The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 280 companies had the same profile as DB Construct has now. Each dot is one company, two years later.
95.7%
were still trading
3.2%
stopped another way
1.1%
went bankrupt
Micro
under 2 years old
solvency under 10%
a small loss
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 280 companies, not a prediction for DB Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
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Hidden signalVisible after signing in
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Hidden signalVisible after signing in
Board and ownership
Name after signing inVisible after signing in
Director, Name hiddenVisible after signing in, since 08-01-2025
Hidden nameVisible after signing in
Director, Name after signing inVisible after signing in, since 08-01-2025
Name hiddenVisible after signing in 50%score XXVisible after signing inequity €80,945 (2025) · 2025 annual accounts of Name after signing inVisible after signing in
Registered office moved within Willebroek
New registered office: Mechelsesteenweg 359 B bus 0001, 2830 Willebroek · Previous registered office: Blaasveldstraat 174 bus A, 2830 Willebroek · Permanent representative: Name after signing inVisible after signing in · Board meeting of 26-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018575620
Incorporation
Founding capital of €10,000, 100 shares · Founders: Name hiddenVisible after signing in and Hidden nameVisible after signing in · Appointments: Name after signing inVisible after signing in (director) and Name hiddenVisible after signing in (director) · published on 14-01-2025 · Gazette deed
First establishment
Mechelsesteenweg 359, Willebroek
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as DB Construct: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €132,000 and €280,000, founded between 2023 and 2025.
DB Construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,923 and a net result of -€7,077.
Its solvency ranks better than 22% of 19,803 sector peers (NACE 68, financial year 2025).
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €25,000. Estimated: probably between €12,000 and €80,000.
Balance sheet
balance sheet total €189,805 on 31-12-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
each dot is a set of accounts, on the day it reached the National Bank
2025 annual accounts filed 6 days after the deadline. Filed on 6 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00386797.
per financial year, computed from the annual accounts
Line
Trend
2025
5,042
-5,842
16,945
-12,787
1.5%
0.93
63.93
-242.1%
-3.7%
0.46
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
Tangible fixed assets
€7,945
Financial fixed assets
€9,000
€1,235
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on DB Construct
Debt's share of the balance-sheet total is 98.5%.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
2 directors, since incorporation
Name hiddenVisible after signing in
Director (not named in the articles), permanent representative Hidden nameVisible after signing in
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
2 names, the dashed line is today
2025202620272028
Name after signing inVisible after signing in Director (not named in the articles)
Name hiddenVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Hidden nameVisible after signing in
Director (not named in the articles), from 08-01-2025 to date
Name after signing inVisible after signing in
Director (not named in the articles), from 08-01-2025 to date
DB Construct has no parent and no holdings in its annual accounts.
Connections & network
Connections & network
DB Construct is linked to other companies through directors or shares. Look especially for linked companies in trouble.
2 connected companies
Depth
The connected companies are in the list below.
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Name after signing inVisible after signing in
via Name hiddenVisible after signing in · Director (not named in the articles) · deed of 14-10-2025
Founded in 2025 · total assets €53,154 (2025)
Hidden nameVisible after signing in
via Name after signing inVisible after signing in · Director (not named in the articles) · deed of 22-01-2026
Founded in 2026
Timeline
Timeline
5 events since 2025
Filings
Establishments
Address
20252026
2026
Annual accounts 2025 filedNBB ↗micro format · 6 days late
Registered office moved within WillebroekNew registered office: Mechelsesteenweg 359 B bus 0001, 2830 Willebroek · Previous registered office: Blaasveldstraat 174 bus A, 2830 Willebroek · Permanent representative: Hidden nameVisible after signing in · Board meeting of 26-03-20263 points ▸
Board meeting, 26-03-2026
Registered-office move, Mechelsesteenweg 359 B bus 0001, 2830 Willebroek
Permanent representative, Name after signing inVisible after signing in
Registered in the Peppol Directory Reachable for e-invoices through 0208:1018575620
IncorporationFounding capital of €10,000, 100 shares · Founders: Name hiddenVisible after signing in and Hidden nameVisible after signing in · Appointments: Name after signing inVisible after signing in (director) and Name hiddenVisible after signing in (director) · published on 14-01-20255 points ▸
Founder, Hidden nameVisible after signing in
Founder, Name after signing inVisible after signing in
Founding capital, €10,000, 100 shares
Director appointment, Name hiddenVisible after signing in (director (not named in the articles))
Director appointment, Hidden nameVisible after signing in (director (not named in the articles))
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
DB Construct was incorporated on 10 January 2025 as a private limited company by Name after signing inVisible after signing in and Name hiddenVisible after signing in, with a starting capital of €10,000.12The registered office was moved to Willebroek in 2026.3The board currently has 2 members, 2 of whom have served since 2025.4
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het optreden als bouwpromotor, de studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken, als algemene aannemer of…”
11 activities
Het optreden als bouwpromotor, de studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken, als algemene aannemer of in onderaanneming, het ontwerp en de bouw van alle mogelijke gebouwen, de aan- en verkoop, huur en onderhuur, beheer en valorisatie van onroerende goederen, en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of het productief maken van alle bebouwde of onbebouwde eigendommen
Het uitvoeren van afbraakwerken, rioleringswerken, ruwbouwwerken, vloer- en tegelwerken, timmeren schrijnwerk aan nieuwe of bestaande gebouwen
Het uitvoeren van studies, audits, expertises, ontwerpen en projectcoördinatie betreffende onroerende constructies en technische installaties
Projectontwikkeling van residentiële gebouwen: nieuwbouw of renovatie van individuele woningen of van appartementsgebouwen
Projectontwikkeling van niet-residentiële gebouwen: kantoren, winkels, en dergelijke meer
De coördinatie voor het verkavelen, uitrusten, huren en verhuren, het doen bouwen of doen verbouwen van onroerende goederen evenals alle onroerende transacties en verrichtingen in de meest brede zin en van welke aard ook, met inbegrip van de onroerende leasing
Het geven van adviezen, consulting en opleiding, zowel in de privé als in de openbare sector, zowel in binnen- als in het buitenland met betrekking tot diverse bouwwerkzaamheden
Het verlenen van diensten en adviezen in de meest ruime zin van het woord aan bedrijven, ondernemingen en organisaties, ondermeer inzake management, financiële, handels-, bedrijfseconomische, bedrijfstechnische en sociale aangelegenheden
Het verlenen van administratieve bijstand en ondersteuning aan bedrijven en organisaties, commerciële aangelegenheden, marketing en al wat daarmee rechtstreeks of onrechtstreeks verband houdt
Het rechtstreeks of onrechtstreeks deelnemen aan het bestuur, de directie, de controle en vereffening van vennootschappen en ondernemingen, het waarnemen van het mandaat van bestuurder en dagelijks bestuurder of gemandateerde, het optreden als vereffenaar
Haar patrimonium, bestaande uit onroerende en roerende goederen en rechten, te behouden, in de ruimste zin van het woord, te beheren en oordeelkundig uit te breiden
registered officeestablishmentThe establishment unit on the map
Parcels
Cadastral parcel
Area
Buildings
Height / floors
12004B0494/00L000
1,220 m²
1 · 138 m²
10.4 m · 2
Invoicing and payment
Check the withholding obligation
If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number
1018.575.620
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