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Private limited companyfounded 2022active for 3 yearsLangveld 11, 8790 Waregem, BelgiumKBO/BCE: BE 0795.468.591
Summary

DBE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €600,037 and a net result of €250,188. Equity is growing by about 64% per year across the filed financial years. Its solvency ranks better than 78% of 9,718 sector peers (NACE 64, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00477632.

Equity
€600,037▲ 71.5%
2024 · €349,849
Net result
€250,188▲ 28.5%
2024 · €194,740
Total assets
€747,403▲ 78.0%
2024 · €419,864
Solvency
80.3%▼ 3.0pp
2024 · 83.3%
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 24% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€313,375 2025 Net result€250,188 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€192,187-€253,188▲ 31.7%€313,375▲ 23.8%
Net result€149,109above the sector's middle half-€194,740above the sector's middle half▲ 30.6%€250,188above the sector's middle half▲ 28.5%
Equity€155,109within the sector's middle half-€349,849within the sector's middle half▲ 126%€600,037above the sector's middle half▲ 71.5%
Total assets€207,993within the sector's middle half-€419,864within the sector's middle half▲ 102%€747,403within the sector's middle half▲ 78.0%
Debt€52,884-€70,015▲ 32.4%€147,366▲ 110%
Working capital€155,109above the sector's middle half-€349,849above the sector's middle half▲ 126%€600,231above the sector's middle half▲ 71.6%
Solvency74.6%within the sector's middle half-83.3%above the sector's middle half▲ 8.8pp80.3%above the sector's middle half▼ 3.0pp
Current ratio3.93within the sector's middle half-6.00above the sector's middle half▲ 2.065.08above the sector's middle half▼ 0.92
Return on assets (ROA)71.7%above the sector's middle half-46.4%above the sector's middle half▼ 25.3pp33.5%above the sector's middle half▼ 12.9pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €747,403
Equity €600,037 ▲ 71.5%
Debt €147,366 ▲ 110%
Debt's share of the balance-sheet total rises from 16.7% to 19.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
41.7%▼
2024 · 55.7%
Debt ≤ 1 year
€147,172▲
2024 · €70,015
Income taxes
€76,729▲
2024 · €58,247
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€419,864€747,403▲
Current assets29/58€419,864€747,403▲
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Current investments50/53€350,000€600,000▲
Cash at bank and in hand54/58€69,864€147,403▲
Equity and liabilities
Total equity and liabilities10/49€419,864€747,403▲
Equity10/15€349,849€600,037▲
Contributions10/11€6,000€6,000=
Reserves13€343,849€594,037▲
Distributable reserves133€343,849€594,037▲
Amounts payable17/49€70,015€147,366▲
Amounts payable within one year42/48€70,015€147,172▲
Trade debts44€889€0▼
Suppliers440/4€889€0▼
Taxes, remuneration and social security45€69,126€144,422▲
Taxes450/3€66,376€144,422▲
Remuneration and social security454/9€2,750€0▼
Other amounts payable47/48-€2,750
Accrued charges and deferred income492/3-€195
Income statement Code20242025
Other operating charges640/8€513€0▼
Gross operating margin9900€253,701€313,375▲
Operating profit (loss)9901€253,188€313,375▲
Financial income75/76B-€13,752
Recurring financial income75-€13,752
Financial charges65/66B€202€210▲
Recurring financial charges65€202€210▲
Profit (loss) for the period before taxes9903€252,986€326,917▲
Income taxes67/77€58,247€76,729▲
Profit (loss) for the period9904€194,740€250,188▲
Profit (loss) for the period to be appropriated9905€194,740€250,188▲
Appropriation of the result
Profit (loss) to be appropriated9906€194,740€250,188▲
Transfer to equity691/2€194,740€250,188▲
To other reserves6921€194,740€250,188▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Other operating charges640/8€499€513€0▼ 100%
Gross operating margin9900€192,686€253,701€313,375▲ 23.5%
Operating profit (loss)9901€192,187€253,188€313,375▲ 23.8%
Financial income75/76B--€13,752-
Recurring financial income75--€13,752-
Financial charges65/66B€41€202€210▲ 3.9%
Recurring financial charges65€41€202€210▲ 3.9%
Profit (loss) for the period before taxes9903€192,146€252,986€326,917▲ 29.2%
Income taxes67/77€43,036€58,247€76,729▲ 31.7%
Profit (loss) for the period9904€149,109€194,740€250,188▲ 28.5%
Profit (loss) for the period to be appropriated9905€149,109€194,740€250,188▲ 28.5%
Line202320242025Change
Assets
Total assets20/58€207,993€419,864€747,403▲ 78.0%
Current assets29/58€207,993€419,864€747,403▲ 78.0%
Amounts receivable within one year40/41€24,200€0--
Trade receivables40€24,200€0--
Current investments50/53-€350,000€600,000▲ 71.4%
Cash at bank and in hand54/58€183,793€69,864€147,403▲ 111%
Equity and liabilities
Total equity and liabilities10/49€207,993€419,864€747,403▲ 78.0%
Equity10/15€155,109€349,849€600,037▲ 71.5%
Contributions10/11€6,000€6,000€6,000=
Reserves13€149,109€343,849€594,037▲ 72.8%
Distributable reserves133€149,109€343,849€594,037▲ 72.8%
Amounts payable17/49€52,884€70,015€147,366▲ 110%
Amounts payable within one year42/48€52,884€70,015€147,172▲ 110%
Trade debts44-€889€0▼ 100%
Suppliers440/4-€889€0▼ 100%
Taxes, remuneration and social security45€52,884€69,126€144,422▲ 109%
Taxes450/3€50,134€66,376€144,422▲ 118%
Remuneration and social security454/9€2,750€2,750€0▼ 100%
Other amounts payable47/48--€2,750-
Accrued charges and deferred income492/3--€195-
Line202320242025Change
Profit (loss) for the period9904€149,109€194,740€250,188▲ 28.5%
Operating cash flow (approximation)€149,109€194,740€250,188▲ 28.5%
Change in cash--€113,929€77,539-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 28-08-2026 2026-00477632
31-12-2024 micro format 01-07-2025 2025-00220217
31-12-2023 micro format 15-07-2024 2024-00251159

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