DBG Agro

Active

Private limited companyfounded 20215 yrs activeFobbestraat 2A, 8940 Wervik, BelgiumKBO/BCE: BE 0766.417.883

DBG Agro has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €59k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

82 / 100

Excellent

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability92▲+16

Solvency69▲+13

Growth78▲+26

Track record94

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €11k at 30 days acceptable

Liquidity tight (current ratio 1.35 against 0.89 in 2024; short-term debt: 54.8% and cash: 34.4% of total assets), and 56.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 01

Relative position

BE, all sectors

reference

Sector 01

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

43.6%

Return on assets

18.2%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

1 d early

2024

22 d early

2023

6 d early

2022

32 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€142k▲ 71.7%

2024 · €83k

2022: €65k 2023: €67k 2024: €83k

2022 → 2025

Total assets

€326k▲ 20.2%

2024 · €271k

2022: €299k 2023: €280k 2024: €271k

2022 → 2025

Net result

€59k▲ 273%

2024 · €16k

2022: €45k 2023: €2k 2024: €16k

2022 → 2025

Working capital

€62k

2024 · €-19k

2022: €-108k 2023: €-77k 2024: €-19k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€65k-€67k▲ 3.7%€83k▲ 23.8%€142k▲ 71.7%

Operating result€64k-€3k▼ 95.0%€24k▲ 646%€94k▲ 291%

Net result€45k-€2k▼ 94.7%€16k▲ 573%€59k▲ 273%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 291% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €326k

26.1%

73.9%

Fixed assets €85k▼ 28.0%

Current assets €241k▲ 58.3%

Equity and liabilities €326k

43.6%

56.4%

Equity €142k▲ 71.7%

Debt €184k▼ 2.5%

The debt ratio falls from 69.5% to 56.4%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€143k▲

2024 · €83k

Cash flow

€109k▲

2024 · €75k

Solvency

43.6%▲

2024 · 30.5%

Current ratio

1.35▲

2024 · 0.89

Quick ratio

1.35▲

2024 · 0.88

Debt / equity

1.29▼

2024 · 2.28

ROE

41.8%▲

2024 · 19.2%

ROA

18.2%▲

2024 · 5.9%

Interest coverage

22.91▼

2024 · 117.53

Debt

€184k▼

2024 · €189k

Debt ≤ 1 year

€179k▲

2024 · €170k

Debt > 1 year

€5k▼

2024 · €18k

Income taxes

€28k▲

2024 · €8k

Staff costs

€37k▼

2024 · €43k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€271k€326k▲

Formation expenses20€1k€295▼

Fixed assets21/28€118k€85k▼

Tangible fixed assets22/27€104k€71k▼

Plant, machinery and equipment23€51k€37k▼

Furniture and vehicles24€54k€34k▼

Financial fixed assets28€14k€14k=

Current assets29/58€152k€241k▲

Stocks and contracts in progress3€2k€0▼

Stocks30/36€2k€0▼

Amounts receivable within one year40/41€111k€129k▲

Trade receivables40€93k€126k▲

Other amounts receivable41€18k€2k▼

Cash at bank and in hand54/58€38k€112k▲

Deferred charges and accrued income490/1€1k€0▼

Equity and liabilities

Total equity and liabilities10/49€271k€326k▲

Equity10/15€83k€142k▲

Contributions10/11€20k€20k=

Reserves13€63k€122k▲

Distributable reserves133€63k€122k▲

Amounts payable17/49€189k€184k▼

Amounts payable after more than one year17€18k€5k▼

Financial debts170/4€18k€5k▼

Amounts payable within one year42/48€170k€179k▲

Current portion of amounts payable after more than one year42€13k€13k▲

Trade debts44€133k€9k▼

Suppliers440/4€133k€9k▼

Taxes, remuneration and social security45€14k€31k▲

Taxes450/3€8k€28k▲

Remuneration and social security454/9€6k€3k▼

Other amounts payable47/48€10k€126k▲

Accrued charges and deferred income492/3€0€500▲

Income statement Code20242025

Non-recurring operating income76A-€4k

Remuneration, social security and pensions62€43k€37k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€49k▼

Other operating charges640/8€1k€698▼

Gross operating margin9900€127k€181k▲

Operating profit (loss)9901€24k€94k▲

Financial income75/76B€579€63▼

Recurring financial income75€579€63▼

Financial charges65/66B€705€6k▲

Recurring financial charges65€705€6k▲

Profit (loss) for the period before taxes9903€24k€88k▲

Income taxes67/77€8k€28k▲

Profit (loss) for the period9904€16k€59k▲

Profit (loss) for the period to be appropriated9905€16k€59k▲

Appropriation of the result

Profit (loss) to be appropriated9906€16k€59k▲

Transfer to equity691/2€16k€59k▲

To other reserves6921€16k€59k▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2022net €59k ▲273%

Operating result €94k, net result €59k, both a record.

31-12

Financial Equity above €100kEq €142k ▲71.7%

4 profitable years in a row build equity to €142k.

09-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

25-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €2k ▼94.7%

Net result drops to €2k, the lowest in the series; recovery starts the following year.

29-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Wervik · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fobbestraat 2A8940 Wervik

Ground area

1.7 ha

Building footprint

230 m²

Volume, LiDAR

1,183 m³

Parcel 33029A0208/00N000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

DBG Agro

Fobbestraat 2A, 8940 WervikMixed farming

since 20212.315.622.107

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
33029A0208/00N000	Flanders	1.7 ha	1 · 230 m²	7.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2024 · 2 entries · 85 EUR awarded · 66 EUR paid

Year	Entries	awarded	paid
2024	1	0 EUR	66 EUR
2023	1	85 EUR	0 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 85 EUR · 66 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Wervik2.315.622.107

3 permissions

Boerderij - pluimvee <200 stuks en duiven · since 21-04-2026

Loonwerker - geen gebruik gewasbeschermingsmiddelen · since 12-09-2022

Vervoer kamer t° levensmiddelen · since 12-09-2022

Similar companies · same sector, comparable size

GROPAKU

BE 0656.771.954

Geraardsbergen · Eq €142k

Sint-Truiden · Eq €141k

Somme-Leuze · Eq €141k

Of 4,676 companies in sector 01610 we hold annual accounts for 1,368. 1,141 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-04-2021

Fiscal year end31-12

Activities, NACEBEL

01610Support activities for crop production

49410Freight transport by road

33120Repair and maintenance of machinery

41003General construction of other non-residential buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.