Skip to content

DBF HOLDING

Active
Private limited companyfounded 20251 yr activeRue Franc Bois(Y-G) 27, 5650 Walcourt, BelgiumKBO/BCE: BE 1022.580.433
Summary

The computed 12-month bankruptcy probability of DBF HOLDING is 2.1% (moderate). The annual accounts of DBF HOLDING for fiscal year 2025 show a net loss of 60% of total assets. The 2025 annual accounts show equity of €1,293 and a net result of -€3,707. Its solvency ranks better than 39% of 18537 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.26; short-term debt: 79.2% and cash: 80.5% of total assets), and 79.2% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.8%
Return on assets
-59.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 April 2025, DBF HOLDING was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€1,293
Total assets
€6,210
Net result
-€3,707
Working capital
€1,293

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €6,210
Equity €1,293
Debt €4,917
Debt finances 79.2% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.26
Debt to equity
3.80
ROE
-286.7%
ROA
-59.7%
Debt ≤ 1 year
€4,917

Peer companies

Historical observation

Of the 177 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 92% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
2.8% went bankrupt
5.1% stopped otherwise
92% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 177 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 20 lines
Balance sheet Code2025
Assets
Total assets20/58€6,210
Current assets29/58€6,210
Amounts receivable within one year40/41€1,210
Trade receivables40€1,210
Cash at bank and in hand54/58€5,000
Equity and liabilities
Total equity and liabilities10/49€6,210
Equity10/15€1,293
Contributions10/11€5,000
Profit (loss) carried forward14-€3,707
Amounts payable17/49€4,917
Amounts payable within one year42/48€4,917
Trade debts44€2,207
Suppliers440/4€2,207
Other amounts payable47/48€2,710
Income statement Code2025
Gross operating margin9900-€3,707
Operating profit (loss)9901-€3,707
Profit (loss) for the period before taxes9903-€3,707
Profit (loss) for the period9904-€3,707
Profit (loss) for the period to be appropriated9905-€3,707
Appropriation of the result
Profit (loss) to be appropriated9906-€3,707

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900-€3,707
Operating profit (loss)9901-€3,707
Profit (loss) for the period before taxes9903-€3,707
Profit (loss) for the period9904-€3,707
Profit (loss) for the period to be appropriated9905-€3,707
Line2025
Assets
Total assets20/58€6,210
Current assets29/58€6,210
Amounts receivable within one year40/41€1,210
Trade receivables40€1,210
Cash at bank and in hand54/58€5,000
Equity and liabilities
Total equity and liabilities10/49€6,210
Equity10/15€1,293
Contributions10/11€5,000
Profit (loss) carried forward14-€3,707
Amounts payable17/49€4,917
Amounts payable within one year42/48€4,917
Trade debts44€2,207
Suppliers440/4€2,207
Other amounts payable47/48€2,710
Line2025
Profit (loss) for the period9904-€3,707
Operating cash flow (approximation)-€3,707

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
967 m²
Building footprint
112 m²
Parcel 93089C0004/00M002, Wallonia. Linked by address, not a title deed.
1 establishment unit
DBF HOLDING
Rue Franc Bois(Y-G) 27, 5650 WalcourtRetail sale of meat and meat products, excluding game and poultry
since 20252.374.843.872
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93089C0004/00M002 Wallonia 967 m² 1 · 112 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 163 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
47271Retail trade
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID 0208:1022580433
Also 9925:BE1022580433
Registered 11-05-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.