060 Antwerpen, BelgiumKBO/BCE: BE 1007.055.681
Summary

The computed 12-month bankruptcy probability of DBMAX SOLUTION is 2.2% (moderate). The 2025 annual accounts show equity of €20,553 and a net result of €18,553. Its solvency ranks better than 47% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 12-03-2024 Normal situation
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment unit
2.357.140.679 2060 Antwerpen, since 01-04-2024
Financial year end
31 March
Peppol
Reachable since 31-12-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Annual accounts to 31-03-2025
Gross margin
€23,727
Turnover
≈ €290,000
estimated
Profit
€18,553
Equity
€20,553
Total assets
€50,759
Score breakdownraises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €50,759lowers riskLiquidity: current ratio 1.56, cash €23,153Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 71% of micro companies in construction of buildings (NACE 41)
Financial strength
Strong
Solvency 65
equity 40.5% of total assets
Liquidity 69
short-term debt 59.5% · cash 45.6%
Profitability 100
return on assets 36.6%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 04-2025: 3.6% 05-2025: 3.7%▲ +0.1 percentage points vs 04-2025 06-2025: 3.8%▲ +0.1 percentage points vs 05-2025 07-2025: 4.2%▲ +0.4 percentage points vs 06-2025 08-2025: 4.2%● unchanged vs 07-2025 09-2025: 4.6%▲ +0.4 percentage points vs 08-2025 10-2025: 5.0%▲ +0.4 percentage points vs 09-2025highest value 11-2025: 1.2%▼ -3.8 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026lowest value 03-2026: 1.3%▲ +0.1 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.2 percentage points vs 07-2026 09-2026: 1.4%▼ -0.1 percentage points vs 08-2026 10-2026: 1.7%▲ +0.3 percentage points vs 09-2026 11-2026: 2.2%▲ +0.5 percentage points vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.56, above the usual 1.5. Short-term debt is 59.5% and cash 45.6% of total assets. However, 59.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 48% of them on solvency, 74% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.56, cash €23,153
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €50,759
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 29-10-2025 PDF

Turnover
≈ €290,000
Estimated: probably between €150,000 and €520,000
Total assets
€50,759
Net result
€18,553
Working capital
€17,017

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €50,759
Fixed assets €3,536
Current assets €47,223
Equity and liabilities €50,759
Equity €20,553
Debt €30,207
Debt's share of the balance-sheet total is 59.5%.
Key figures and ratios
2025 value
EBITDA
€23,256
Cash flow
€19,017
Current ratio
1.56
Debt to equity
1.47
ROE
90.3%
ROA
36.6%
Interest coverage
over 100
Debt ≤ 1 year
€30,207
Income taxes
€5,154

Investments

fixed assets acquired
Item31-03-2025
Tangible fixed assets€4,000
Depreciation and write-downs of the year€464

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€50,759
Fixed assets21/28€3,536
Tangible fixed assets22/27€3,536
Furniture and vehicles24€3,536
Current assets29/58€47,223
Amounts receivable within one year40/41€24,070
Trade receivables40€7,980
Other amounts receivable41€16,090
Cash at bank and in hand54/58€23,153
Equity and liabilities
Total equity and liabilities10/49€50,759
Equity10/15€20,553
Contributions10/11€2,000
Profit (loss) carried forward14€18,553
Amounts payable17/49€30,207
Amounts payable within one year42/48€30,207
Trade debts44€409
Suppliers440/4€409
Taxes, remuneration and social security45€29,798
Taxes450/3€5,154
Remuneration and social security454/9€24,644
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€464
Other operating charges640/8€471
Gross operating margin9900€23,727
Operating profit (loss)9901€22,792
Financial income75/76B€975
Recurring financial income75€975
Financial charges65/66B€60
Recurring financial charges65€60
Profit (loss) for the period before taxes9903€23,707
Income taxes67/77€5,154
Profit (loss) for the period9904€18,553
Profit (loss) for the period to be appropriated9905€18,553
Appropriation of the result
Profit (loss) to be appropriated9906€18,553

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 29-10-2025.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€464
Other operating charges640/8€471
Gross operating margin9900€23,727
Operating profit (loss)9901€22,792
Financial income75/76B€975
Recurring financial income75€975
Financial charges65/66B€60
Recurring financial charges65€60
Profit (loss) for the period before taxes9903€23,707
Income taxes67/77€5,154
Profit (loss) for the period9904€18,553
Profit (loss) for the period to be appropriated9905€18,553
Line2025
Assets
Total assets20/58€50,759
Fixed assets21/28€3,536
Tangible fixed assets22/27€3,536
Furniture and vehicles24€3,536
Current assets29/58€47,223
Amounts receivable within one year40/41€24,070
Trade receivables40€7,980
Other amounts receivable41€16,090
Cash at bank and in hand54/58€23,153
Equity and liabilities
Total equity and liabilities10/49€50,759
Equity10/15€20,553
Contributions10/11€2,000
Profit (loss) carried forward14€18,553
Amounts payable17/49€30,207
Amounts payable within one year42/48€30,207
Trade debts44€409
Suppliers440/4€409
Taxes, remuneration and social security45€29,798
Taxes450/3€5,154
Remuneration and social security454/9€24,644
Line2025
Profit (loss) for the period9904€18,553
+ Depreciation and write-downs630€464
Operating cash flow (approximation)€19,017

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as DBMAX SOLUTION has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DBMAX SOLUTION itself: 2.2% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for DBMAX SOLUTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-03-2025 micro format 29-10-2025 2025-00552450 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
BELBE Darius-Ionut
Director · appointed in the act of 14-03-2024 · term without a fixed end
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 13 : Vertegenwoordiging van de vennootschap De (iedere) bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als…”
deed of 14-03-2024

Owners and capital

Shareholders

At incorporation act of 14-03-2024 ↗

Capital transactions

Capital over time
  1. 14-03-2024 Incorporation · €2,000 · 100 shares

Articles of association

Board and representation

Board ruleThese rules set how the board is made up, meets and takes decisions.
“1, bestuur toevertrouwd aan een bestuurder”
“1”

Capital, shares and profit

Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
“Op naam, 100”
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Voor helft ten laste overdrager en helft ten laste kopers naar evenredigheid verworven aantal bij meer kopers, elke overdracht onder…”

Articles of association, deed of 14-03-2024 (in Dutch)

Network & group

DBMAX SOLUTION shares no director with another company.

Companies at the same address

8 other companies

Connections & network

1 current director
Depth

The network starts from the directors of DBMAX SOLUTION. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2025
29-10
NBB filing Annual accounts 2025 filedPDF
micro format · 2 days before the deadline
2024
14-03
Gazette deed Incorporation
Starting capital €2,000 · Appointment: BELBE Darius-Ionut (director) · Founder12 points ▸
  • Founder, BELBE Darius-Ionut
  • Incorporation, “DBMAX SOLUTION” (deed in Dutch)
  • Founding capital, “euro 2.000” (deed in Dutch)
  • Other provision, “financieel plan, bedrag aanvankelijk eigen vermogen in licht geplande activiteiten periode ten minste twee jaar” (deed in Dutch)
  • Other provision, “aansprakelijkheid oprichter bij faillissement binnen drie jaar na oprichting bij kennelijk ontoereikend aanvangsvermogen” (deed in Dutch)
  • Other provision, “naleving voorwaarden artikels 5:3, 5:5 en 5:8 Wetboek van vennootschappen en verenigingen, vaststellen dat oprichtingsakte voldoet” (deed in Dutch)
  • Other provision, “vaststelling statuten en overgangsbepalingen, statuten bepalen en overgangsbepalingen vastleggen” (deed in Dutch)
  • Director appointment, BELBE Darius-Ionut (director)
  • Pre-incorporation commitments, “takeover, alle gestelde verbintenissen genomen door oprichter in haar naam” (deed in Dutch)
  • Other provision, “uitvoering voorwerp-vergunningen, nodige voorafgaande toelatingen of vergunningen bekomen of voorwaarden vervullen inzake toegang tot beroep” (deed in Dutch)
  • Other provision, “digitaal afschrift akte, https://www.notaris.be/notariele-akten/mijn-akten” (deed in Dutch)
  • Other provision, “uittreksel artikel 2:6 paragraaf één Wetboek van vennootschappen en verenigingen” (deed in Dutch)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name DBMAX SOLUTION in Dutch
Enterprise number 1007.055.681
Legal form Private limited company
Status Active, normale toestand
Founded 12-03-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 14-03-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, door toedoen bestuur in bijlage tot Belgisch Staatsblad”
deed of 14-03-2024 (in Dutch)

Registered office and establishments

Registered office Osystraat 10, 2060 Antwerpen, Belgium
Establishment unit DBMAX SOLUTION, Osystraat 10, 2060 Antwerpen since 01-04-2024 · unit number 2.357.140.679

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
43211 General electrical installation work
43230 Insulation installation
81210 General cleaning of buildings
Codes under NACEBEL 2008
41201 General construction of buildings main activity
43211 Specialised construction activities
43291 Specialised construction activities
81210 General cleaning of buildings

Invoicing and payment

VAT number BE 1007.055.681
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1007055681
Other Peppol ID 9925:BE1007055681
Registered 31-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1007.055.681

Financial year and general meeting

Accounts at the NBB
Financial year end 31-03

Sites & property

Location
registered office establishment The establishment unit on the map
9 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
230 m²
Building footprint
207 m²
Building volume
3,278 m³
Cadastral parcel Region Area Buildings Height / floors
11805E1280/00T009 Flanders 230 m² 1 · 207 m² 21.2 m · 6