DB&S CONSULTING
ActiveDB&S CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €167k and a net result of €6k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 7974 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 d early
2024
17 d early
2023
15 d early
2022
12 d early
2021
12 d early
2020
2 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€167k▼ 20.6%
2024 · €210k
2019: €391k
2020: €278k
2021: €295k
2022: €263k
2023: €202k
2024: €210k
2019 → 2025
Net result
€6k▼ 29.3%
2024 · €9k
2019: €316k
2020: €-113k
2021: €29k
2022: €2k
2023: €-25k
2024: €9k
2019 → 2025
Total assets
€180k▼ 17.8%
2024 · €218k
2019: €695k
2020: €836k
2021: €798k
2022: €581k
2023: €502k
2024: €218k
2019 → 2025
Solvency
93.0%▼ 3.3pp
2024 · 96.3%
2019: 56.2%
2020: 33.2%
2021: 37.0%
2022: 45.2%
2023: 40.2%
2024: 96.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€295k-€263k▼ 11.1%€202k▼ 23.2%€210k▲ 4.3%€167k▼ 20.6%
Operating result€56k-€16k▼ 70.4%€-22k€20k€6k▼ 68.7%
Net result€29k-€2k▼ 91.5%€-25k€9k€6k▼ 29.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€55k▼ 7.4%
Current assets
€125k▼ 21.6%
Equity and liabilities €180k
Equity
€167k▼ 20.6%
Debt
€13k▲ 56.5%
The debt ratio rises from 3.7% to 7.0%: debt grows while equity shrinks.
Key figures and ratios
Solvency
93.0%▼
2024 · 96.3%
ROE
3.7%▼
2024 · 4.1%
ROA
3.4%▼
2024 · 4.0%
Debt
€13k▲
2024 · €8k
Debt ≤ 1 year
€13k▲
2024 · €7k
Income taxes
€815▲
2024 · €458
Staff costs
€548▲
2024 · €434
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€180k▼
Fixed assets21/28€59k€55k▼
Tangible fixed assets22/27€59k€55k▼
Land and buildings22€0-
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€50k€40k▼
Other tangible fixed assets26-€8k
Financial fixed assets28€0-
Current assets29/58€159k€125k▼
Stocks and contracts in progress3€4k€9k▲
Stocks30/36€4k€9k▲
Amounts receivable within one year40/41€12k€17k▲
Trade receivables40€12k€17k▲
Other amounts receivable41€18€157▲
Current investments50/53€122k€65k▼
Cash at bank and in hand54/58€21k€32k▲
Deferred charges and accrued income490/1€0€1k▲
Equity and liabilities
Total equity and liabilities10/49€218k€180k▼
Equity10/15€210k€167k▼
Contributions10/11€19k€19k=
Reserves13€183k€148k▼
Distributable reserves133€183k€148k▼
Profit (loss) carried forward14€9k€0▼
Amounts payable17/49€8k€13k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Other amounts payable178/9€0-
Amounts payable within one year42/48€7k€13k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€10€93▲
Other loans439€10€93▲
Trade debts44€722€4k▲
Suppliers440/4€722€4k▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€551€599▲
Accrued charges and deferred income492/3€865€0▼
Income statement
Code20242025
Non-recurring operating income76A€82k€0▼
Remuneration, social security and pensions62€434€548▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€14k▲
Other operating charges640/8€4k€990▼
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€34k€21k▼
Operating profit (loss)9901€20k€6k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€14k€930▼
Recurring financial charges65€14k€930▼
Profit (loss) for the period before taxes9903€9k€7k▼
Income taxes67/77€458€815▲
Profit (loss) for the period9904€9k€6k▼
Profit (loss) for the period to be appropriated9905€9k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€15k▲
Profit (loss) brought forward from the previous period14P-€9k
Transfer from equity791/2€0€49k▲
Transfer to equity691/2-€15k
To other reserves6921-€15k
Profit to be distributed694/7€0€49k▲
Return on contributions (dividend)694€0€49k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-06
Financial
Liquidity times 14current ratio 22.33
Current ratio from 1.57 to 22.33; short-term debt falls from €30k to €7k.
16-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €-113k ▼136%
Net result drops to €-113k, the lowest in the series; recovery starts the following year.
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breeweg 238450 BredeneGround area
594 m²
Building footprint
125 m²
Volume, LiDAR
3 m³
Parcel 35002B0245/00B002, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
DB&S CONSULTING
since 20162.250.006.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35002B0245/00B002 | Flanders | 594 m² | 1 · 125 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2016
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
96022Beauty treatment
96040Personal service activities
96999Other personal services
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.