DBKINE
ActiveThe computed 12-month bankruptcy probability of DBKINE is 2.2% (moderate). The 2025 annual accounts show equity of €50k and a net result of €44k. Equity is growing by ~38.9% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 5.23 in 2024; short-term debt: 41.1% and cash: 20.8% of total assets), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
52.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
17 d early
2023
25 d late
2022
71 d late
2021
29 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 56.6%
2024 · €115k
2020: €18k
2021: €33k
2022: €55k
2023: €79k
2024: €115k
2020 → 2025
Total assets
€85k▼ 40.5%
2024 · €142k
2020: €42k
2021: €67k
2022: €101k
2023: €113k
2024: €142k
2020 → 2025
Net result
€44k▼ 24.2%
2024 · €58k
2020: €17k
2021: €24k
2022: €37k
2023: €44k
2024: €58k
2020 → 2025
Working capital
€44k▼ 61.6%
2024 · €115k
2020: €18k
2021: €30k
2022: €54k
2023: €79k
2024: €115k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€55k▲ 69.0%€79k▲ 44.4%€115k▲ 45.0%€50k▼ 56.6%
Operating result€30k-€48k▲ 58.5%€52k▲ 8.3%€72k▲ 37.9%€53k▼ 26.0%
Net result€24k-€37k▲ 53.4%€44k▲ 18.5%€58k▲ 31.0%€44k▼ 24.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€6k
Current assets
€79k
Equity and liabilities €85k
Equity
€50k▼ 56.6%
Debt
€35k▲ 27.8%
The debt ratio rises from 19.1% to 41.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €72k
Cash flow
€47k▼
2024 · €59k
Solvency
58.9%▼
2024 · 80.9%
Current ratio
2.27▼
2024 · 5.23
Quick ratio
2.27▼
2024 · 5.23
Debt / equity
0.70▲
2024 · 0.24
ROE
88.3%▲
2024 · 50.6%
ROA
52.1%▲
2024 · 40.9%
Interest coverage
1161.91▲
2024 · 979.97
Debt
€35k▲
2024 · €27k
Debt ≤ 1 year
€35k▲
2024 · €27k
Income taxes
€9k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€85k▼
Fixed assets21/28€0€6k▲
Tangible fixed assets22/27€0€6k▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€6k▲
Current assets29/58€142k€79k▼
Amounts receivable after more than one year29€61k€61k=
Other amounts receivable291€61k€61k=
Cash at bank and in hand54/58€81k€18k▼
Equity and liabilities
Total equity and liabilities10/49€142k€85k▼
Equity10/15€115k€50k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€114k€49k▼
Amounts payable17/49€27k€35k▲
Amounts payable within one year42/48€27k€35k▲
Trade debts44-€118
Suppliers440/4-€118
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€24k€33k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€534€3k▲
Other operating charges640/8€574€585▲
Gross operating margin9900€73k€56k▼
Operating profit (loss)9901€72k€53k▼
Financial charges65/66B€74€48▼
Recurring financial charges65€74€48▼
Profit (loss) for the period before taxes9903€72k€53k▼
Income taxes67/77€13k€9k▼
Profit (loss) for the period9904€58k€44k▼
Profit (loss) for the period to be appropriated9905€58k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€137k€158k▲
Profit (loss) brought forward from the previous period14P€78k€114k▲
Profit to be distributed694/7€23k€109k▲
Return on contributions (dividend)694-€88k
Directors or managers695€23k€21k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €58k ▲31%
Operating result €72k, net result €58k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲45%
5 profitable years in a row build equity to €115k.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Athénée 211400 NivellesGround area
4,934 m²
Building footprint
374 m²
Parcel 25782C0404/00F003, Wallonia. Linked by address, not a title deed.
1 establishment unit
DBKINE
since 20192.290.906.210
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0404/00F003 | Wallonia | 4,934 m² | 1 · 374 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2019
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.