DBCarSelect
ActiveSummary
The computed 12-month bankruptcy probability of DBCarSelect is 3.1% (moderate). The 2025 annual accounts show negative equity (-€35,196) and a net result of -€38,196. Its solvency ranks better than 12% of 11425 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23; short-term debt: 87.9% and cash: 1.8% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-43%
Return on assets
-46.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
33 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
-€35,196
Total assets
€81,907
Net result
-€38,196
Working capital
-€55,488
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €79,604
Fixed assets
€63,055
Current assets
€16,549
Key figures and ratios
EBITDA
-€21,609
Cash flow
-€26,573
Solvency
-43.0%
Current ratio
0.23
Debt to equity
-3.33
ROA
-46.6%
Interest coverage
-4.33
Debt
€117,103
Debt ≤ 1 year
€72,037
Debt > 1 year
€45,066
Staff costs
€3,484
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €3,484 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,622 |
| Other operating charges640/8 | €1,890 |
| Gross operating margin9900 | -€16,235 |
| Operating profit (loss)9901 | -€33,232 |
| Financial income75/76B | €31 |
| Recurring financial income75 | €31 |
| Financial charges65/66B | €4,995 |
| Recurring financial charges65 | €4,995 |
| Profit (loss) for the period before taxes9903 | -€38,196 |
| Profit (loss) for the period9904 | -€38,196 |
| Profit (loss) for the period to be appropriated9905 | -€38,196 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €81,907 | |
| Formation expenses20 | €2,304 | |
| Fixed assets21/28 | €63,055 | |
| Intangible fixed assets21 | €26,351 | |
| Tangible fixed assets22/27 | €32,419 | |
| Furniture and vehicles24 | €10,544 | |
| Other tangible fixed assets26 | €21,875 | |
| Financial fixed assets28 | €4,285 | |
| Current assets29/58 | €16,549 | |
| Amounts receivable within one year40/41 | €12,122 | |
| Trade receivables40 | €12,060 | |
| Other amounts receivable41 | €62 | |
| Cash at bank and in hand54/58 | €1,495 | |
| Deferred charges and accrued income490/1 | €2,932 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €81,907 | |
| Equity10/15 | -€35,196 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | -€38,196 | |
| Amounts payable17/49 | €117,103 | |
| Amounts payable after more than one year17 | €45,066 | |
| Financial debts170/4 | €45,066 | |
| Amounts payable within one year42/48 | €72,037 | |
| Current portion of amounts payable after more than one year42 | €18,868 | |
| Financial debts43 | €3,433 | |
| Credit institutions430/8 | €3,433 | |
| Trade debts44 | €20,862 | |
| Suppliers440/4 | €20,862 | |
| Advances received on contracts in progress46 | €500 | |
| Taxes, remuneration and social security45 | €6,055 | |
| Taxes450/3 | €4,922 | |
| Remuneration and social security454/9 | €1,133 | |
| Other amounts payable47/48 | €22,319 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€38,196 |
| + Depreciation and write-downs630 | €11,622 |
| Operating cash flow (approximation) | -€26,573 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
Ground area
1,852 m²
Building footprint
346 m²
Parcel 92039A0075/00H003, Wallonia. Linked by address, not a title deed.
1 establishment unit
DBCarSelect
since 20242.364.975.311
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039A0075/00H003 | Wallonia | 1,852 m² | 1 · 346 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
Cars & Trucks International
BE 0701.632.573
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BE 0454.409.069
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AUTO FOSSES 24
BE 1007.154.661
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B2B CONSULTING
BE 0713.577.233
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BRATFORT SOLUTIONS
BE 0794.559.266
BERNKASTEL KUES
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,129 companies in sector 46711 we hold annual accounts for 1,128. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
46712Wholesale trade
46720Wholesale of motor vehicle parts and accessories
Contact
E-mail
dbcarselect@gmail.com
E-mail
dylanbaivier@live.beNamur
Phone
0499/827109Namur
Scores and ratios are computed by Checked and are not a credit decision.