DB-consulting
ActiveSummary
DB-consulting has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,114 and a net result of €32,640. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
How big
€217,078total assets 2025
- Equity
- €170,114
- Profit
- €32,640
Turnover not published (abridged schema)
Who decides
Accounts 74 d early0 of 2 deeds read
Why 93+ Lower-failure-rate sector+ Annual accounts: healthy financial profile+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability88=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 4.41 against 5.39 in 2024; short-term debt: 21.6% and cash: 82.4% of total assets), and 21.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
15%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
80 d early
2023
56 d early
2022
68 d early
2021
83 d early
2020
75 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 63 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €217,078Profit €32,640Solvency 78.4%Liquidity 4.41
Total assets
€217,078▲ 3.0%
2018 - 2025
Net result
€32,640▼ 0.9%
2018 - 2025
Equity
€170,114▼ 1.3%
2018 - 2025
Solvency
78.4%▼ 3.4pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€38,244▼ 20.8%€39,844▲ 4.2%€46,801▲ 17.5%€47,360▲ 1.2%€46,526▼ 1.8%
Net result€25,514within the sector's middle half▼ 26.8%€26,433within the sector's middle half▲ 3.6%€32,137within the sector's middle half▲ 21.6%€32,931within the sector's middle half▲ 2.5%€32,640within the sector's middle half▼ 0.9%
Equity€107,757within the sector's middle half▲ 31.0%€134,190within the sector's middle half▲ 24.5%€166,326within the sector's middle half▲ 23.9%€172,307within the sector's middle half▲ 3.6%€170,114within the sector's middle half▼ 1.3%
Total assets€125,283within the sector's middle half▲ 27.1%€148,539within the sector's middle half▲ 18.6%€179,559within the sector's middle half▲ 20.9%€210,856within the sector's middle half▲ 17.4%€217,078within the sector's middle half▲ 3.0%
Debt€17,526▲ 7.2%€14,350▼ 18.1%€13,232▼ 7.8%€38,549▲ 191%€46,965▲ 21.8%
Working capital€107,757within the sector's middle half▲ 31.0%€134,190within the sector's middle half▲ 24.5%€166,326above the sector's middle half▲ 23.9%€169,302above the sector's middle half▲ 1.8%€160,088above the sector's middle half▼ 5.4%
Solvency86.0%above the sector's middle half▲ 2.6pp90.3%above the sector's middle half▲ 4.3pp92.6%above the sector's middle half▲ 2.3pp81.7%above the sector's middle half▼ 10.9pp78.4%within the sector's middle half▼ 3.4pp
Current ratio7.15above the sector's middle half▲ 1.1210.35above the sector's middle half▲ 3.2013.57above the sector's middle half▲ 3.225.39above the sector's middle half▼ 8.184.41within the sector's middle half▼ 0.98
Return on assets (ROA)20.4%within the sector's middle half▼ 15.0pp17.8%within the sector's middle half▼ 2.6pp17.9%within the sector's middle half▲ 0.1pp15.6%within the sector's middle half▼ 2.3pp15.0%within the sector's middle half▼ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217,078
Fixed assets
€10,026 ▲ 234%
Current assets
€207,053 ▼ 0.4%
Equity and liabilities €217,078
Equity
€170,114 ▼ 1.3%
Debt
€46,965 ▲ 21.8%
Debt's share of the balance-sheet total rises from 18.3% to 21.6%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€51,606▲
2024 · €47,826
Cash flow
€37,720▲
2024 · €33,397
Debt to equity
0.28▲
2024 · 0.22
ROE
19.2%▲
2024 · 19.1%
Interest coverage
231.93▲
2024 · 61.11
Debt ≤ 1 year
€46,965▲
2024 · €38,549
Income taxes
€13,691▲
2024 · €13,646
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €466 | €5,080 | ▲ 990% |
| Other operating charges640/8 | €1,186 | €631 | €739 | €643 | €680 | ▲ 5.7% |
| Gross operating margin9900 | €39,431 | €40,475 | €47,541 | €48,469 | €52,286 | ▲ 7.9% |
| Operating profit (loss)9901 | €38,244 | €39,844 | €46,801 | €47,360 | €46,526 | ▼ 1.8% |
| Financial income75/76B | - | €0 | - | €0 | €27 | ▲ 268,800% |
| Recurring financial income75 | - | €0 | - | €0 | €27 | ▲ 268,800% |
| Financial charges65/66B | €1,488 | €1,446 | €1,071 | €783 | €223 | ▼ 71.6% |
| Recurring financial charges65 | €1,488 | €1,446 | €1,071 | €783 | €223 | ▼ 71.6% |
| Profit (loss) for the period before taxes9903 | €36,756 | €38,398 | €45,730 | €46,577 | €46,330 | ▼ 0.5% |
| Income taxes67/77 | €11,243 | €11,966 | €13,594 | €13,646 | €13,691 | ▲ 0.3% |
| Profit (loss) for the period9904 | €25,514 | €26,433 | €32,137 | €32,931 | €32,640 | ▼ 0.9% |
| Profit (loss) for the period to be appropriated9905 | €25,514 | €26,433 | €32,137 | €32,931 | €32,640 | ▼ 0.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €125,283 | €148,539 | €179,559 | €210,856 | €217,078 | ▲ 3.0% |
| Fixed assets21/28 | - | - | - | €3,004 | €10,026 | ▲ 234% |
| Tangible fixed assets22/27 | - | - | - | €3,004 | €10,026 | ▲ 234% |
| Furniture and vehicles24 | - | - | - | €3,004 | €10,026 | ▲ 234% |
| Current assets29/58 | €125,283 | €148,539 | €179,559 | €207,851 | €207,053 | ▼ 0.4% |
| Amounts receivable within one year40/41 | €26,648 | €25,410 | €24,200 | €24,729 | €25,060 | ▲ 1.3% |
| Trade receivables40 | €26,620 | €25,410 | €24,200 | €24,200 | €24,200 | = |
| Other amounts receivable41 | €28 | - | - | €529 | €860 | ▲ 62.4% |
| Cash at bank and in hand54/58 | €92,316 | €120,472 | €152,555 | €180,044 | €178,914 | ▼ 0.6% |
| Deferred charges and accrued income490/1 | €6,319 | €2,658 | €2,803 | €3,078 | €3,079 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €125,283 | €148,539 | €179,559 | €210,856 | €217,078 | ▲ 3.0% |
| Equity10/15 | €107,757 | €134,190 | €166,326 | €172,307 | €170,114 | ▼ 1.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €89,157 | €115,590 | €147,726 | €153,707 | €151,514 | ▼ 1.4% |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | €87,297 | €115,590 | €147,726 | €153,707 | €151,514 | ▼ 1.4% |
| Amounts payable17/49 | €17,526 | €14,350 | €13,232 | €38,549 | €46,965 | ▲ 21.8% |
| Amounts payable within one year42/48 | €17,526 | €14,350 | €13,232 | €38,549 | €46,965 | ▲ 21.8% |
| Financial debts43 | €128 | €80 | €454 | €124 | €126 | ▲ 1.3% |
| Credit institutions430/8 | €128 | €80 | €454 | €124 | €126 | ▲ 1.3% |
| Trade debts44 | €1,762 | €2,360 | €1,722 | €1,768 | €1,931 | ▲ 9.2% |
| Suppliers440/4 | €1,762 | €2,360 | €1,722 | €1,768 | €1,931 | ▲ 9.2% |
| Taxes, remuneration and social security45 | €14,523 | €10,734 | €9,730 | €9,707 | €10,076 | ▲ 3.8% |
| Taxes450/3 | €12,376 | €8,574 | €7,502 | €9,707 | €7,772 | ▼ 19.9% |
| Remuneration and social security454/9 | €2,146 | €2,160 | €2,228 | - | €2,303 | - |
| Other amounts payable47/48 | €1,114 | €1,175 | €1,327 | €26,951 | €34,833 | ▲ 29.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,514 | €26,433 | €32,137 | €32,931 | €32,640 | ▼ 0.9% |
| + Depreciation and write-downs630 | - | - | - | €466 | €5,080 | ▲ 990% |
| Operating cash flow (approximation) | €25,514 | €26,433 | €32,137 | €33,397 | €37,720 | ▲ 12.9% |
| Investment in fixed assets (approximation) | - | - | - | - | -€12,101 | - |
| Change in cash | - | €28,155 | €32,084 | €27,489 | -€1,131 | ▼ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
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Lubbeek · Eq €170,105
RT PROJECTS
BE 0687.865.008
Rijkevorsel · Eq €170,125
H2prom
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Waterloo · Eq €170,102
Améloti
BE 0834.236.523
Boechout · Eq €170,101
Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,700 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
14 eventsLatest 18-05-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150,000Eq €166,326 ▲23.9%
6 profitable years in a row build equity to €166,326.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €107,757 ▲31%
4 profitable years in a row build equity to €107,757.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €34,833 ▲29.2%
Operating result €48,283, net result €34,833, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.03
Current ratio from 2.93 to 6.03; short-term debt falls from €24,625 to €16,355.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 12-05-2014Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded12-05-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0552590489
Also
9925:BE0552590489
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2014
Ground area
139 m²
Building footprint
61 m²
Volume, LiDAR
343 m³
Parcel 11045A0193/00P017, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DB-Consulting
since 2014unit no. 2.231.740.366
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11045A0193/00P017 | Flanders | 139 m² | 1 · 61 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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