DBC
ActiveDBC has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €13k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 90% of 7930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-37
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.73 against 7.41 in 2024), and 11.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.1%
Return on assets
11.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €107k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
44 d early
2023
35 d early
2022
26 d early
2021
46 d early
2020
25 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€107k▲ 12.4%
2024 · €95k
2018: €83k
2019: €83k
2020: €82k
2021: €81k
2022: €79k
2023: €78k
2024: €95k
2018 → 2025
Total assets
€122k▲ 13.0%
2024 · €108k
2018: €146k
2019: €151k
2020: €157k
2021: €147k
2022: €153k
2023: €144k
2024: €108k
2018 → 2025
Net result
€13k▼ 30.8%
2024 · €19k
2018: €44k
2019: €54k
2020: €63k
2021: €59k
2022: €67k
2023: €61k
2024: €19k
2018 → 2025
Working capital
€97k▲ 23.4%
2024 · €79k
2018: €81k
2019: €81k
2020: €79k
2021: €80k
2022: €79k
2023: €77k
2024: €79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€79k▼ 1.8%€78k▼ 2.0%€95k▲ 22.9%€107k▲ 12.4%
Operating result€59k-€67k▲ 13.6%€61k▼ 8.7%€29k▼ 52.8%€23k▼ 21.1%
Net result€59k-€67k▲ 13.7%€61k▼ 8.4%€19k▼ 68.1%€13k▼ 30.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 21% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€10k▼ 40.8%
Current assets
€112k▲ 22.6%
Equity and liabilities €122k
Equity
€107k▲ 12.4%
Debt
€14k▲ 17.5%
The debt ratio rises from 11.4% to 11.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€30k▼
2024 · €34k
Cash flow
€21k▼
2024 · €25k
Solvency
88.1%▼
2024 · 88.6%
Current ratio
7.73▲
2024 · 7.41
Quick ratio
7.73▲
2024 · 7.41
Debt / equity
0.14▲
2024 · 0.13
ROE
12.6%▼
2024 · 20.4%
ROA
11.1%▼
2024 · 18.1%
Interest coverage
54.33▲
2024 · 44.88
Debt
€14k▲
2024 · €12k
Debt ≤ 1 year
€14k▲
2024 · €12k
Income taxes
€9k▲
2024 · €9k
Staff costs
€159
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€122k▲
Fixed assets21/28€16k€10k▼
Tangible fixed assets22/27€16k€10k▼
Plant, machinery and equipment23€766€824▲
Furniture and vehicles24€16k€9k▼
Current assets29/58€91k€112k▲
Amounts receivable within one year40/41€10k€12k▲
Trade receivables40€9k€12k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€68k€89k▲
Deferred charges and accrued income490/1€13k€11k▼
Equity and liabilities
Total equity and liabilities10/49€108k€122k▲
Equity10/15€95k€107k▲
Contributions10/11€19k€19k=
Reserves13€77k€88k▲
Distributable reserves133€77k€88k▲
Amounts payable17/49€12k€14k▲
Amounts payable within one year42/48€12k€14k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€842€3k▲
Taxes450/3€842€3k▲
Other amounts payable47/48€8k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€159
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€36k€32k▼
Operating profit (loss)9901€29k€23k▼
Financial income75/76B€505€422▼
Recurring financial income75€505€422▼
Financial charges65/66B€761€553▼
Recurring financial charges65€761€553▼
Profit (loss) for the period before taxes9903€29k€23k▼
Income taxes67/77€9k€9k▲
Profit (loss) for the period9904€19k€13k▼
Profit (loss) for the period to be appropriated9905€19k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€13k▼
Transfer from equity791/2€2k€2k▼
Transfer to equity691/2€19k€13k▼
To other reserves6921€19k€13k▼
Profit to be distributed694/7€2k€2k▼
Return on contributions (dividend)694€2k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €13k ▼30.8%
Net result drops to €13k, the lowest in the series.
31-12
Financial
Equity above €100kEq €107k ▲12.4%
8 profitable years in a row build equity to €107k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 7.41
Current ratio from 2.15 to 7.41; short-term debt falls from €67k to €12k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €67k ▲13.7%
Operating result €67k, net result €67k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lillerbaan 193990 PeerGround area
894 m²
Building footprint
269 m²
Volume, LiDAR
1,068 m³
Parcel 72019A0360/00V000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DBC
since 20062.157.082.535
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72019A0360/00V000 | Flanders | 894 m² | 1 · 269 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 37 EUR awarded · 37 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 37 EUR | 37 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Middelkerke · Eq €108k
Of 971 companies in sector 46431 we hold annual accounts for 700. 487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2006
Fiscal year end31-12
Activities, NACEBEL
46431Wholesale of electrical household appliances and audio-video equipment
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.