DBEM PRO
ActiveFinancials · financial year 2025, micro format
2025 annual accounts filed 7 days after the deadline Filed on 7 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00400611.
Annual accounts 2025 filed on 07-08-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is a loss of €10,707, after a profit of €4,617 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | €1,776 | €1,488 | €1,228 |
| Intangible fixed assets | €1,191 | - | - | - |
| Depreciation and write-downs of the year | €723 | €934 | €962 | €1,313 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €31,623 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €723 | €934 | €962 | €1,313 | ▲ 36.5% |
| Other operating charges640/8 | €348 | €528 | €736 | €677 | ▼ 8.0% |
| Gross operating margin9900 | -€51,381 | -€39,780 | €6,316 | -€8,717 | - |
| Operating profit (loss)9901 | -€52,452 | -€41,241 | €4,617 | -€10,707 | - |
| Financial income75/76B | €0 | €0 | - | - | - |
| Recurring financial income75 | €0 | €0 | - | - | - |
| Financial charges65/66B | €2,836 | €3,861 | €2,191 | €1,802 | ▼ 17.7% |
| Recurring financial charges65 | €2,836 | €3,861 | €2,191 | €1,802 | ▼ 17.7% |
| Profit (loss) for the period before taxes9903 | -€55,287 | -€45,103 | €2,427 | -€12,509 | - |
| Profit (loss) for the period9904 | -€55,287 | -€45,103 | €2,427 | -€12,509 | - |
| Profit (loss) for the period to be appropriated9905 | -€55,287 | -€45,103 | €2,427 | -€12,509 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €13,305 | €3,667 | €5,312 | €7,748 | ▲ 45.9% |
| Fixed assets21/28 | €468 | €1,311 | €1,836 | €1,751 | ▼ 4.6% |
| Intangible fixed assets21 | €468 | - | - | - | - |
| Tangible fixed assets22/27 | - | €1,311 | €1,836 | €1,751 | ▼ 4.6% |
| Furniture and vehicles24 | - | €1,311 | €1,836 | €1,751 | ▼ 4.6% |
| Current assets29/58 | €12,836 | €2,356 | €3,476 | €5,997 | ▲ 72.5% |
| Amounts receivable within one year40/41 | €11,793 | €660 | €2,744 | €4,218 | ▲ 53.7% |
| Trade receivables40 | €10,794 | - | €2,629 | €3,812 | ▲ 45.0% |
| Other amounts receivable41 | €999 | €660 | €115 | €407 | ▲ 254% |
| Cash at bank and in hand54/58 | €1,044 | €1,696 | €732 | €1,392 | ▲ 90.1% |
| Deferred charges and accrued income490/1 | - | - | - | €387 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €13,305 | €3,667 | €5,312 | €7,748 | ▲ 45.9% |
| Equity10/15 | -€45,287 | -€90,390 | -€87,963 | -€100,472 | ▼ 14.2% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Contributions outside capital11 | €10,000 | €10,000 | €10,000 | - | - |
| Other1109/19 | €10,000 | €10,000 | €10,000 | - | - |
| Profit (loss) carried forward14 | -€55,287 | -€100,390 | -€97,963 | -€110,472 | ▼ 12.8% |
| Amounts payable17/49 | €58,592 | €94,057 | €93,275 | €108,221 | ▲ 16.0% |
| Amounts payable within one year42/48 | €57,805 | €93,467 | €93,275 | €108,221 | ▲ 16.0% |
| Trade debts44 | €7,025 | €1,448 | €5,464 | €4,359 | ▼ 20.2% |
| Suppliers440/4 | €7,025 | €1,448 | €5,464 | €4,359 | ▼ 20.2% |
| Taxes, remuneration and social security45 | - | €10,665 | - | - | - |
| Taxes450/3 | - | €10,665 | - | - | - |
| Other amounts payable47/48 | €50,780 | €81,354 | €87,811 | €103,861 | ▲ 18.3% |
| Accrued charges and deferred income492/3 | €787 | €590 | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€55,287 | -€45,103 | €2,427 | -€12,509 | - |
| + Depreciation and write-downs630 | €723 | €934 | €962 | €1,313 | ▲ 36.5% |
| Operating cash flow (approximation) | -€54,565 | -€44,169 | €3,389 | -€11,196 | - |
| Investment in fixed assets (approximation) | - | -€1,776 | -€1,488 | -€1,228 | ▲ 17.4% |
| Change in cash | - | €652 | -€964 | €660 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,639 companies had the same profile as DBEM PRO has now. Two years later, 84.8% were still going and 8.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DBEM PRO itself: 2.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for DBEM PRO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.