Summary
DB INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.50M and a net result of €-4k. Its solvency ranks better than 13% of 8023 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 8023 sector peers (2025).
NBB · sector comparisonPosition among 8023 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
11 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€2.50M
Net result
€-4k
Total assets
€37.12M
Solvency
6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €37.12M
Equity
€2.50M
Debt
€34.63M
Debt finances 93.3% of the balance-sheet total.
Key figures and ratios
ROE
-0.1%
ROA
0.0%
Debt > 1 year
€34.63M
Filed annual accounts As filed with the NBB · 2025 · 22 lines
Balance sheet
Code2025
Assets
Total assets20/58€37.12M
Current assets29/58€37.12M
Current investments50/53€37.12M
Cash at bank and in hand54/58€73
Equity and liabilities
Total equity and liabilities10/49€37.12M
Equity10/15€2.50M
Contributions10/11€2.50M
Profit (loss) carried forward14€-4k
Amounts payable17/49€34.63M
Amounts payable after more than one year17€34.63M
Other amounts payable178/9€34.63M
Income statement
Code2025
Other operating charges640/8€62
Gross operating margin9900€-5k
Operating profit (loss)9901€-5k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€267
Recurring financial charges65€267
Profit (loss) for the period before taxes9903€-4k
Profit (loss) for the period9904€-4k
Profit (loss) for the period to be appropriated9905€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-4k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spelvojestraat 173500 HasseltGround area
1,039 m²
Building footprint
183 m²
Volume, LiDAR
87 m³
Parcel 71323C0782/00W003, Flanders · tallest building 11.3 m. Linked by address, not a title deed.
1 establishment unit
DB Invest
since 20242.370.010.896
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0782/00W003 | Flanders | 1,039 m² | 1 · 183 m² | 11.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DS²
BE 0762.639.932
Sint-Niklaas · Eq €2,496,452
VARAHOL
BE 0451.576.669
Ravels · Eq €2,496,948
JJ&Co
BE 0662.473.574
Retie · Eq €2,495,441
FRESNO
BE 0831.874.968
Mechelen · Eq €2,494,966
MGAB
BE 0832.174.579
Tremelo · Eq €2,494,964
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2024
Fiscal year end31-12
Abbreviation NL
DBI
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.