DB2 Invest is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €115k and a net result of €-965. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 86% of 8013 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
25 d early
2024
on the day
2023
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▼ 0.8%
2024 · €116k
2023: €116k
2024: €116k
2023 → 2025
Net result
€-965▼ 20.0%
2024 · €-804
2023: €-4k
2024: €-804
2023 → 2025
Total assets
€130k▲ 12.3%
2024 · €116k
2023: €116k
2024: €116k
2023 → 2025
Solvency
88.3%▼ 11.7pp
2024 · 100.0%
2023: 100.0%
2024: 100.0%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€116k-€116k▼ 0.7%€115k▼ 0.8%
Operating result€-3k-€-740▲ 76.8%€-1k▼ 92.6%
Net result€-4k-€-804▲ 77.5%€-965▼ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €740 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€123k▲ 23.1%
Current assets
€7k▼ 56.7%
Equity and liabilities €130k
Equity
€115k
Debt
€15k
Debt finances 11.7% of the balance-sheet total.
Key figures and ratios
Solvency
88.3%▼
2024 · 100.0%
ROE
-0.8%▼
2024 · -0.7%
ROA
-0.7%▼
2024 · -0.7%
Debt
€15k
Debt ≤ 1 year
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€130k▲
Fixed assets21/28€100k€123k▲
Financial fixed assets28€100k€123k▲
Current assets29/58€16k€7k▼
Amounts receivable within one year40/41€258€258=
Other amounts receivable41€258€258=
Cash at bank and in hand54/58€15k€6k▼
Deferred charges and accrued income490/1-€734
Equity and liabilities
Total equity and liabilities10/49€116k€130k▲
Equity10/15€116k€115k▼
Contributions10/11€120k€120k=
Profit (loss) carried forward14€-4k€-5k▼
Amounts payable17/49-€15k
Amounts payable within one year42/48-€15k
Other amounts payable47/48-€15k
Income statement
Code20242025
Other operating charges640/8€141-
Gross operating margin9900€-599€-1k▼
Operating profit (loss)9901€-740€-1k▼
Financial income75/76B-€734
Recurring financial income75-€734
Financial charges65/66B€65€275▲
Recurring financial charges65€65€275▲
Profit (loss) for the period before taxes9903€-804€-965▼
Profit (loss) for the period9904€-804€-965▼
Profit (loss) for the period to be appropriated9905€-804€-965▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-5k▼
Profit (loss) brought forward from the previous period14P€-4k€-4k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brandweerstraat 199000 GentGround area
1.1 ha
Building footprint
1,481 m²
Volume, LiDAR
24,099 m³
Parcel 44021A3679/00A000, Flanders · tallest building 21.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DB2 Invest
since 20222.335.425.547
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A3679/00A000 | Flanders | 1.1 ha | 1 · 1,481 m² | 21.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 12,650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.