DB PRO CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of DB PRO CONSTRUCT is 2.6% (moderate). The 2025 annual accounts show equity of €165k and a net result of €6k. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 2167 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-35
Solvency42▼-3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.31 in 2024; short-term debt: 23.5% and cash: 0.8% of total assets), and 83.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
85 d early
2023
20 d late
2022
77 d early
2021
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 92.0%
2024 · €73k
2021: €9k
2022: €21k
2023: €50k
2024: €73k
2021 → 2025
Working capital
€1k▼ 98.2%
2024 · €74k
2021: €27k
2022: €37k
2023: €-5k
2024: €74k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€36k▲ 145%€86k▲ 138%€159k▲ 84.1%€165k▲ 3.7%
Operating result€10k-€29k▲ 184%€78k▲ 167%€117k▲ 51.1%€30k▼ 74.1%
Net result€9k-€21k▲ 145%€50k▲ 133%€73k▲ 45.0%€6k▼ 92.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €973k
Fixed assets
€743k▲ 53.1%
Current assets
€230k▼ 27.0%
Equity and liabilities €973k
Equity
€165k▲ 3.7%
Debt
€808k▲ 26.0%
The debt ratio rises from 80.1% to 83.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▼
2024 · €166k
Cash flow
€47k▼
2024 · €122k
Solvency
16.9%▼
2024 · 19.9%
Current ratio
1.01▼
2024 · 1.31
Quick ratio
0.94▼
2024 · 1.31
Debt / equity
4.91▲
2024 · 4.04
ROE
3.5%▼
2024 · 45.7%
ROA
0.6%▼
2024 · 9.1%
Interest coverage
3.07▼
2024 · 9.80
Debt
€808k▲
2024 · €642k
Debt ≤ 1 year
€229k▼
2024 · €241k
Debt > 1 year
€578k▲
2024 · €399k
Income taxes
€3k▼
2024 · €28k
Staff costs
€297k▼
2024 · €398k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€800k€973k▲
Fixed assets21/28€485k€743k▲
Tangible fixed assets22/27€485k€743k▲
Land and buildings22€391k€587k▲
Plant, machinery and equipment23€10k€87k▲
Furniture and vehicles24€85k€70k▼
Current assets29/58€315k€230k▼
Stocks and contracts in progress3-€15k
Contracts in progress37-€15k
Amounts receivable within one year40/41€230k€201k▼
Trade receivables40€149k€133k▼
Other amounts receivable41€82k€68k▼
Cash at bank and in hand54/58€73k€8k▼
Deferred charges and accrued income490/1€12k€7k▼
Equity and liabilities
Total equity and liabilities10/49€800k€973k▲
Equity10/15€159k€165k▲
Contributions10/11€6k€6k=
Reserves13€153k€158k▲
Distributable reserves133€153k€158k▲
Profit (loss) carried forward14-€708
Amounts payable17/49€642k€808k▲
Amounts payable after more than one year17€399k€578k▲
Financial debts170/4€399k€578k▲
Amounts payable within one year42/48€241k€229k▼
Current portion of amounts payable after more than one year42€47k€67k▲
Trade debts44€88k€61k▼
Suppliers440/4€88k€61k▼
Advances received on contracts in progress46€33k-
Taxes, remuneration and social security45€39k€37k▼
Taxes450/3€32k€34k▲
Remuneration and social security454/9€8k€3k▼
Other amounts payable47/48€33k€64k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€398k€297k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€41k▼
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€569k€376k▼
Operating profit (loss)9901€117k€30k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€17k€23k▲
Recurring financial charges65€17k€23k▲
Profit (loss) for the period before taxes9903€100k€8k▼
Income taxes67/77€28k€3k▼
Profit (loss) for the period9904€73k€6k▼
Profit (loss) for the period to be appropriated9905€73k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€6k▼
Transfer to equity691/2€73k€5k▼
To other reserves6921€73k€5k▼
Social balance
Average headcount (FTE)908710.07.0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €6k ▼92%
Net result drops to €6k, the lowest in the series.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2021net €73k ▲45%
Operating result €117k, net result €73k, both a record.
31-12
Financial
Equity above €150kEq €159k ▲84.1%
4 profitable years in a row build equity to €159k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 20 days late
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Colfontaine · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Boule 337340 ColfontaineGround area
1,696 m²
Building footprint
487 m²
Volume, LiDAR
1,524 m³
2 parcels, Wallonia · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DB PRO CONSTRUCT
since 20212.325.044.072
DB PRO CONSTRUCT
since 20242.380.168.281
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53064A0085/00K000 | Wallonia | 996 m² | 1 · 238 m² | 10.5 m · 2 fl. |
| 53041A0013/00F000indicative | Wallonia | 700 m² | 1 · 249 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SERVIBATI
BE 0505.841.340
Ath · Eq €165k
F&F Company
BE 0764.778.880
Vilvoorde · Eq €165k
BOUWWERKEN JAEKEN MARIO
BE 0466.772.017
Peer · Eq €165k
CURA CONSTRUCT
BE 0737.771.508
Puurs-Sint-Amands · Eq €165k
L.B.CONSTRUCTION
BE 0885.800.535
Assesse · Eq €165k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.dbproconstruct.com
E-mail:jyb@dbproconstruct.com