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DB CARRELAGES

Active
Private limited companyfounded 20224 yrs activeErria 90/1, 4990 Lierneux, BelgiumKBO/BCE: BE 0788.514.780
Summary

The computed 12-month bankruptcy probability of DB CARRELAGES is 2.8% (moderate). The 2025 annual accounts show equity of €4,304 and a net result of -€3,498. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 33943 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
DB CARRELAGESActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Floor and wall tiling
NACE 43331
1 site
Size
€99,649total assets 2025
Equity
€4,304
Loss
-€3,498
Turnover not published (abridged schema)
Financial health
49 Fair Checked score 2025
Bankruptcy chance 12 m
2.8%
Structure
Accounts filed 31 d late0 of 1 deed read
Why 49- Founded in 2022- Latest accounts 31 days late; 1 of the last 3 late- Sector Specialised construction activities (NACE 43)- Equity €4,304 (4.3% of total assets)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 16% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 29-32
equity 4.3% of total assets
Liquidity 38-32
short-term debt 42.3% · cash 6.8%
Profitability 37-63
return on assets -3.5%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)
Last 24 months 11-2024: 2.3% 12-2024: 2.3%● 0.0% vs 11-2024 01-2025: 2.3%▼ -0.9% vs 12-2024 02-2025: 2.3%● 0.0% vs 01-2025 03-2025: 2.2%▼ -3.1% vs 02-2025 04-2025: 2.0%▼ -6.7% vs 03-2025 05-2025: 2.1%▲ +1.5% vs 04-2025 06-2025: 2.1%▼ -0.2% vs 05-2025 07-2025: 2.2%▲ +6.2% vs 06-2025 08-2025: 0.8%▼ -64.8% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%▲ +1.0% vs 09-2025 11-2025: 0.8%▼ -0.6% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -2.3% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.6%▼ -24.8% vs 02-2026lowest value 04-2026: 0.6%▲ +8.8% vs 03-2026 05-2026: 0.7%▲ +7.7% vs 04-2026 06-2026: 0.7%▲ +4.5% vs 05-2026 07-2026: 0.7%▲ +2.9% vs 06-2026 08-2026: 1.2%▲ +65.0% vs 07-2026 09-2026: 2.8%▲ +137% vs 08-2026highest value 10-2026: 2.8%● 0.0% vs 09-2026highest value
  • Founded in 2022 raises the probability for this profile
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Equity €4,304 (4.3% of total assets) raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 10%, liquidity 27%, profitability 18%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Equity €4,304 (4.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 33943 sector peers (2025).
NBB · sector comparison
Position among 33943 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
31 d late
2024
3 d early
2023
16 d early
2022
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €21,111

Key points

  • Caution: Among the weakest 11% on solvencysector median 47.1% · 33,943 companies 4.3% View
  • Total assets 20254 fiscal years filed €99,649 View
  • Active since 2022founded 12-07-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€99,649
Loss
-€3,498
Solvency
4.3%
Total assets▲ 355%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 28-07-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
12-07-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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