DB-GARDENS
ActiveThe computed 12-month bankruptcy probability of DB-GARDENS is 1.7% (moderate). The 2025 annual accounts show equity of €100k and a net result of €30k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 87% of 4477 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 4.74 in 2024; short-term debt: 20.3% and cash: 61.7% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
23.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
on the day
2022
8 d late
2021
30 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▲ 13.2%
2024 · €89k
2020: €93k
2021: €141k
2022: €136k
2023: €177k
2024: €89k
2020 → 2025
Total assets
€126k▲ 21.1%
2024 · €104k
2020: €129k
2021: €183k
2022: €163k
2023: €215k
2024: €104k
2020 → 2025
Net result
€30k▼ 17.9%
2024 · €36k
2020: €83k
2021: €48k
2022: €-4k
2023: €60k
2024: €36k
2020 → 2025
Working capital
€74k▲ 29.7%
2024 · €57k
2020: €77k
2021: €118k
2022: €106k
2023: €137k
2024: €57k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€136k▼ 3.1%€177k▲ 29.4%€89k▼ 49.7%€100k▲ 13.2%
Operating result€65k-€-2k€82k€56k▼ 32.4%€47k▼ 15.8%
Net result€48k-€-4k€60k€36k▼ 39.8%€30k▼ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€26k▼ 16.7%
Current assets
€100k▲ 37.7%
Equity and liabilities €126k
Equity
€100k▲ 13.2%
Debt
€26k▲ 67.3%
The debt ratio rises from 14.7% to 20.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▼
2024 · €65k
Cash flow
€35k▼
2024 · €45k
Solvency
79.7%▼
2024 · 85.3%
Current ratio
3.90▼
2024 · 4.74
Quick ratio
3.90▼
2024 · 4.74
Debt / equity
0.25▲
2024 · 0.17
ROE
29.6%▼
2024 · 40.8%
ROA
23.6%▼
2024 · 34.8%
Interest coverage
10.41▼
2024 · 11.21
Debt
€26k▲
2024 · €15k
Debt ≤ 1 year
€26k▲
2024 · €15k
Income taxes
€12k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€126k▲
Fixed assets21/28€32k€26k▼
Tangible fixed assets22/27€32k€26k▼
Land and buildings22€3k€3k▼
Plant, machinery and equipment23€23k€20k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€63€256▲
Current assets29/58€72k€100k▲
Amounts receivable within one year40/41€13k€17k▲
Trade receivables40€8k€12k▲
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€57k€78k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€104k€126k▲
Equity10/15€89k€100k▲
Contributions10/11€10k€10k=
Reserves13€79k€90k▲
Distributable reserves133€79k€90k▲
Amounts payable17/49€15k€26k▲
Amounts payable within one year42/48€15k€26k▲
Trade debts44€11k€20k▲
Suppliers440/4€11k€20k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€750-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€5k▼
Other operating charges640/8€424€479▲
Gross operating margin9900€65k€53k▼
Operating profit (loss)9901€56k€47k▼
Financial income75/76B€6€132▲
Recurring financial income75€6€132▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€50k€42k▼
Income taxes67/77€14k€12k▼
Profit (loss) for the period9904€36k€30k▼
Profit (loss) for the period to be appropriated9905€36k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€30k▼
Transfer from equity791/2€115k-
Transfer to equity691/2€27k€12k▼
To other reserves6921€27k€12k▼
Profit to be distributed694/7€124k€18k▼
Return on contributions (dividend)694€124k€18k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €100kEq €100k ▲13.2%
3 profitable years in a row build equity to €100k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €60k
Net result €60k after one loss-making year.
30-09
Financial
Equity above €150kEq €177k ▲29.4%
Equity rises from €136k to €177k.
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
30-09
Financial
Weakest financial yearnet €-4k ▼109%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €141k ▲51.5%
2 profitable years in a row build equity to €141k.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselmansstraat 719255 BuggenhoutGround area
1,430 m²
Building footprint
340 m²
Volume, LiDAR
1,398 m³
Parcel 42522B0725/00E000, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DB-GARDENS
since 20192.290.245.125
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42522B0725/00E000 | Flanders | 1,430 m² | 1 · 340 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0471.241.836
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BE 0860.914.194
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MULPAS
BE 0786.210.239
Perwez · Eq €101k
TREECYCLE TREECARE
BE 0708.990.420
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 3,620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2019
Fiscal year end30-09
Activities, NACEBEL
81300Landscape service activities
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:timothy_de_bondt@hotmail.com