DB&C°
ActiveSummary
DB&C° has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261,412 and a net result of €30,060. Equity has been growing by about 9.3% per year since 2018. Its solvency ranks better than 79% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 27-06-2005 Normal situation
- Activity
- Insulation installation NACE 43230and 3 others
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2022
- Establishment unit
- 2.147.941.769 8530 Harelbeke, since 27-06-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 12-06-2025
Board and ownership
Board
- DE BLEECKER Kurt Leon GilbertDirector
- GRAFFITDirector · permanent representative HERNANDEZ LOPEZ Alma Elena
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
Annual accounts 2025
- Gross margin
- €41,647
- ▼ 27.1%
- Turnover
- ≈ €230,000
- estimated
- Profit
- €30,060
- ▲ 275%
- Equity
- €261,412
- ▲ 13.0%
- Total assets
- €356,763
- ▲ 34.6%
- 2025 accounts filed 3 days after the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 3.64, cash €10,697lowers riskFounded in 2005Equity €261,412 (73.3% of total assets)Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency
98-2
equity 73.3% of total assets
Liquidity
43-14
short-term debt 26.7% · cash 3.0%
Profitability
79+6
return on assets 8.4%
Bankruptcy probability within 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.2%▼ -0.4 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.3 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.64 (7.46 in 2024), above the usual 1.5. Short-term debt is 26.7% and cash 3% of total assets. 26.7% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 79% of them on solvency, 33% on liquidity, 58% on profitability and 59% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
3 days late
2024
7 days late
2023
13 days early
2022
28 days early
2021
13 days early
2020
22 days early
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 3 days after the deadline Filed on 3 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00386812.
Annual accounts 2025 filed on 03-08-2026 at the NBB all 18 filings
Turnover
≈ €230,000
Estimated: probably between €150,000 and €300,000
Total assets
€356,763▲ 34.6%
2024 · €264,971
Net result
€30,060▲ 275%
2024 · €8,012
Working capital
€251,544▲ 15.8%
2024 · €217,201
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€35,405
▲ 608%
2025
20182025
Net result
€30,060
▲ 275%
2025
highest quarter of the sector
20182025
Equity
€261,412
▲ 13.0%
2025
highest quarter of the sector
20182025
Total assets
€356,763
▲ 34.6%
2025
highest quarter of the sector
20182025
Debt
€95,351
▲ 184%
2025
20182025
Working capital
€251,544
▲ 15.8%
2025
highest quarter of the sector
20182025
Solvency
73.3%
▼ 14.0pp
2025
highest quarter of the sector
20182025
Current ratio
3.64
▼ 3.82
2025
highest quarter of the sector
20182025
Return on assets (ROA)
8.4%
▲ 5.4pp
2025
middle half of the sector
20182025
Staff (FTE)
no figure
2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€29,277-€43,545▲ 48.7%€70,832▲ 62.7%€74,082▲ 4.6%-€6,236€18,943€5,004▼ 73.6%€35,405▲ 608%
Net result€21,297-€30,552▲ 43.5%€49,816above the sector's middle half▲ 63.1%€51,692above the sector's middle half▲ 3.8%-€7,482below the sector's middle half€17,808within the sector's middle half€8,012within the sector's middle half▼ 55.0%€30,060above the sector's middle half▲ 275%
Equity€105,554-€136,106▲ 28.9%€185,922above the sector's middle half▲ 36.6%€237,614above the sector's middle half▲ 27.8%€207,132above the sector's middle half▼ 12.8%€223,340above the sector's middle half▲ 7.8%€231,352above the sector's middle half▲ 3.6%€261,412above the sector's middle half▲ 13.0%
Total assets€195,759-€210,836▲ 7.7%€253,599within the sector's middle half▲ 20.3%€334,678above the sector's middle half▲ 32.0%€263,541within the sector's middle half▼ 21.3%€280,094within the sector's middle half▲ 6.3%€264,971within the sector's middle half▼ 5.4%€356,763above the sector's middle half▲ 34.6%
Debt€90,206-€74,730▼ 17.2%€67,677▼ 9.4%€97,064▲ 43.4%€56,409▼ 41.9%€56,754▲ 0.6%€33,619▼ 40.8%€95,351▲ 184%
Working capital€77,013-€112,036▲ 45.5%€168,267above the sector's middle half▲ 50.2%€205,913above the sector's middle half▲ 22.4%€171,658above the sector's middle half▼ 16.6%€199,547above the sector's middle half▲ 16.2%€217,201above the sector's middle half▲ 8.8%€251,544above the sector's middle half▲ 15.8%
Solvency53.9%-64.6%▲ 10.6pp73.3%above the sector's middle half▲ 8.8pp71.0%above the sector's middle half▼ 2.3pp78.6%above the sector's middle half▲ 7.6pp79.7%above the sector's middle half▲ 1.1pp87.3%above the sector's middle half▲ 7.6pp73.3%above the sector's middle half▼ 14.0pp
Current ratio1.86-2.50▲ 0.643.49above the sector's middle half▲ 0.993.13above the sector's middle half▼ 0.354.04above the sector's middle half▲ 0.914.52above the sector's middle half▲ 0.477.46above the sector's middle half▲ 2.943.64above the sector's middle half▼ 3.82
Return on assets (ROA)10.9%-14.5%▲ 3.6pp19.6%above the sector's middle half▲ 5.2pp15.4%within the sector's middle half▼ 4.2pp-2.8%below the sector's middle half▼ 18.3pp6.4%within the sector's middle half▲ 9.2pp3.0%within the sector's middle half▼ 3.3pp8.4%within the sector's middle half▲ 5.4pp
Staff (FTE)0.8-1▲ 25.0%0.3below the sector's middle half▼ 70.0%0.4▲ 33.3%1▲ 150%2▲ 100%1.4▼ 30.0%
above
within
below
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 7.1 times that of 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €356,763
Fixed assets
€9,868 ▼ 30.3%
Current assets
€346,895 ▲ 38.3%
Equity and liabilities €356,763
Equity
€261,412 ▲ 13.0%
Debt
€95,351 ▲ 184%
Debt's share of the balance-sheet total rises from 12.7% to 26.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40,353▲
2024 · €15,173
Cash flow
€35,008▲
2024 · €18,181
Debt to equity
0.36▲
2024 · 0.15
ROE
11.5%▲
2024 · 3.5%
Interest coverage
32.01▲
2024 · 21.07
Debt ≤ 1 year
€95,351▲
2024 · €33,619
Income taxes
€12,496▲
2024 · €4,922
Staff costs
-€60▼
2024 · €41,641
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 2 | 0 |
| full-time | - | - | - | 0 |
| part-time | 1 | 1 | 2 | 0 |
| in full-time equivalents | 0.6 | 0.8 | 1.4 | 0 |
| Average over the year, in full-time equivalents | 0.3 | 0.8 | 1.4 | 0.9 |
| On a permanent contract | 1 | 1 | 2 | 0 |
| Joined | 1 | - | 1 | 0 |
| Left | 0 | - | 0 | 2 |
| Training hours | - | - | - | 4 |
Source: social balance sheet in the 2021 to 2024 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €21,334 | €15,465 | - | €1,156 | - |
| Financial fixed assets | - | - | €629 | - | €666 |
| Depreciation and write-downs of the year | €6,787 | €12,193 | €12,310 | €10,169 | €4,948 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2023 to 2024 · 2 entries · €99 awarded · €99 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €0 | €99 |
| 2023 | 1 | €99 | €0 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €11,884 | €39,510 | €82,641 | €41,641 | -€60 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,086 | €10,757 | €9,310 | €6,787 | €12,193 | €12,310 | €10,169 | €4,948 | ▼ 51.3% |
| Other operating charges640/8 | - | - | - | €1,968 | €944 | €484 | €342 | €1,355 | ▲ 296% |
| Gross operating margin9900 | €81,779 | €101,219 | €107,972 | €94,722 | €46,411 | €114,378 | €57,157 | €41,647 | ▼ 27.1% |
| Operating profit (loss)9901 | €29,277 | €43,545 | €70,832 | €74,082 | -€6,236 | €18,943 | €5,004 | €35,405 | ▲ 608% |
| Financial income75/76B | - | - | - | €1,282 | €692 | €9,027 | €8,650 | €8,412 | ▼ 2.7% |
| Recurring financial income75 | €2,292 | €2,362 | €879 | €1,282 | €692 | €9,027 | €8,650 | €8,412 | ▼ 2.7% |
| Financial charges65/66B | - | - | - | €1,605 | €1,818 | €1,655 | €720 | €1,260 | ▲ 75.0% |
| Recurring financial charges65 | €2,688 | €1,680 | €1,423 | €1,605 | €1,818 | €1,372 | €720 | €1,260 | ▲ 75.0% |
| Non-recurring financial charges66B | - | - | - | - | - | €283 | - | - | - |
| Profit (loss) for the period before taxes9903 | €28,881 | €44,227 | €70,288 | €73,759 | -€7,363 | €26,315 | €12,934 | €42,557 | ▲ 229% |
| Income taxes67/77 | €7,584 | €13,675 | €20,472 | €22,067 | €120 | €8,507 | €4,922 | €12,496 | ▲ 154% |
| Profit (loss) for the period9904 | €21,297 | €30,552 | €49,816 | €51,692 | -€7,482 | €17,808 | €8,012 | €30,060 | ▲ 275% |
| Profit (loss) for the period to be appropriated9905 | €21,297 | €30,552 | €49,816 | €51,692 | -€7,482 | €17,808 | €8,012 | €30,060 | ▲ 275% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €195,759 | €210,836 | €253,599 | €334,678 | €263,541 | €280,094 | €264,971 | €356,763 | ▲ 34.6% |
| Fixed assets21/28 | €29,406 | €24,070 | €17,655 | €32,202 | €35,474 | €23,793 | €14,151 | €9,868 | ▼ 30.3% |
| Intangible fixed assets21 | €321 | €161 | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €23,684 | €17,782 | €11,528 | €26,075 | €29,347 | €17,037 | €8,024 | €3,076 | ▼ 61.7% |
| Land and buildings22 | - | - | - | €3,531 | €2,207 | €883 | €0 | - | - |
| Plant, machinery and equipment23 | - | - | - | €5,900 | €6,412 | €4,129 | €3,156 | €2,291 | ▼ 27.4% |
| Furniture and vehicles24 | - | - | - | €16,542 | €20,727 | €12,024 | €4,868 | €785 | ▼ 83.9% |
| Other tangible fixed assets26 | - | - | - | €102 | - | - | - | - | - |
| Financial fixed assets28 | €5,401 | €6,127 | €6,127 | €6,127 | €6,127 | €6,756 | €6,127 | €6,793 | ▲ 10.9% |
| Current assets29/58 | €166,353 | €186,766 | €235,944 | €302,477 | €228,067 | €256,302 | €250,821 | €346,895 | ▲ 38.3% |
| Amounts receivable after more than one year29 | - | - | - | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Other amounts receivable291 | - | - | - | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Amounts receivable within one year40/41 | €81,672 | €107,806 | €111,048 | €162,385 | €141,369 | €149,842 | €130,637 | €237,670 | ▲ 81.9% |
| Trade receivables40 | - | - | - | €64,087 | €45,527 | €57,821 | €34,579 | €136,187 | ▲ 294% |
| Other amounts receivable41 | - | - | - | €98,298 | €95,842 | €92,021 | €96,058 | €101,483 | ▲ 5.6% |
| Cash at bank and in hand54/58 | €8,571 | €2,660 | €46,724 | €60,565 | €3,489 | €21,022 | €18,853 | €10,697 | ▼ 43.3% |
| Deferred charges and accrued income490/1 | - | - | - | €4,527 | €8,209 | €10,438 | €26,331 | €23,528 | ▼ 10.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €195,759 | €210,836 | €253,599 | €334,678 | €263,541 | €280,094 | €264,971 | €356,763 | ▲ 34.6% |
| Equity10/15 | €105,554 | €136,106 | €185,922 | €237,614 | €207,132 | €223,340 | €231,352 | €261,412 | ▲ 13.0% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €94,860 | €128,860 | €177,860 | €228,860 | €205,860 | €216,860 | €224,872 | €244,872 | ▲ 8.9% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Tax-exempt reserves132 | - | - | - | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Distributable reserves133 | - | - | - | €217,000 | €194,000 | €205,000 | €214,872 | €234,872 | ▲ 9.3% |
| Profit (loss) carried forward14 | €4,494 | €1,046 | €1,862 | €2,554 | -€4,928 | €280 | €280 | €10,341 | ▲ 37× |
| Amounts payable17/49 | €90,206 | €74,730 | €67,677 | €97,064 | €56,409 | €56,754 | €33,619 | €95,351 | ▲ 184% |
| Amounts payable after more than one year17 | €847 | - | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €89,340 | €74,730 | €67,677 | €96,564 | €56,409 | €56,754 | €33,619 | €95,351 | ▲ 184% |
| Financial debts43 | - | - | - | - | €453 | - | - | - | - |
| Credit institutions430/8 | - | - | - | - | €453 | - | - | - | - |
| Trade debts44 | €57,297 | €41,986 | €33,154 | €51,802 | €23,602 | €36,245 | €16,436 | €70,620 | ▲ 330% |
| Suppliers440/4 | - | - | - | €51,802 | €23,602 | €36,245 | €16,436 | €70,620 | ▲ 330% |
| Taxes, remuneration and social security45 | - | - | - | €44,762 | €32,354 | €18,909 | €17,184 | €21,939 | ▲ 27.7% |
| Taxes450/3 | - | - | - | €42,843 | €27,099 | €9,212 | €17,184 | €21,939 | ▲ 27.7% |
| Remuneration and social security454/9 | - | - | - | €1,919 | €5,255 | €9,697 | €0 | - | - |
| Other amounts payable47/48 | - | - | - | - | - | €1,600 | €0 | €2,792 | - |
| Accrued charges and deferred income492/3 | - | - | - | €500 | - | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,297 | €30,552 | €49,816 | €51,692 | -€7,482 | €17,808 | €8,012 | €30,060 | ▲ 275% |
| + Depreciation and write-downs630 | €15,086 | €10,757 | €9,310 | €6,787 | €12,193 | €12,310 | €10,169 | €4,948 | ▼ 51.3% |
| Operating cash flow (approximation) | €36,383 | €41,309 | €59,126 | €58,480 | €4,711 | €30,118 | €18,181 | €35,008 | ▲ 92.6% |
| Investment in fixed assets (approximation) | - | -€5,421 | -€2,894 | -€21,334 | -€15,465 | -€629 | -€527 | -€666 | ▼ 26.3% |
| Change in cash | - | -€5,911 | €44,064 | €13,841 | -€57,076 | €17,533 | -€2,169 | -€8,155 | ▼ 276% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as DB&C° has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
93.5%
was still going
5.9%
stopped otherwise
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DB&C° itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for DB&C°. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 18 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 03-08-2026 | 2026-00386812 | |
| 31-12-2024 | micro format | 07-08-2025 | 2025-00363570 | |
| 31-12-2023 | micro format | 18-07-2024 | 2024-00257067 | |
| 31-12-2022 | micro format | 03-07-2023 | 2023-00188233 | |
| 31-12-2021 | micro format | 18-07-2022 | 2022-20194230 | |
| 31-12-2020 | micro format | 09-07-2021 | 2021-33300573 | |
| 31-12-2019 | micro format | 31-08-2020 | 2020-47800108 | |
| 31-12-2018 | micro format | 29-08-2019 | 2019-54500576 | |
| 31-12-2017 | micro format | 25-09-2018 | 2018-64400044 | |
| 31-12-2016 | micro format | 30-08-2017 | 2017-54200017 |
Board & ownership
Directors
Directors
2 directors, last change in 2024
Board 2
DE BLEECKER Kurt Leon Gilbert
Current
Director (not named in the articles) · appointed in the act of 19-01-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 03-08-2026
GRAFFIT
Current
Director (not named in the articles) · appointed in the act of 19-01-2024 · term without a fixed end · Limited partnership · permanent representative: HERNANDEZ LOPEZ Alma Elena · listed in the 2025 annual accounts, filed on 03-08-2026
Permanent representatives 1
HERNANDEZ LOPEZ Alma Elena
Current
Permanent representative · appointed in the act of 19-01-2024 · for GRAFFIT
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Indien de vennootschap door meer dan één bestuurder wordt bestuurd, mag iedere bestuurder, alleen optredend, alle handelingen stellen die…”
deed of 19-01-2024Owners and capital
Capital transactions
Capital over time
- 19-01-2024 Converted to unavailable equity · €8,060
- 19-01-2024 Converted to unavailable equity · €12,400
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| DE BLEECKER Kurt Leon Gilbert |
|
| GRAFFIT |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering bepaalt aantal, duur opdracht en bij meerdere bevoegdheid, met of zonder beperking van duur, in statuten benoemd kan…”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Recht algemene vergadering om één of meerdere vereffenaars aan te duiden bevoegdheden te omlijnen en vergoeding te bepalen, bestuurder(s) in…”
Articles of association, deed of 19-01-2024 (in Dutch)
Network & group
DB&C° shares no director with another company.
Companies at the same address
1 other companyConnections & network
2 current directorsThe network starts from the directors of DB&C°. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
03-08
micro format · 3 days late
2025
07-08
micro format · 7 days late
2024
18-07
micro format · 13 days before the deadline
19-01
Gazette deed
2 directors appointedAppointments: DE BLEECKER Kurt Leon Gilbert (director) and GRAFFIT (director) · Permanent representative: HERNANDEZ LOPEZ Alma Elena · Capital conversion16 points ▸
Gazette deed
2 directors appointed
Appointments: DE BLEECKER Kurt Leon Gilbert (director) and GRAFFIT (director) · Permanent representative: HERNANDEZ LOPEZ Alma Elena · Capital conversion16 points ▸
- General meeting, “vergadering/algemene vergadering” (deed in Dutch)
- Other provision, “statuten in overeenstemming met WVV en bevestiging rechtsvorm, Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening “niet-opgevraagde inbrengen”” (deed in Dutch)
- Reserve release, “opheffing, middelen beschikbaar voor uitkering” (deed in Dutch)
- Other provision, “vrijstelling volstortingsplicht niet-opgevraagde inbrengen, schrapping beschikbare eigen vermogensrekening “niet-opgevraagde inbrengen”” (deed in Dutch)
- Other provision, “netto-actief na vrijstelling volstortingsplicht, niet negatief” (deed in Dutch)
- Other provision, “nieuwe terminologie sedert 2020-01-01, bestuurder” (deed in Dutch)
- Director appointment, DE BLEECKER Kurt Leon Gilbert (director (not named in the articles))
- Director appointment, GRAFFIT (director (not named in the articles))
- Permanent representative, HERNANDEZ LOPEZ Alma Elena
- Amendment of the articles
- The act holds 4 more points.
2023
31-12
Financial
Back to profitnet €17,808
The net result is €17,808, after one loss-making year.
03-07
micro format · 28 days before the deadline
2022
31-12
Financial
Weakest financial yearnet -€7,482
The net result drops to -€7,482, the lowest from 2018 to 2025. It recovers the following year.
18-07
micro format · 13 days before the deadline
2021
31-12
Financial
Highest result from 2018 to 2025net €51,692 ▲3.8%
The operating result of €74,082 and the net result of €51,692 are both a record.
31-12
Financial
Equity above €200,000equity €237,614 ▲27.8%
With a profit in every financial year since 2018, equity grows to €237,614.
09-07
micro format · 22 days before the deadline
2020
31-12
Financial
Equity above €150,000equity €185,922 ▲36.6%
With a profit in every financial year since 2018, equity grows to €185,922.
Show earlier events
31-08
micro format · 31 days late
2019
29-08
micro format · 29 days late
2018
25-09
micro format · 56 days late
2017
30-08
micro format · 30 days late
2005
05-07
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
DB&C° in Dutch
Enterprise number
0874.697.302
Legal form
Private limited company
Status
Active, normale toestand
Founded
27-06-2005
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 19-01-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, adres kan worden overgebracht naar om het even welke plaats in tweetalig gebied Brussel Hoofdstad of Nederlands taalgebied…”
deed of 19-01-2024 (in Dutch)Registered office and establishments
Registered office
Vlamingenstraat 35, 8530 Harelbeke, Belgium
Establishment unit
Vlamingenstraat 35, 8530 Harelbeke since 27-06-2005 · unit number 2.147.941.7694323001 Insulation installation
Phone
056357406Harelbeke
Activities
NACEBEL 202543230
Insulation installation main activity
46130
Agents in the wholesale of timber and building materials
46831
Wholesale of construction materials, general range
70200
Business and other management consultancy
Codes under NACEBEL 2008
43291
Specialised construction activities main activity
46130
Wholesale trade
46731
Wholesale trade
70220
Business consulting
Codes under NACEBEL 2003
45320
main activity
51130
51532
74142
Joint committee
200 Aanvullend Paritair Comité voor de bedienden annual accounts 2022
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 19-01-2024 (in Dutch)
“Het aanbrengen in gebouwen en andere bouwwerken van: thermisch isolatiemateriaal en isolatiemateriaal tegen geluid en trillingen…”
40 activities
- Het aanbrengen in gebouwen en andere bouwwerken van: thermisch isolatiemateriaal en isolatiemateriaal tegen geluid en trillingen;
- Isolatiewerkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen,de isolatie van koelkamers en pakhuizen;
- Groothandel in isolatiematerialen;
- Handelsbemiddeling in isolatiemateriaal
- Handelsbemiddeling in hout en bouwmaterialen;
- Groothanden in panelen en platen,parket,enzovoort;
- De groothandel in materiaal voor de installatie van sanitair en centrale verwarming: buizen,pijpen,fittings,kranen,verbindingsstukken,rubberslangen,enzovoort;
- De groothandel in meetapparatuur en -instrumenten en in navigatieapparatuur;
- De groothandel in artikelen van rubber en van kunststof voor technisch gebruik;
- De groothandel in overige machines en uitrusting voor industrieel gebruik;
- De gespecialiseerde kleinhandel in geschenken met betrekking tot de woninginrichting;
- Het ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media;
- Het ontwerpen van publicitaire artikelen;
- Het schoorsteenvegen en het schoonmaken van vuurplaatsen,kachels,ovens,ketels van centrale verwarming,ventilatiekanalen en uitlaatsystemen;
- Het grondverzet: graven,ophogen,egaliseren en nivelleren van bouwterreinen,graven van sleuven en geulen,verwijderen van rotsen,grondverzet met behulp van explosieven;
- Het geschikt maken van terreinen voor mijnbouw: verwijderen van deklagen en overige werkzaamheden in verband met ontsluiting van delfstoffen en de voorbereiding van de ontginning;
- De verlaging van het grondwaterpeil en de drainage van bouwterreinen;
- De drainage van land- en bosbouwgrond;
- De bouw van spoorwegen: aanleggen van de bedding,plaatsen van de rails,uitvoeren van herstellingswerken;
- De bouw van autowegen,straten en andere wegen en paden voor voertuigen en voetgangers;
- De bouw van speel- en sportterreinen,zwembaden,enzovoort;
- Onderneming voor het uitvoeren van voegwerken;
- Management en consultancy;
- Het besturen en leiden van vennootschappen,ondernemingen en verenigingen,met eender welk voorwerp,en de onderafdelingen daarvan,welke ook de betiteling daarvan is;
- Het geven van adviezen,het opmaken van studies,het voorbereiden en opstarten van organisatiesystemen,het in toepassing brengen van systemen voor gegevensverwerkingen,alle technieken in verband met het technisch,administratief,economisch,sociaal en algemeen beheer van ondernemingen van industriële of dienstverlenende aard;
- Het verzorgen van alle mogelijke administratieve en secretariaatsdiensten in de meest ruime zin,het verstrekken van documentatie; vertaalopdrachten;
- Het verstrekken en de begeleiding van (beroeps)opleidingen,onderwijs,(her)scholing en dit zowel op permanente als op occasionele wijze,zowel volgens de traditionele onderwijsmethodes,als schriftelijk of audiovisueel;
- De aan- en verkoop,het laten bouwen en doen verbouwen,het ruilen,beheren,de instandhouding,het schatten,het uitbaten,het in waarde brengen,het huren en verhuren van alle onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van onroerende goederen te bevorderen,zoals het onderhoud,de ontwikkeling,de verfraaiing en de verhuring van deze goederen,alsmede zich borg stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen;
- Het beheer van roerende waarden,dit voor eigen rekening of in deelneming met derden;
- Het aanzoeken,verwerven,afstaan,verhandelen,verpachten en uitbaten van allerhande concessies,brevetten,licenties,en andere intellectuele rechten;
- De vennootschap handelt voor eigen rekening,in commissie,als tussenpersoon of als vertegenwoordiger; zij mag haar onroerend goederen,met inbegrip van het handelsfonds,in pand stellen en mag aval verlenen voor alle leningen,kredietopeningen en andere verbintenissen zowel voor haarzelf als voor alle derden op voorwaarde dat zij er zelf belang bij heeft;
- Het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden van welke vorm ook,van Belgische of buitenlandse bestaande of nog op te richten vennootschappen;
- Het bevorderen van de oprichting van vennootschappen door inbreng,participatie of investering;
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren onder om het even welke vorm; in dit kader kan zij ook borg stellen of aval verlenen,in de meest ruime zin,alle handels- financiële operaties verrichten,behalve die welke wettelijk voorbehouden zijn aan de depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
- Het optreden als tussenpersoon bij onderhandelingen door gehele of gedeeltelijke overname van aandelen en vastrentende waarden door intekening,waarborg,plaatsing,verhandeling,of anderszins,alsmede het verwezenlijken van om het even welke verrichting inzake portefeuille- en kapitaalbestuur;
- Zij kan alle hoegenaamd financiële,commerciële,industriële,burgerlijke,roerende en onroerende verrichtingen uitvoeren,die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp of van aard zijn dit te begunstigen. Zij mag bij middel van inbreng,afstand,onderschrijving,deelneming,samensmelting,financiële tussenkomst,aankoop,verkoop,ruiling van alle roerende of onroerende goederen of op om het even welke manier belangen nemen in alle bestaande of toekomstige vennootschappen,ondernemingen of verenigingen,zowel in België of in het buitenland,welke ook hun vorm weze;
- De vennootschap mag zich borg stellen of zakelijke zekerheden verlenen ten voordele van ondernemingen of vennootschappen waarin ze belangen bezit als mede-eigenaar,aandeelhouder,schuldeiser of op andere wijze;
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa;
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in het kort tussenpersoon in handel;
- Het maken van expertise- en schattingsverslagen van roerende en onroerende goederen,voor zover wettelijk toegelaten.
Invoicing and payment
VAT number
BE 0874.697.302
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0874.697.302
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 20:00
deed of 19-01-2024 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
1,084 m²
Building footprint
201 m²
Building volume
706 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34013A1263/00M000 | Flanders | 1,084 m² | 1 · 201 m² | 5.2 m · 1 |