DB-HD
ActiveSummary
DB-HD has been active since 2009 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €157,095 and a net result of €38,370. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+3
Solvency100=
Growth72=
Track record92
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 4.02 against 4.14 in 2024; short-term debt: 21.7% and cash: 25.7% of total assets), and 21.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.3%
Return on assets
19.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
2 d early
2023
6 d early
2022
91 d late
2021
134 d late
2020
499 d late
2019
863 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 229 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawn
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€132,615▼ 7.3%
2021 · €143,003
EBIT margin
22.2%▼ 25.4pp
2021 · 47.7%
Net result
€38,370▲ 16.4%
2024 · €32,965
Working capital
€131,547▲ 9.5%
2024 · €120,089
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€143,003▲ 2.6%€132,615▼ 7.3%
Operating result€68,149▲ 35.8%€29,492▼ 56.7%€57,492▲ 94.9%€60,609▲ 5.4%€50,639▼ 16.4%
Net result€42,876within the sector's middle half▲ 19.4%€28,437within the sector's middle half▼ 33.7%€5,758within the sector's middle half▼ 79.8%€32,965within the sector's middle half▲ 473%€38,370within the sector's middle half▲ 16.4%
EBIT margin47.7%▲ 11.7pp22.2%▼ 25.4pp
Equity€124,380within the sector's middle half▲ 52.6%€152,817within the sector's middle half▲ 22.9%€144,289within the sector's middle half▼ 5.6%€153,725within the sector's middle half▲ 6.5%€157,095within the sector's middle half▲ 2.2%
Total assets€181,690within the sector's middle half▲ 31.6%€175,777within the sector's middle half▼ 3.3%€185,926within the sector's middle half▲ 5.8%€191,989within the sector's middle half▲ 3.3%€200,658within the sector's middle half▲ 4.5%
Debt€57,310▲ 1.3%€22,960▼ 59.9%€41,637▲ 81.3%€38,264▼ 8.1%€43,563▲ 13.8%
Working capital€120,972▲ 41.0%€114,263▼ 5.5%€100,710▼ 11.9%€120,089▲ 19.2%€131,547▲ 9.5%
Solvency68.5%above the sector's middle half▲ 9.4pp86.9%above the sector's middle half▲ 18.5pp77.6%within the sector's middle half▼ 9.3pp80.1%within the sector's middle half▲ 2.5pp78.3%within the sector's middle half▼ 1.8pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200,658
Fixed assets
€25,548 ▼ 24.0%
Current assets
€175,110 ▲ 10.6%
Equity and liabilities €200,658
Equity
€157,095 ▲ 2.2%
Debt
€43,563 ▲ 13.8%
Debt's share of the balance-sheet total rises from 19.9% to 21.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60,883▼
2024 · €70,552
Cash flow
€48,614▲
2024 · €42,908
Current ratio
4.02▼
2024 · 4.14
Debt to equity
0.28▲
2024 · 0.25
ROE
24.4%▲
2024 · 21.4%
ROA
19.1%▲
2024 · 17.2%
Interest coverage
553.48▲
2024 · 219.11
Debt ≤ 1 year
€43,563▲
2024 · €38,264
Income taxes
€16,503▼
2024 · €29,950
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €143,003 | €132,615 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €73,837 | €97,303 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €788 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €7,900 | €9,943 | €9,943 | €10,244 | ▲ 3.0% |
| Other operating charges640/8 | €1,017 | €1,225 | €4,920 | €475 | €1,166 | ▲ 145% |
| Gross operating margin9900 | €69,165 | €39,404 | €72,355 | €71,027 | €62,049 | ▼ 12.6% |
| Operating profit (loss)9901 | €68,149 | €29,492 | €57,492 | €60,609 | €50,639 | ▼ 16.4% |
| Financial income75/76B | - | - | €3,045 | €2,628 | €4,344 | ▲ 65.3% |
| Recurring financial income75 | - | - | €3,045 | €2,628 | €4,344 | ▲ 65.3% |
| Financial charges65/66B | €1,343 | €1,055 | €368 | €322 | €110 | ▼ 65.8% |
| Recurring financial charges65 | €1,343 | €1,055 | €368 | €322 | €110 | ▼ 65.8% |
| Profit (loss) for the period before taxes9903 | €66,806 | €28,437 | €60,169 | €62,915 | €54,873 | ▼ 12.8% |
| Income taxes67/77 | €23,930 | - | €54,411 | €29,950 | €16,503 | ▼ 44.9% |
| Profit (loss) for the period9904 | €42,876 | €28,437 | €5,758 | €32,965 | €38,370 | ▲ 16.4% |
| Profit (loss) for the period to be appropriated9905 | €42,876 | €28,437 | €5,758 | €32,965 | €38,370 | ▲ 16.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €181,690 | €175,777 | €185,926 | €191,989 | €200,658 | ▲ 4.5% |
| Fixed assets21/28 | €26,010 | €50,033 | €43,579 | €33,636 | €25,548 | ▼ 24.0% |
| Tangible fixed assets22/27 | €26,010 | €50,033 | €43,579 | €33,636 | €25,548 | ▼ 24.0% |
| Plant, machinery and equipment23 | - | - | - | - | €1,856 | - |
| Furniture and vehicles24 | - | €26,890 | €23,037 | €15,695 | €8,352 | ▼ 46.8% |
| Other tangible fixed assets26 | €26,010 | €23,143 | €20,542 | €17,941 | €15,340 | ▼ 14.5% |
| Current assets29/58 | €155,679 | €125,744 | €142,347 | €158,353 | €175,110 | ▲ 10.6% |
| Amounts receivable after more than one year29 | €84,000 | €73,420 | €73,420 | €73,420 | €59,938 | ▼ 18.4% |
| Trade receivables290 | - | €73,420 | - | - | - | - |
| Other amounts receivable291 | €84,000 | - | €73,420 | €73,420 | €59,938 | ▼ 18.4% |
| Amounts receivable within one year40/41 | €32,193 | €38,832 | €45,732 | €57,147 | €63,513 | ▲ 11.1% |
| Trade receivables40 | €16,008 | €21,390 | €11,225 | €11,226 | €13,637 | ▲ 21.5% |
| Other amounts receivable41 | €16,185 | €17,442 | €34,507 | €45,921 | €49,876 | ▲ 8.6% |
| Cash at bank and in hand54/58 | €39,486 | €13,492 | €23,195 | €26,564 | €51,659 | ▲ 94.5% |
| Deferred charges and accrued income490/1 | - | - | - | €1,222 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €181,690 | €175,777 | €185,926 | €191,989 | €200,658 | ▲ 4.5% |
| Equity10/15 | €124,380 | €152,817 | €144,289 | €153,725 | €157,095 | ▲ 2.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,400 | €12,400 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €7,360 | €39,860 | €76,860 | ▲ 92.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | €5,500 | €38,000 | €75,000 | ▲ 97.4% |
| Profit (loss) carried forward14 | €116,320 | €144,757 | €130,729 | €107,665 | €74,035 | ▼ 31.2% |
| Amounts payable17/49 | €57,310 | €22,960 | €41,637 | €38,264 | €43,563 | ▲ 13.8% |
| Amounts payable after more than one year17 | €22,603 | €11,480 | - | - | - | - |
| Other amounts payable178/9 | €22,603 | €11,480 | - | - | - | - |
| Amounts payable within one year42/48 | €34,707 | €11,480 | €41,637 | €38,264 | €43,563 | ▲ 13.8% |
| Current portion of amounts payable after more than one year42 | €10,777 | €11,480 | €11,479 | - | - | - |
| Trade debts44 | - | - | €213 | €55 | - | - |
| Suppliers440/4 | - | - | €213 | €55 | - | - |
| Advances received on contracts in progress46 | - | - | €18 | €18 | - | - |
| Taxes, remuneration and social security45 | €23,930 | €0 | €19,927 | €18,191 | €19,063 | ▲ 4.8% |
| Taxes450/3 | €23,930 | €0 | €19,927 | €18,191 | €19,063 | ▲ 4.8% |
| Other amounts payable47/48 | - | - | €10,000 | €20,000 | €24,500 | ▲ 22.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42,876 | €28,437 | €5,758 | €32,965 | €38,370 | ▲ 16.4% |
| + Depreciation and write-downs630 | - | €7,900 | €9,943 | €9,943 | €10,244 | ▲ 3.0% |
| Operating cash flow (approximation) | €42,876 | €36,337 | €15,701 | €42,908 | €48,614 | ▲ 13.3% |
| Investment in fixed assets (approximation) | - | -€31,923 | -€3,489 | €0 | -€2,156 | - |
| Change in cash | - | -€25,995 | €9,703 | €3,369 | €25,095 | ▲ 645% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150,000Eq €153,725 ▲6.5%
6 profitable years in a row build equity to €153,725.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 91 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 10.95
Current ratio from 4.49 to 10.95; short-term debt falls from €34,707 to €11,480.
31-12
Financial
Equity above €150,000Eq €152,817 ▲22.9%
4 profitable years in a row build equity to €152,817.
23-12
KBO administration
Strikeout withdrawn
event 12-12-2022
12-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 134 days late
12-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 499 days late
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 863 days late
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 1217 days late
Show earlier events
2021
31-12
Financial
Highest result since 2018net €42,876 ▲19.4%
Operating result €68,149, net result €42,876, both a record.
31-12
Financial
Equity above €100,000Eq €124,380 ▲52.6%
3 profitable years in a row build equity to €124,380.
2020
31-12
Financial
Liquidity triplescurrent ratio 4.81
Current ratio from 1.49 to 4.81; short-term debt falls from €53,940 to €22,540.
2019
31-12
Financial
Back to profitnet €10,485
Net result €10,485 after one loss-making year.
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2009
Ground area
2,031 m²
Building footprint
102 m²
Parcel 55041D0012/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DB-HD
since 20092.179.838.240
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55041D0012/00B000 | Wallonia | 2,031 m² | 1 · 102 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALL-PROJECT
BE 0474.522.713
Jabbeke · Eq €157,048
ASDK
BE 0476.954.245
Tielt-Winge · Eq €157,317
SECUREKOD
BE 0719.709.712
Edegem · Eq €156,748
Demonstrate
BE 0875.357.197
Brussel · Eq €157,609
KivoSec Consulting
BE 0799.612.768
Brussel · Eq €157,706
Of 3,214 companies in sector 62900 we hold annual accounts for 1,746. 1,379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-07-2009
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
Contact
Phone
0497/29.17.87Braine-le-Comte
E-invoicing
Reachable via Peppol
Peppol ID
0208:0817431272
Registered
11-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.