Summary
DBJM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.2m and a net result of €305,101. Equity is growing by about 327% per year across the filed financial years. Its solvency ranks better than 31% of 6,676 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
≈ €580,000turnover 2025, estimated
- Equity
- €4.2m
- Profit
- €305,101
Turnover estimated from the gross marginEquity +561%: capital increase
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Holdings
- 1
2025 accounts 81 days early
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
81 days early
2024
14 days early
2023
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 39 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (3 of the last 3 filed years within 61 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Equity above €2mequity €4.2m ▲561%
- Capital & shares · Amendment of…Auditor report · Capital increase…
Financials · financial year 2025, abbreviated format
Equity
€4.2m▲ 561%
2024 · €634,991
Net result
€305,101▼ 48.7%
2024 · €594,800
Total assets
€14.2m▲ 840%
2024 · €1.5m
Solvency
29.5%▼ 12.4pp
2024 · 41.9%
Trend over the years
2023 to 2025, 3 financial years
The operating result falls in 2025; 2025 is 44% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.4m
2025
Net result€0.3m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€14.2m
2025
Equity€4.2m
2025
Debt€10.0m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€0.7m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)2.1%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency29.5%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.57
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€0.04m-€0.8m▲ 18×€0.4m▼ 44.3%
Net result€0.04mwithin the sector's middle half-€0.6mabove the sector's middle half▲ 17×€0.3mabove the sector's middle half▼ 48.7%
Equity€0.04mbelow the sector's middle half-€0.6mabove the sector's middle half▲ 16×€4.2mabove the sector's middle half▲ 561%
Total assets€0.06mbelow the sector's middle half-€1.5mabove the sector's middle half▲ 25×€14.2mabove the sector's middle half▲ 840%
Debt€0.02m-€0.9m▲ 42×€10.0m▲ 11×
Working capital€0.04mwithin the sector's middle half-€0.6mabove the sector's middle half▲ 16×-€0.7mbelow the sector's middle half
Solvency65.7%within the sector's middle half-41.9%within the sector's middle half▼ 23.8pp29.5%within the sector's middle half▼ 12.4pp
Current ratio2.91within the sector's middle half-1.75within the sector's middle half▼ 1.170.57within the sector's middle half▼ 1.18
Return on assets (ROA)57.5%above the sector's middle half-39.2%above the sector's middle half▼ 18.3pp2.1%within the sector's middle half▼ 37.1pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Why a figure moved sharply
- 2025 Equity +561%, Total assets +840% on 2024. Capital increase of €3,257,500 (Official Gazette 17-12-2025).
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.2m
Fixed assets
€13.4m
Current assets
€892,039
Equity and liabilities €14.2m
Equity
€4.2m ▲ 561%
Debt
€10.0m ▲ 11×
Debt's share of the balance-sheet total rises from 58.1% to 70.5%. Equity and debt are higher.
Key figures and ratios
ROE
7.3%▼
2024 · 93.7%
Debt ≤ 1 year
€1.6m▲
2024 · €868,722
Debt > 1 year
€8.5m
Income taxes
€111,632▼
2024 · €189,576
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €534 | €387 | €704 | ▲ 81.7% |
| Gross operating margin9900 | €44,694 | €801,002 | €446,831 | ▼ 44.2% |
| Operating profit (loss)9901 | €44,159 | €800,614 | €446,127 | ▼ 44.3% |
| Financial income75/76B | - | - | €5,547 | - |
| Recurring financial income75 | - | - | €5,547 | - |
| Financial charges65/66B | - | €16,238 | €34,942 | ▲ 115% |
| Recurring financial charges65 | - | €16,238 | €34,942 | ▲ 115% |
| Profit (loss) for the period before taxes9903 | €44,159 | €784,376 | €416,733 | ▼ 46.9% |
| Income taxes67/77 | €8,968 | €189,576 | €111,632 | ▼ 41.1% |
| Profit (loss) for the period9904 | €35,192 | €594,800 | €305,101 | ▼ 48.7% |
| Transfer to tax-exempt reserves689 | - | €210,500 | €168,400 | ▼ 20.0% |
| Profit (loss) for the period to be appropriated9905 | €35,192 | €384,300 | €136,701 | ▼ 64.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €0.06m | €1.5m | €14.2m | ▲ 840% |
| Fixed assets21/28 | - | - | €13.4m | - |
| Financial fixed assets28 | - | - | €13.4m | - |
| Current assets29/58 | €0.06m | €1.5m | €0.9m | ▼ 41.2% |
| Amounts receivable within one year40/41 | €0.02m | €1.1m | €0.04m | ▼ 96.4% |
| Trade receivables40 | €0.02m | €0.9m | €0.02m | ▼ 97.7% |
| Other amounts receivable41 | - | €0.2m | €0.02m | ▼ 91.5% |
| Cash at bank and in hand54/58 | €0.04m | €0.4m | €0.8m | ▲ 107% |
| Deferred charges and accrued income490/1 | - | - | €0.005m | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €0.06m | €1.5m | €14.2m | ▲ 840% |
| Equity10/15 | €0.04m | €0.6m | €4.2m | ▲ 561% |
| Contributions10/11 | €0.005m | €0.005m | €3.3m | ▲ 653× |
| Reserves13 | €0.04m | €0.6m | €0.9m | ▲ 48.4% |
| Tax-exempt reserves132 | - | €0.2m | €0.4m | ▲ 80.0% |
| Distributable reserves133 | €0.04m | €0.4m | €0.6m | ▲ 32.6% |
| Amounts payable17/49 | €0.02m | €0.9m | €10.0m | ▲ 11× |
| Amounts payable after more than one year17 | - | - | €8.5m | - |
| Financial debts170/4 | - | - | €8.5m | - |
| Amounts payable within one year42/48 | €0.02m | €0.9m | €1.6m | ▲ 80.1% |
| Current portion of amounts payable after more than one year42 | - | - | €1.5m | - |
| Financial debts43 | - | €0.8m | €0 | ▼ 100% |
| Other loans439 | - | €0.8m | €0 | ▼ 100% |
| Trade debts44 | €0.001m | €0.001m | €0.002m | ▲ 20.7% |
| Suppliers440/4 | €0.001m | €0.001m | €0.002m | ▲ 20.7% |
| Taxes, remuneration and social security45 | €0.02m | €0.02m | €0.1m | ▲ 421% |
| Taxes450/3 | €0.02m | €0.02m | €0.1m | ▲ 421% |
| Other amounts payable47/48 | - | - | €0.002m | - |
| Accrued charges and deferred income492/3 | - | €0.01m | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €35,192 | €594,800 | €305,101 | ▼ 48.7% |
| Operating cash flow (approximation) | €35,192 | €594,800 | €305,101 | ▼ 48.7% |
| Change in cash | - | €369,664 | €437,070 | ▲ 18.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 11-05-2026 | 2026-00108297 |
| 31-12-2024 | micro format | 17-07-2025 | 2025-00282759 |
| 31-12-2023 | micro format | 10-07-2024 | 2024-00232375 |
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Of the 24,455 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,124. 8,708 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 office holder, no change since 2023
Other functions 1
Deboeverie, Jeroen Edwig
CurrentNiet statutairbestuurder · since 03-07-2023
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2023, 1 in office
- Other function
| Name | Functions and periods |
|---|---|
| Deboeverie, Jeroen Edwig |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
After the capital increase
act of 17-12-2025 ↗
- Deboeverie Jeroen
At incorporation
act of 03-07-2023 ↗
- Deboeverie,Jeroen Edwig 300 shares (100%) · in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 17-12-2025 Capital increase of €3,257,500 · 1,538 new shares · in kind
- 17-12-2025 Converted to available equity
- 03-07-2023 Incorporation · €5,000 · 300 shares
Group and network
Holdings and subsidiaries
1 holding · 2 subsidiaries in the treeHoldings 1
-
100%
All subsidiaries, including indirect ones 2
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
BIJENHOF 100%1 subsidiary
- Bijenhof Hoyez SASFR 89.29%
According to the 2025 annual accounts of DBJM and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 office holderThe board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
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Board mandates elsewhere
2 board mandatesBoard mandates of this companythis company sits on their board2
1 location
1 location
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
financial year 2025 · abbreviated format
2025
31-12
Financial
Equity above €2mequity €4.2m ▲561%
A profit in every financial year since 2023 builds equity to €4.2m.
17-12
Gazette deed
Capital & shares · Amendment of the articlesAuditor report · Capital increase · Capital contribution9 facts ▸
Gazette deed
Capital & shares · Amendment of the articles
Auditor report · Capital increase · Capital contribution9 facts ▸
- General meeting, 09-12-2025
- Other provision, “kennisname verslag bestuursorgaan, beschrijving inbreng in natura, gemotiveerde waardering, verantwoording inbreng en belang voor vennootschap” (deed in Dutch)
- Auditor report, 20-11-2025
- Capital increase, €3,257,500
- Capital contribution
- Share issue, “volgestorte aandelen”, 1538 (deed in Dutch)
- Capital conversion, “beschikbare eigen vermogensrekening” (deed in Dutch)
- Amendment of the articles, “Artikel 5” (deed in Dutch)
- Amendment of the articles, “Artikel 16” (deed in Dutch)
17-07
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial
Highest result from 2023 to 2025net €594,800 ▲1,590%
Operating result €800,614, net result €594,800, both a record.
31-12
Financial
Equity above €500,000equity €634,991 ▲1,480%
A profit in every financial year since 2023 builds equity to €634,991.
10-07
NBB filing
Annual accounts filed
financial year 2023 · micro format
04-03
Gazette deed
Registered officeRegistered-office move2 facts ▸
Gazette deed
Registered office
Registered-office move2 facts ▸
- Board meeting, 15-01-2024
- Registered-office move, Moravie 30, 8501 Kortrijk (Bissegem)
2023
03-07
Gazette deed
IncorporationAppointment: Deboeverie,Jeroen Edwig (niet statutairbestuurder) · Founder · Registered office clause6 facts ▸
Gazette deed
Incorporation
Appointment: Deboeverie,Jeroen Edwig (niet statutairbestuurder) · Founder · Registered office clause6 facts ▸
- Incorporation, 28-06-2023
- Founder, Deboeverie,Jeroen Edwig
- Registered office clause, “8500 Kortrijk,Steenstratelaan 11” (deed in Dutch)
- Founding capital, €5,000
- Bank account, 5000, “voorafgaandelijk aan de oprichting” (deed in Dutch)
- Director appointment, Deboeverie,Jeroen Edwig (niet statutairbestuurder)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
3 of 3 deeds read
Register details
Identification
Legal formPrivate limited company
Founded29-06-2023
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
63920Other information service activities
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0803386068
Also
9925:BE0803386068
Registered
27-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Ground area
4,110 m²
Building footprint
2,903 m²
Building volume
21,078 m³
Parcel 34007B0040/00Z002, Flanders · tallest building 10.7 m. Linked by address, not a title deed.
1 establishment unit
DBJM
since 2023unit no. 2.347.313.391
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34007B0040/00Z002 | Flanders | 4,110 m² | 1 · 2,903 m² | 10.7 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Elke dienstverlening op het gebied van management, het beheer en het bestuur en in het algemeen alle adviesverlening aan bedrijven, personen…” (deed in Dutch)
9 activities (deed in Dutch)
- Elke dienstverlening op het gebied van management, het beheer en het bestuur en in het algemeen alle adviesverlening aan bedrijven, personen en vennootschappen.
- Het waarnemen van bestuursopdrachten en –mandaten, het uitoefenen van opdrachten en functies, het optreden als vereffenaar.
- Het verlenen van diensten, consulting en adviezen aan derden van financiële, technische, commerciële of administratieve aard in de ruimste zin, bijstand en diensten verlenen, rechtstreeks of onrechtstreeks op het vlak van administratie, financiën, verkoop, productie en algemeen bestuur.
- Het verwerven van participaties, in eender welke vorm, in alle bestaande of op te richten rechtspersonen of ondernemingen; het stimuleren, plannen en coördineren van de ontwikkeling van voormelde rechtspersonen of ondernemingen.
- De aan- en verkoop, evenals de in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke goederen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een eigen onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten (vruchtgebruik, recht van opstal, erfpacht), zoals de huurfinanciering van onroerend goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen, het ontwerpen en opvolgen van projecten, en het maken van studies met betrekking tot immobiliën; de aan- en verkoop, huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende en roerende goederen te bevorderen.
- Zich borg stellen voor het goede verloop van verbintenissen, door derde personen aangegaan, die het genot zouden hebben van voormelde roerende en onroerende goederen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een eigen roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop, het beheren van aandelen, aandelenopties, obligaties, kasbons, afgeleide producten of andere roerende waarden, van welke vorm ook, uitgegeven door Belgische of buitenlandse emittenten.
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, in eender welke vorm; het zich borg stellen of aval verlenen, in de meest ruime zin; alle handelsoperaties en financiële operaties verrichten, behalve deze die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- DBJM
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, België of buitenland” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder, onbepaalde duur bij gebrek aan bepaling duurtijd” (deed in Dutch)“Ten minste helft leden aanwezig of vertegenwoordigd, tenzij hieraan verzaakt wordt door alle bestuurders” (deed in Dutch)