DB CHAUFFAGE-SANITAIRE
ActiveDB CHAUFFAGE-SANITAIRE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €4k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 24% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+12
Solvency47▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.56 in 2024; short-term debt: 57.1% and cash: 0% of total assets), and 77.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27619 sector peers (2025).
NBB · sector comparisonPosition among 27619 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
43 d early
2023
7 d early
2022
7 d early
2021
4 d early
2020
54 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 15.3%
2024 · €27k
2018: €-6k
2019: €8k
2020: €24k
2021: €42k
2022: €44k
2023: €25k
2024: €27k
2018 → 2025
Total assets
€136k▼ 12.9%
2024 · €157k
2018: €232k
2019: €256k
2020: €191k
2021: €204k
2022: €199k
2023: €162k
2024: €157k
2018 → 2025
Net result
€4k▲ 107%
2024 · €2k
2018: €25k
2019: €14k
2020: €16k
2021: €18k
2022: €2k
2023: €-19k
2024: €2k
2018 → 2025
Working capital
€-41k▼ 1.5%
2024 · €-41k
2018: €-49k
2019: €-35k
2020: €-25k
2021: €-13k
2022: €-16k
2023: €-39k
2024: €-41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€44k▲ 4.1%€25k▼ 43.7%€27k▲ 8.0%€31k▲ 15.3%
Operating result€24k-€8k▼ 66.1%€-11k€10k€9k▼ 12.0%
Net result€18k-€2k▼ 90.2%€-19k€2k€4k▲ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€100k▼ 4.6%
Current assets
€37k▼ 29.5%
Equity and liabilities €136k
Equity
€31k▲ 15.3%
Debt
€106k▼ 18.7%
The debt ratio falls from 83.0% to 77.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €16k
Cash flow
€9k▲
2024 · €8k
Solvency
22.5%▲
2024 · 17.0%
Current ratio
0.47▼
2024 · 0.56
Quick ratio
0.47▼
2024 · 0.56
Debt / equity
3.45▼
2024 · 4.89
ROE
13.3%▲
2024 · 7.4%
ROA
3.0%▲
2024 · 1.3%
Interest coverage
2.77▲
2024 · 1.67
Debt
€106k▼
2024 · €130k
Debt ≤ 1 year
€78k▼
2024 · €93k
Debt > 1 year
€28k▼
2024 · €37k
Income taxes
€278▲
2024 · €269
Staff costs
€125▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€136k▼
Fixed assets21/28€105k€100k▼
Tangible fixed assets22/27€103k€98k▼
Land and buildings22€101k€97k▼
Furniture and vehicles24€2k€770▼
Financial fixed assets28€2k€2k=
Current assets29/58€52k€37k▼
Amounts receivable within one year40/41€51k€37k▼
Trade receivables40€22k€13k▼
Other amounts receivable41€29k€24k▼
Cash at bank and in hand54/58€1k€0▼
Deferred charges and accrued income490/1€120€2▼
Equity and liabilities
Total equity and liabilities10/49€157k€136k▼
Equity10/15€27k€31k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€6k€10k▲
Amounts payable17/49€130k€106k▼
Amounts payable after more than one year17€37k€28k▼
Financial debts170/4€37k€28k▼
Amounts payable within one year42/48€93k€78k▼
Current portion of amounts payable after more than one year42€9k€10k▲
Financial debts43€30k€32k▲
Credit institutions430/8€30k€32k▲
Trade debts44€11k€13k▲
Suppliers440/4€11k€13k▲
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€42k€19k▼
Taxes450/3€42k€18k▼
Remuneration and social security454/9-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€1k€125▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€857€3k▲
Non-recurring operating charges66A€7k-
Gross operating margin9900€25k€17k▼
Operating profit (loss)9901€10k€9k▼
Financial income75/76B€2k€194▼
Recurring financial income75€2k€194▼
Financial charges65/66B€10k€5k▼
Recurring financial charges65€10k€5k▼
Profit (loss) for the period before taxes9903€2k€4k▲
Income taxes67/77€269€278▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€10k▲
Profit (loss) brought forward from the previous period14P€4k€6k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-19k ▼1210%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vorstlaan 241170 Watermaal-BosvoordeGround area
2,183 m²
Building footprint
716 m²
Volume, LiDAR
9,799 m³
Parcel 21652E0165/00Y007, Brussels · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DB CHAUFFAGE-SANITAIRE
since 20082.175.018.726
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0165/00Y007 | Brussels | 2,183 m² | 1 · 716 m² | 19.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,039 companies in sector 43221 we hold annual accounts for 3,469. 2,741 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-09-2008
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43130Specialised construction activities
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@dbchauffage.be
Phone:0476340341