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DBJM Group

Active
Private limited companyfounded 20241 yr activeRue Cala Tri Marcassin 45, 1474 Genappe, BelgiumKBO/BCE: BE 1016.217.134
Summary

The computed 12-month bankruptcy probability of DBJM Group is 1.8% (moderate). The 2025 annual accounts show equity of €24,210 and a net result of €24,210. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability84
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 84.69; short-term debt: 0.3% and cash: 8.6% of total assets), but 88% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
12%
Return on assets
12%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 November 2024, DBJM Group was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€24,210
Total assets
€202,032
Net result
€24,210
Working capital
€44,163

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €202,032
Fixed assets €157,341
Current assets €44,691
Equity and liabilities €202,032
Equity €24,210
Debt €177,822
Debt finances 88.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€75,515
Cash flow
€68,451
Current ratio
84.69
Debt to equity
7.35
ROE
100.0%
ROA
12.0%
Interest coverage
117.78
Debt ≤ 1 year
€528
Debt > 1 year
€177,294
Income taxes
€6,425

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€202,032
Fixed assets21/28€157,341
Intangible fixed assets21€143,824
Tangible fixed assets22/27€13,517
Plant, machinery and equipment23€713
Furniture and vehicles24€4,009
Other tangible fixed assets26€8,794
Current assets29/58€44,691
Amounts receivable within one year40/41€1,000
Trade receivables40€1,000
Cash at bank and in hand54/58€17,459
Deferred charges and accrued income490/1€26,232
Equity and liabilities
Total equity and liabilities10/49€202,032
Equity10/15€24,210
Profit (loss) carried forward14€24,210
Amounts payable17/49€177,822
Amounts payable after more than one year17€177,294
Other amounts payable178/9€177,294
Amounts payable within one year42/48€528
Trade debts44€103
Suppliers440/4€103
Taxes, remuneration and social security45€425
Taxes450/3€425
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44,241
Other operating charges640/8€1,762
Gross operating margin9900€77,277
Operating profit (loss)9901€31,274
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€641
Recurring financial charges65€641
Profit (loss) for the period before taxes9903€30,635
Income taxes67/77€6,425
Profit (loss) for the period9904€24,210
Profit (loss) for the period to be appropriated9905€24,210
Appropriation of the result
Profit (loss) to be appropriated9906€24,210

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44,241
Other operating charges640/8€1,762
Gross operating margin9900€77,277
Operating profit (loss)9901€31,274
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€641
Recurring financial charges65€641
Profit (loss) for the period before taxes9903€30,635
Income taxes67/77€6,425
Profit (loss) for the period9904€24,210
Profit (loss) for the period to be appropriated9905€24,210
Line2025
Assets
Total assets20/58€202,032
Fixed assets21/28€157,341
Intangible fixed assets21€143,824
Tangible fixed assets22/27€13,517
Plant, machinery and equipment23€713
Furniture and vehicles24€4,009
Other tangible fixed assets26€8,794
Current assets29/58€44,691
Amounts receivable within one year40/41€1,000
Trade receivables40€1,000
Cash at bank and in hand54/58€17,459
Deferred charges and accrued income490/1€26,232
Equity and liabilities
Total equity and liabilities10/49€202,032
Equity10/15€24,210
Profit (loss) carried forward14€24,210
Amounts payable17/49€177,822
Amounts payable after more than one year17€177,294
Other amounts payable178/9€177,294
Amounts payable within one year42/48€528
Trade debts44€103
Suppliers440/4€103
Taxes, remuneration and social security45€425
Taxes450/3€425
Line2025
Profit (loss) for the period9904€24,210
+ Depreciation and write-downs630€44,241
Operating cash flow (approximation)€68,451

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,816 m²
Building footprint
145 m²
Parcel 25113C0058/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DBJM Group
Rue Cala Tri Marcassin 45, 1474 GenappeSports and recreation education
since 20242.367.216.704
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25113C0058/00C000 Wallonia 2,816 m² 1 · 145 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded14-11-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016217134
Registered 26-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.