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DBF CONCEPT

Active
Public limited companyfounded 199036 yrs activeChaussée de Châtelet 63, 6060 Charleroi, BelgiumKBO/BCE: BE 0441.014.557
Summary

DBF CONCEPT has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,741 and a net result of -€9,663. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 996 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

What they do
Rental and leasing activities
NACE 77223NACE 77293
1 site
How big
€40,437total assets 2025
Equity
€37,741
Loss
-€9,663
Turnover not published (abridged schema)
Financially healthy?
64 Healthy Checked score 2025
Bankruptcy chance 12 m
0.5%
Who decides
Accounts filed 17 d late0 of 3 deeds read
Why 64- Higher-failure-rate sector- Higher-failure-rate region- Annual accounts: weaker financial profile- Persistent losses+ Long track record+ Lower-risk legal formFiled after the deadlineShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 13.94 against 18.02 in 2024; short-term debt: 6.7% and cash: 11.1% of total assets), and 6.7% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
93.3%
Return on assets
-23.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9,663
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
17 d late
2024
27 d late
2023
3 d late
2022
16 d late
2021
31 d late
2020
5 d early
2019
19 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€9,663 View
  • Positive: Among the best 7% on solvencysector median 36.4% · 996 companies 93.3% View
  • Active since 1990founded 29-06-1990 36 years View

By topic

Financials

Fiscal year
2025
Total assets
€40,437
Loss
-€9,663
Solvency
93.3%
Total assets▼ 19.1%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 17-08-2026Annual accounts filed
  2. 27-08-2025Annual accounts filed
  3. 03-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Rental and leasing activitiesNACE 77223
Founded
29-06-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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