DBM EMERGENCY
ActiveDBM EMERGENCY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €100k. Equity is growing by ~52.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 5.08 against 81.86 in 2024; short-term debt: 19.7% and cash: 37.5% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
48.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
13 d early
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▼ 28.2%
2024 · €229k
2022: €15k
2023: €126k
2024: €229k
2022 → 2025
Total assets
€205k▼ 11.7%
2024 · €232k
2022: €16k
2023: €127k
2024: €232k
2022 → 2025
Net result
€100k▼ 3.0%
2024 · €103k
2022: €13k
2023: €111k
2024: €103k
2022 → 2025
Working capital
€165k▼ 28.2%
2024 · €229k
2022: €13k
2023: €126k
2024: €229k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€126k▲ 759%€229k▲ 82.0%€165k▼ 28.2%
Operating result€16k-€144k▲ 794%€133k▼ 7.6%€130k▼ 2.7%
Net result€13k-€111k▲ 778%€103k▼ 7.2%€100k▼ 3.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €205k
Equity
€165k▼ 28.2%
Debt
€40k▲ 1,321%
The debt ratio rises from 1.2% to 19.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
80.3%▼
2024 · 98.8%
Current ratio
5.08▼
2024 · 81.86
Quick ratio
5.08▼
2024 · 81.86
Debt / equity
0.24▲
2024 · 0.01
ROE
60.9%▲
2024 · 45.1%
ROA
48.9%▲
2024 · 44.5%
Debt
€40k▲
2024 · €3k
Debt ≤ 1 year
€40k▲
2024 · €3k
Income taxes
€30k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€232k€205k▼
Current assets29/58€232k€205k▼
Amounts receivable within one year40/41€41k€0▼
Trade receivables40€0-
Other amounts receivable41€41k€0▼
Current investments50/53€22k€102k▲
Cash at bank and in hand54/58€144k€77k▼
Deferred charges and accrued income490/1€26k€26k▲
Equity and liabilities
Total equity and liabilities10/49€232k€205k▼
Equity10/15€229k€165k▼
Contributions10/11€2k€2k=
Reserves13-€163k
Distributable reserves133-€163k
Profit (loss) carried forward14€227k€0▼
Amounts payable17/49€3k€40k▲
Amounts payable within one year42/48€3k€40k▲
Trade debts44€209€1k▲
Suppliers440/4€209€1k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€0€38k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€654€934▲
Gross operating margin9900€134k€131k▼
Operating profit (loss)9901€133k€130k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€404€310▼
Recurring financial charges65€404€310▼
Profit (loss) for the period before taxes9903€135k€131k▼
Income taxes67/77€31k€30k▼
Profit (loss) for the period9904€103k€100k▼
Profit (loss) for the period to be appropriated9905€103k€100k▼
Appropriation of the result
Profit (loss) to be appropriated9906€227k€328k▲
Profit (loss) brought forward from the previous period14P€124k€227k▲
Transfer to equity691/2-€163k
To other reserves6921-€163k
Profit to be distributed694/7-€165k
Return on contributions (dividend)694-€165k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €229k ▲82%
3 profitable years in a row build equity to €229k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €111k ▲778%
Operating result €144k, net result €111k, both a record.
31-12
Financial
Liquidity times 10current ratio 93.46
Current ratio from 9.54 to 93.46; short-term debt falls from €2k to €1k.
31-12
Financial
Equity above €100kEq €126k ▲759%
2 profitable years in a row build equity to €126k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chapelle-lez-Herlaimont · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Biri 117160 Chapelle-lez-HerlaimontGround area
547 m²
Parcel 52027A0698/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DBM EMERGENCY
since 20222.336.119.096
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52027A0698/00T000 | Wallonia | 547 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VELORA
BE 1014.859.530
Vorst · Eq €165k
Dr. Thomas De Bo, orthopedist
BE 0726.847.328
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Dokter Leen Vandenbussche, Psychiater
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Dr. EVH, oogarts
BE 1001.121.360
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DOKTER STEPHANIE BORET
BE 1000.060.397
Oostende · Eq €165k
Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 6,783 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2022
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.