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DB CONSILIUM

Active Private limited companyfounded 2022active for 3 yearsPapenkasteelstraat 3, 1180 UccleKBO/BCE: BE 0795.335.167

Overview

Lifetime

3 annual accounts with figures on one time axis
peak €73,566 (2023)
€31,446▼ 33.1%
peak €54,994 (2023)
€12,602▼ 56.7%
peak €95,695 (2025)
€95,695▲ 15.2%
€72,663▲ 28.2%
Board1 name since 2022
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €47,014 to €31,446Result from €29,098 to €12,602Equity from €83,092 to €95,695Debts from €56,660 to €72,663Investments €26,649

Key points

from the 2025 annual accounts

Turnover

≈ €130,000 estimated

The micro format states no turnover.

Investments

€26,649 2.0 × depreciation
202320242025

Green is investment, beige is depreciation.

Filings

3 annual accounts 1 late
AprilJune31 JulyOctober202320242025

The 2025 accounts came 26 days late. The other two were filed on time.

Checked score

95
Excellent
Financially stronger than 60% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 5,431 companies (NACE 74, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

82-2equity 56.8% of total assets
79-2short-term debt 43.2% · cash 41.6%
78-17return on assets 7.5%

Score breakdown

lowers risk
Liquidity: current ratio 1.58, cash €70,014
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €95,695 (56.8% of total assets)
Figures for financial year 2025 (filed on 27-08-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 58% of them on solvency, 71% on liquidity, 50% on profitability and 62% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as DB CONSILIUM has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of DB CONSILIUM itself is lower: 0.1% within 12 months. It rests on far more data about DB CONSILIUM than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for DB CONSILIUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €9,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.58 (1.75 in 2024), above the usual 1.5. Short-term debt is 43.2% and cash 41.6% of total assets. 43.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.58, cash €70,014
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Equity €95,695 (56.8% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
26 days late
2024
31 days early
2023
27 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 11 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (3 of the last 3 accounts filed within 52 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

BD
Director, since 23-12-2022
  • BECKMANN Doris Maria 100 sharesdeed of 28-12-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0795335167
Incorporation Founding capital of €2,000, 100 shares · Founder: BECKMANN Doris Maria (constituant) · Appointment: BECKMANN Doris Maria (director) · published on 28-12-2022 · Gazette deed
First establishment Papenkasteelstraat 3, Uccle
All 7 events

Comparable companies

same main activity, similar in size and age
Company
DB CONSILIUM Uccle €168,358 €31,446 56.8% -
ACL LANGUAGES Uccle €150,266 €42,307 68.4% -
E.A.T. Services Etterbeek €118,666 €30,823 88.4% -
POR FIN Diksmuide €146,878 €44,923 72.9% -
DOFERO Staden €129,023 €44,050 87.8% -
COOP SOLUTIONS - VINCENT BLANCQUART Brugelette €178,122 €43,870 50.4% -
Trada Kortrijk €115,249 €34,307 83.9% -

These companies have the same main activity as DB CONSILIUM: translation services (NACE 74301). They are comparable in size and age: total assets between €115,000 and €178,000, founded between 2021 and 2023.

Official details

Source: KBO
Status
Active since 23-12-2022Normal situation
Activity
Translation servicesNACE 74301and 2 others
Establishment unit
2.341.071.4421180 Uccle, since 23-12-2022
Financial year end
31 December
Peppol
Reachable since 26-02-2026
Company details

Annual accounts 2025

€31,446▼ 33.1%
€12,602▼ 56.7%
€95,695▲ 15.2%
€168,358▲ 20.5%
Filing
Filed on 26-08-2026
Financials

Insights on DB CONSILIUM

DB CONSILIUM files the micro format. That format states no turnover. The gross margin fell from €73,566 in 2023 to €31,446 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 26-08-2026, 26 days late
€31,446
▼ 33.1%
€16,476
▼ 55.0%
€12,602
▼ 56.7%
€42,166
▼ 0.9%
56.8%
▼ 2.6 percentage points
1.58
▼ 0.17

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €76,000 and €230,000.

Balance sheet

balance sheet total €168,358 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

56.8%

Higher than 57% of 4,365 companies in 2025.

1.58

Higher than 42% of 4,197 companies in 2025.

7.5%

Higher than 45% of 4,227 companies in 2025.

DB CONSILIUM Middle half of the sector 80% of the sector Micro accounts in other professional activities (NACE 74)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 168,358139,75295,479
21/28 53,52940,52924,070
21 50,94838,68821,428
22/27 2,5811,8422,643
24 2,5811,8422,643
29/58 114,82999,22371,409
40/41 43,73531,15426,913
40 37,57029,55025,313
41 6,1651,6041,600
54/58 70,01467,08244,379
490/1 1,080987117
Balance sheet: equity and liabilities
10/49 168,358139,75295,479
10/15 95,69583,09253,994
10/11 2,0002,0002,000
14 93,69581,09251,994
17/49 72,66356,66041,486
42/48 72,66356,66041,486
44 1,8122,2563,416
440/4 1,8122,2563,416
45 6,9995,4953,822
450/3 6,9995,4953,822
47/48 63,85348,90934,248
Income statement
9900 31,44647,01473,566
630 13,6508,5414,333
640/8 1,3201,830742
9901 16,47636,64368,491
75/76B --0
75 --0
65/66B 444897
65 444897
9903 16,43336,59568,394
67/77 3,8307,49613,400
9904 12,60229,09854,994
9905 12,60229,09854,994
Appropriation of the result
9906 93,69581,09254,994
14P 81,09251,994-
694/7 --3,000
695 --3,000
Document PDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 26-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 26 days after the deadline. Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00429595.

Financial year Type Filed Reference Document
31-12-2025 micro format 26-08-2026 2026-00429595 PDF
31-12-2024 micro format 30-06-2025 2025-00212726 PDF
31-12-2023 micro format 04-07-2024 2024-00215427 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
30,12645,18472,824
26,25237,64059,327
26,64925,00028,403
2,93322,702-
42,16642,56329,924
56.8%59.5%56.6%
1.581.751.72
0.760.680.77
13.2%35.0%101.9%
7.5%20.8%57.6%
over 100over 100over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets€1,649-€3,403
Intangible fixed assets€25,000€25,000€25,000
€13,650€8,541€4,333

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on DB CONSILIUM

The operating result for 2025 is 55% lower than in 2024 and the lowest since 2023. It is the second fall in a row.

Debt's share of the balance-sheet total rises from 40.5% to 43.2%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 23-12-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 26-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 28-12-2022

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
BECKMANN Doris Maria
Director (not named in the articles)
Board
Mandates as a list
  • BECKMANN Doris Maria
    • Director (not named in the articles), from 23-12-2022 to date

See the board, name and registered office on a given date →

Control

This company
DB CONSILIUM
Equity €95,695
Profit €12,602 in 2025

Capital

Contribution
€2,000
Shares
100
Contribution per share
€20
Equity per share
€957 in 2025
Source
deed of 28-12-2022

Articles of association

deed of 28-12-2022 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Daily managementDay-to-day management handles the everyday running of the business without the full board.
The board decides whether the delegates act alone or jointly
Board ruleThese rules set how the board is made up, meets and takes decisions.
1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 28-12-2022 ↗

Network & group

No group

DB CONSILIUM has no parent and no holdings in its annual accounts. BECKMANN Doris Maria is the only director. DB CONSILIUM shares no director with another company.

At the same address

Papenkasteelstraat 3, 1180 Uccle · 2 other companies
OSTEO CARE
registered office since 08-12-2020 · founded in 2020
total assets €56,855 (2025)
0759.555.332
Heck, Olivier (sole trader)
establishment since 16-08-2013
founded in 1998
0815.636.574

Timeline

Timeline

7 events since 2022

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 26 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0795335167
2025
Weakest financial year net €12,602 ▼56.7% The net result drops to €12,602, the lowest from 2023 to 2025.
Annual accounts 2024 filed PDFmicro format · 31 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 27 days before the deadline
2022
IncorporationFounding capital of €2,000, 100 shares · Founder: BECKMANN Doris Maria (constituant) · Appointment: BECKMANN Doris Maria (director) · published on 28-12-20224 points ▸
  • Founder, BECKMANN Doris Maria (constituant)
  • Registered office clause, rue Papenkasteel 3, 1180 Uccle
  • Director appointment, BECKMANN Doris Maria (director (not named in the articles))
  • Founding capital, €2,000, 100 shares
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

First establishment Papenkasteelstraat 3, Uccle

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 23 December 2022, DB CONSILIUM was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 BECKMANN Doris Maria has served as director since 2022.3 Total assets went from €95,479 in 2023 to €168,358 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-12-2022
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0795.335.167
VAT number
BE 0795.335.167
Peppol ID
0208:0795335167
Other Peppol ID
9925:BE0795335167
Legal form
Private limited company
Status
Active, normal situation
Founded
23-12-2022
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:00
deed of 28-12-2022 (in French)
Peppol
Reachable since 26-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
DB CONSILIUM in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-12-2022 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 28-12-2022 (in French)

Activities

NACEBEL 2025
74301 Translation services main activity
Codes under NACEBEL 2008
74300 Other professional, scientific and technical activities main activity
82300 Organisation of conventions and trade shows
90011 Arts creation and performing arts activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Traduction et interprétation; Post-Editing; Cours et coaching de langues; Organisation d’événements; Copywriting; Ecole de devoirs; Stages…”
9 activities
  1. Traduction et interprétation
  2. Post-Editing
  3. Cours et coaching de langues
  4. Organisation d’événements
  5. Copywriting
  6. Ecole de devoirs
  7. Stages de langues & stages de sport
  8. Gestion d’immeubles
  9. La mise à disposition d’immeubles, à titre onéreux et/ou à titre gratuit, notamment au profit de son administrateur
deed of 28-12-2022 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Papenkasteelstraat 3 registered office 1180 Uccle 23-12-2022 2.341.071.442

Buildings and parcels at the address

Ground area
404 m²
Buildings
99 m²
Volume, LiDAR
942 m³
Tallest building
13.2 m
Buildings to scale, each on its own parcel
99 m², 13.2 m 99 m², 13.2 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21614E0175/00B003404 m² 1 · 99 m² 13.2 m · 4