Skip to content

DBD TECH

Active
Private limited companyfounded 2021active for 5 yearsRue de la Basse-Sambre, Soye 10, 5150 Floreffe, BelgiumKBO/BCE: BE 0765.717.010
Summary

The computed 12-month bankruptcy probability of DBD TECH is 3.5% (moderate). The annual accounts of DBD TECH for financial year 2025 show a net loss of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €51,795 and a net result of -€80,147. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 22% of 34,590 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General electrical installation work
NACE 43211
1 site
Size
€254,653total assets 2025
Staff
0.3 FTE
Equity
€51,795
Loss
-€80,147
Turnover not published (micro format)
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.5%
Structure
Accounts filed 53 days late1 of 2 deeds read
Why 47raises riskLatest accounts 53 days late; 1 of the last 3 lateSector: Specialised construction activities (NACE 43)Founded in 2021Loss of €80,147 (financial year 2025)Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 13% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 45-24
equity 20.3% of total assets
Liquidity 29-32
short-term debt 45.5% · cash 1.3%
Profitability 0-71
return on assets -31.5%
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.6%▼ -0.2 percentage points vs 11-2024 01-2025: 0.5%▼ -0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.3%▼ -0.3 percentage points vs 05-2025lowest value 07-2025: 0.3%● unchanged vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.2 percentage points vs 08-2026 10-2026: 3.5%▲ +2.6 percentage points vs 09-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.05, compared with 1.88 in 2024, above the usual 1.5; short-term debt: 45.5% and cash: 1.3% of total assets), but 79.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 22% on solvency, 18% on liquidity, 4% on profitability and 7% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
raises riskneutral
raises risk · Latest accounts 53 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €80,147 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 34590 sector peers (2025).
NBB · sector comparison
Position among 34590 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
53 days late
2024
71 days early
2023
54 days early
2022
96 days early
2021
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 42 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Where today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€80,147
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (53 days) Filed on 22 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00518961.

Equity
€51,795▼ 60.7%
2024 · €131,942
Total assets
€254,653▼ 15.6%
2024 · €301,674
Net result
-€80,147
2024 · €4,472
Working capital
€122,199▼ 12.2%
2024 · €139,168
Trend over the years

2021 to 2025, 5 financial years

The operating result turns negative in 2025: a loss of €74,084 after €6,941 in 2024, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€74,084 2025 Net result-€80,147 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€7,852-€97,824▲ 1,146%€46,681▼ 52.3%€6,941▼ 85.1%-€74,084
Net result€5,997within the sector's middle half-€77,627above the sector's middle half▲ 1,194%€37,246above the sector's middle half▼ 52.0%€4,472within the sector's middle half▼ 88.0%-€80,147below the sector's middle half
Equity€12,597below the sector's middle half-€90,224within the sector's middle half▲ 616%€127,470within the sector's middle half▲ 41.3%€131,942within the sector's middle half▲ 3.5%€51,795within the sector's middle half▼ 60.7%
Total assets€40,487below the sector's middle half-€173,938within the sector's middle half▲ 330%€222,916within the sector's middle half▲ 28.2%€301,674above the sector's middle half▲ 35.3%€254,653within the sector's middle half▼ 15.6%
Debt€27,890-€83,714▲ 200%€95,446▲ 14.0%€169,732▲ 77.8%€202,858▲ 19.5%
Working capital€8,897within the sector's middle half-€86,566within the sector's middle half▲ 873%€121,838above the sector's middle half▲ 40.7%€139,168above the sector's middle half▲ 14.2%€122,199above the sector's middle half▼ 12.2%
Solvency31.1%within the sector's middle half-51.9%within the sector's middle half▲ 20.8pp57.2%within the sector's middle half▲ 5.3pp43.7%within the sector's middle half▼ 13.4pp20.3%below the sector's middle half▼ 23.4pp
Current ratio1.32within the sector's middle half-2.03within the sector's middle half▲ 0.722.31within the sector's middle half▲ 0.271.88within the sector's middle half▼ 0.422.05within the sector's middle half▲ 0.17
Return on assets (ROA)14.8%within the sector's middle half-44.6%above the sector's middle half▲ 29.8pp16.7%within the sector's middle half▼ 27.9pp1.5%within the sector's middle half▼ 15.2pp-31.5%below the sector's middle half▼ 33.0pp
Staff (FTE)0.3
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254,653
Fixed assets €16,509 ▲ 243%
Current assets €238,144 ▼ 19.8%
Equity and liabilities €254,653
Equity €51,795 ▼ 60.7%
Debt €202,858 ▲ 19.5%
Debt's share of the balance-sheet total rises from 56.3% to 79.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€66,871▼
2024 · €9,904
Cash flow
-€72,934▼
2024 · €7,436
Quick ratio
1.98▲
2024 · 1.85
Debt to equity
3.92▲
2024 · 1.29
ROE
-154.7%▼
2024 · 3.4%
Interest coverage
-10.73▼
2024 · 10.26
Debt ≤ 1 year
€115,945▼
2024 · €157,694
Debt > 1 year
€7,468
Income taxes
€0▼
2024 · €1,548
Staff costs
€13,857
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,133 companies that looked in July 2024 the way this one looks now, 6.4% went bankrupt within 24 months and 86.4% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
6.4% went bankrupt
6.6% stopped otherwise
86.4% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,133 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€301,674€254,653▼
Fixed assets21/28€4,813€16,509▲
Intangible fixed assets21€4,533€1,885▼
Tangible fixed assets22/27€280€14,414▲
Plant, machinery and equipment23€280€0▼
Furniture and vehicles24-€14,414
Financial fixed assets28-€210
Current assets29/58€296,861€238,144▼
Stocks and contracts in progress3€5,500€8,112▲
Stocks30/36€5,500€8,112▲
Amounts receivable within one year40/41€196,441€199,704▲
Trade receivables40€166,918€181,222▲
Other amounts receivable41€29,522€18,482▼
Cash at bank and in hand54/58€91,355€3,365▼
Deferred charges and accrued income490/1€3,566€26,963▲
Equity and liabilities
Total equity and liabilities10/49€301,674€254,653▼
Equity10/15€131,942€51,795▼
Contributions10/11€6,600€6,600=
Profit (loss) carried forward14€125,342€45,195▼
Amounts payable17/49€169,732€202,858▲
Amounts payable after more than one year17-€7,468
Financial debts170/4-€7,468
Amounts payable within one year42/48€157,694€115,945▼
Current portion of amounts payable after more than one year42-€5,087
Financial debts43€100,000€0▼
Credit institutions430/8€100,000€0▼
Trade debts44€53,219€106,614▲
Suppliers440/4€53,219€106,418▲
Bills of exchange payable441€0€195▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€4,474€4,244▼
Accrued charges and deferred income492/3€12,038€79,444▲
Income statement Code20242025
Remuneration, social security and pensions62-€13,857
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,963€7,214▲
Other operating charges640/8€0€86▲
Gross operating margin9900€9,904-€52,929▼
Operating profit (loss)9901€6,941-€74,084▼
Financial income75/76B€45€170▲
Recurring financial income75€45€170▲
Financial charges65/66B€965€6,233▲
Recurring financial charges65€965€6,233▲
Profit (loss) for the period before taxes9903€6,021-€80,147▼
Income taxes67/77€1,548€0▼
Profit (loss) for the period9904€4,472-€80,147▼
Profit (loss) for the period to be appropriated9905€4,472-€80,147▼
Appropriation of the result
Profit (loss) to be appropriated9906€125,342€45,195▼
Profit (loss) brought forward from the previous period14P€120,870€125,342▲

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62----€13,857-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,712€1,290€1,328€2,963€7,214▲ 143%
Other operating charges640/8€50€0€29€0€86-
Gross operating margin9900€9,613€99,114€48,038€9,904-€52,929-
Operating profit (loss)9901€7,852€97,824€46,681€6,941-€74,084-
Financial income75/76B€24€395€343€45€170▲ 281%
Recurring financial income75€24€395€343€45€170▲ 281%
Financial charges65/66B€112€140€141€965€6,233▲ 546%
Recurring financial charges65€112€140€141€965€6,233▲ 546%
Profit (loss) for the period before taxes9903€7,765€98,079€46,884€6,021-€80,147-
Income taxes67/77€1,768€20,452€9,638€1,548€0▼ 100%
Profit (loss) for the period9904€5,997€77,627€37,246€4,472-€80,147-
Profit (loss) for the period to be appropriated9905€5,997€77,627€37,246€4,472-€80,147-
Line20212022202320242025Change
Assets
Total assets20/58€40,487€173,938€222,916€301,674€254,653▼ 15.6%
Formation expenses20€522€0----
Fixed assets21/28€3,178€3,658€7,776€4,813€16,509▲ 243%
Intangible fixed assets21€3,178€2,446€7,180€4,533€1,885▼ 58.4%
Tangible fixed assets22/27-€913€596€280€14,414▲ 5,043%
Plant, machinery and equipment23-€913€596€280€0▼ 100%
Furniture and vehicles24----€14,414-
Financial fixed assets28-€300€0-€210-
Current assets29/58€36,787€170,280€215,140€296,861€238,144▼ 19.8%
Stocks and contracts in progress3---€5,500€8,112▲ 47.5%
Stocks30/36---€5,500€8,112▲ 47.5%
Amounts receivable within one year40/41€567€131,275€177,627€196,441€199,704▲ 1.7%
Trade receivables40€567€99,704€163,009€166,918€181,222▲ 8.6%
Other amounts receivable41-€31,571€14,618€29,522€18,482▼ 37.4%
Cash at bank and in hand54/58€34,512€37,074€34,719€91,355€3,365▼ 96.3%
Deferred charges and accrued income490/1€1,708€1,931€2,793€3,566€26,963▲ 656%
Equity and liabilities
Total equity and liabilities10/49€40,487€173,938€222,916€301,674€254,653▼ 15.6%
Equity10/15€12,597€90,224€127,470€131,942€51,795▼ 60.7%
Contributions10/11€6,600€6,600€6,600€6,600€6,600=
Profit (loss) carried forward14€5,997€83,624€120,870€125,342€45,195▼ 63.9%
Amounts payable17/49€27,890€83,714€95,446€169,732€202,858▲ 19.5%
Amounts payable after more than one year17----€7,468-
Financial debts170/4----€7,468-
Amounts payable within one year42/48€27,890€83,714€93,301€157,694€115,945▼ 26.5%
Current portion of amounts payable after more than one year42----€5,087-
Financial debts43---€100,000€0▼ 100%
Credit institutions430/8---€100,000€0▼ 100%
Trade debts44€14,436€39,908€68,775€53,219€106,614▲ 100%
Suppliers440/4€13,902€29,974€68,542€53,219€106,418▲ 100.0%
Bills of exchange payable441€535€9,934€233€0€195-
Taxes, remuneration and social security45€2,355€22,220€20,452€0--
Taxes450/3€2,355€22,220€20,452€0--
Other amounts payable47/48€11,099€21,587€4,074€4,474€4,244▼ 5.1%
Accrued charges and deferred income492/3--€2,145€12,038€79,444▲ 560%
Line20212022202320242025Change
Profit (loss) for the period9904€5,997€77,627€37,246€4,472-€80,147-
+ Depreciation and write-downs630€1,712€1,290€1,328€2,963€7,214▲ 143%
Operating cash flow (approximation)€7,709€78,917€38,574€7,436-€72,934-
Investment in fixed assets (approximation)--€1,771-€5,446€0-€18,910-
Change in cash-€2,562-€2,354€56,635-€87,990-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 micro format 22-09-2026 2026-00518961
31-12-2024 micro format 21-05-2025 2025-00100110
31-12-2023 micro format 07-06-2024 2024-00114649
31-12-2022 micro format 26-04-2023 2023-00065918
31-12-2021 micro format 17-06-2022 2022-20068902

Similar companies · same sector, comparable size

Of the 22,637 active companies whose main activity is general electrical installation work (NACE 43211), figures are known for 10,450. 8,688 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
no sitting director read yet, last change in 2024
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Mandate history

3 people since 2024, 0 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
HD Pro Gest srl
  • Director, from 28-05-2024 to 11-07-2024
JODION srl
  • Director, from 28-05-2024 to 11-07-2024
LOUCLEBAS srl
  • Director, from 28-05-2024 to 11-07-2024
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 26 March 2021, DBD TECH was incorporated as a private limited company.1 Total assets went from €40,487 in 2021 to €254,653 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
22-09
NBB filing Annual accounts filed
financial year 2025 · micro format · 53 days late
2025
31-12
Financial Weakest financial yearnet -€80,147
Net result drops to -€80,147, the lowest in the series.
21-05
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
11-07
Gazette deed Resignations: Hendricx Thomas, Dustin Thomas and Lefèbvre Maxime
Appointments: HD Pro Gest srl, JODION srl and LOUCLEBAS srl · Permanent representatives: Hendricx Thomas, Lefèbvre Maxime and Dustin Thomas10 facts ▸
  • General meeting, 28-05-2024
  • Director resignation, Hendricx Thomas (director)
  • Director resignation, Dustin Thomas (director)
  • Director resignation, Lefèbvre Maxime (director)
  • Director appointment, HD Pro Gest srl (director)
  • Permanent representative, Hendricx Thomas
  • Director appointment, JODION srl (director)
  • Permanent representative, Lefèbvre Maxime
  • Director appointment, LOUCLEBAS srl (director)
  • Permanent representative, Dustin Thomas
07-06
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Equity above €100,000equity €127,470 ▲41.3%
A profit in every financial year since 2021 builds equity to €127,470.
26-04
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial Highest result from 2021 to 2025net €77,627 ▲1,194%
Operating result €97,824, net result €77,627, both a record.
17-06
NBB filing Annual accounts filed
financial year 2021 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded26-03-2021
Financial year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43310Plastering work
43320Joinery installation
43410Roofing work
46836Wholesale trade
Contact
E-mail info@dbdtech.be
E-mail mle@dbdtech.be
Phone +32472699839
E-invoicing
Reachable via Peppol
Peppol ID 0208:0765717010
Registered 09-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0765.717.010

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
2,743 m²
Building footprint
115 m²
Building volume
820 m³
2 parcels, Wallonia · tallest building 8.6 m. Linked by address, not a title deed.
1 establishment unit
DBD Tech
Rue de l'Eco-Construction(RH) 8, 5020 NamurGeneral electrical installation work
since 2021unit no. 2.316.286.160
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
92120F0026/00Y006 Wallonia 2,527 m² - -
92118B0127/00C000 Wallonia 216 m² 1 · 115 m² 8.6 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.