db - c
ActiveSummary
db - c has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €127k and a net result of €3k. Equity is growing by ~12.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability43▼-30
Solvency58▼-36
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 10.34 in 2025; short-term debt: 27.6% and cash: 32.7% of total assets), and 66.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
33.1%
Return on assets
0.8%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-08-2026, 68 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
68 d early
2025
73 d early
2024
72 d early
2023
123 d early
2022
56 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€127k▼ 47.1%
2025 · €240k
2022: €116klowest in 5 years
2023: €172k▲ +48.0% vs 2022
2024: €229k▲ +32.9% vs 2023
2025: €240k▲ +4.7% vs 2024highest in 5 years
2026: €127k▼ -47.1% vs 2025
2022 → 2026
Total assets
€383k▲ 9.6%
2025 · €350k
2022: €150klowest in 5 years
2023: €238k▲ +58.2% vs 2022
2024: €286k▲ +20.1% vs 2023
2025: €350k▲ +22.3% vs 2024
2026: €383k▲ +9.6% vs 2025highest in 5 years
2022 → 2026
Net result
€3k▼ 72.5%
2025 · €11k
2022: €75khighest in 5 years
2023: €56k▼ -25.1% vs 2022
2024: €57k▲ +1.5% vs 2023
2025: €11k▼ -81.1% vs 2024
2026: €3k▼ -72.5% vs 2025lowest in 5 years
2022 → 2026
Working capital
€42k▼ 77.6%
2025 · €188k
2022: €82k
2023: €147k▲ +79.5% vs 2022
2024: €209k▲ +42.0% vs 2023highest in 5 years
2025: €188k▼ -10.1% vs 2024
2026: €42k▼ -77.6% vs 2025lowest in 5 years
2022 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€116k-€172k▲ 48.0%€229k▲ 32.9%€240k▲ 4.7%€127k▼ 47.1%
2022: €116klowest in 5 years
2023: €172k▲ +48.0% vs 2022
2024: €229k▲ +32.9% vs 2023
2025: €240k▲ +4.7% vs 2024highest in 5 years
2026: €127k▼ -47.1% vs 2025
Operating result€103k-€86k▼ 15.8%€86k▼ 0.2%€19k▼ 77.4%€16k▼ 17.4%
2022: €103khighest in 5 years
2023: €86k▼ -15.8% vs 2022
2024: €86k▼ -0.2% vs 2023
2025: €19k▼ -77.4% vs 2024
2026: €16k▼ -17.4% vs 2025lowest in 5 years
Net result€75k-€56k▼ 25.1%€57k▲ 1.5%€11k▼ 81.1%€3k▼ 72.5%
2022: €75khighest in 5 years
2023: €56k▼ -25.1% vs 2022
2024: €57k▲ +1.5% vs 2023
2025: €11k▼ -81.1% vs 2024
2026: €3k▼ -72.5% vs 2025lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2026 is 17% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €383k
Fixed assets
€235k ▲ 66.2%
Current assets
€148k ▼ 29.0%
Equity and liabilities €383k
Equity
€127k ▼ 47.1%
Debt
€256k ▲ 133%
Debt's share of the balance-sheet total rises from 31.5% to 66.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▼
2025 · €40k
Cash flow
€22k▼
2025 · €31k
Current ratio
1.40▼
2025 · 10.34
Debt to equity
2.02▲
2025 · 0.46
ROE
2.3%▼
2025 · 4.5%
ROA
0.8%▼
2025 · 3.1%
Interest coverage
2.85▼
2025 · 8.99
Debt ≤ 1 year
€106k▲
2025 · €20k
Debt > 1 year
€146k▲
2025 · €90k
Income taxes
€2k▼
2025 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 50 lines
Balance sheet
Code20252026
Assets
Total assets20/58€350k€383k▲
Fixed assets21/28€142k€235k▲
Tangible fixed assets22/27€142k€235k▲
Land and buildings22€77k€192k▲
Plant, machinery and equipment23€23k€32k▲
Furniture and vehicles24€39k€10k▼
Other tangible fixed assets26€3k€1k▼
Financial fixed assets28€123€123=
Current assets29/58€208k€148k▼
Amounts receivable within one year40/41€49k€22k▼
Trade receivables40€39k€8k▼
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€156k€125k▼
Deferred charges and accrued income490/1€3k€589▼
Equity and liabilities
Total equity and liabilities10/49€350k€383k▲
Equity10/15€240k€127k▼
Contributions10/11€500€500=
Reserves13€239k€126k▼
Distributable reserves133€239k€126k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€110k€256k▲
Amounts payable after more than one year17€90k€146k▲
Financial debts170/4€90k€146k▲
Amounts payable within one year42/48€20k€106k▲
Current portion of amounts payable after more than one year42€13k€28k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€131€5k▲
Taxes450/3€131€316▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€5k€72k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€19k▼
Other operating charges640/8€2k€16k▲
Gross operating margin9900€42k€51k▲
Operating profit (loss)9901€19k€16k▼
Financial income75/76B€829€670▼
Recurring financial income75€829€670▼
Financial charges65/66B€4k€12k▲
Recurring financial charges65€4k€12k▲
Profit (loss) for the period before taxes9903€16k€4k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€11k€3k▼
Profit (loss) for the period to be appropriated9905€11k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€3k▼
Transfer from equity791/2-€116k
Transfer to equity691/2€11k€3k▼
To other reserves6921€11k€3k▼
Profit to be distributed694/7-€116k
Return on contributions (dividend)694-€116k
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €18k | €22k | €21k | €19k | ▼ 8.3% |
| Other operating charges640/8 | €2k | €900 | €2k | €2k | €16k | ▲ 561% |
| Gross operating margin9900 | €123k | €105k | €111k | €42k | €51k | ▲ 19.9% |
| Operating profit (loss)9901 | €103k | €86k | €86k | €19k | €16k | ▼ 17.4% |
| Financial income75/76B | €21 | €1 | €409 | €829 | €670 | ▼ 19.2% |
| Recurring financial income75 | €21 | €1 | €409 | €829 | €670 | ▼ 19.2% |
| Financial charges65/66B | €973 | €2k | €2k | €4k | €12k | ▲ 175% |
| Recurring financial charges65 | €973 | €2k | €2k | €4k | €12k | ▲ 175% |
| Profit (loss) for the period before taxes9903 | €102k | €85k | €85k | €16k | €4k | ▼ 71.6% |
| Income taxes67/77 | €27k | €29k | €28k | €5k | €2k | ▼ 69.8% |
| Profit (loss) for the period9904 | €75k | €56k | €57k | €11k | €3k | ▼ 72.5% |
| Profit (loss) for the period to be appropriated9905 | €75k | €56k | €57k | €11k | €3k | ▼ 72.5% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €150k | €238k | €286k | €350k | €383k | ▲ 9.6% |
| Fixed assets21/28 | €44k | €60k | €46k | €142k | €235k | ▲ 66.2% |
| Tangible fixed assets22/27 | €44k | €60k | €46k | €142k | €235k | ▲ 66.3% |
| Land and buildings22 | - | - | - | €77k | €192k | ▲ 149% |
| Plant, machinery and equipment23 | €9k | €3k | - | €23k | €32k | ▲ 41.6% |
| Furniture and vehicles24 | €13k | €44k | €41k | €39k | €10k | ▼ 74.3% |
| Leasing and similar rights25 | €15k | €7k | - | - | - | - |
| Other tangible fixed assets26 | €8k | €6k | €4k | €3k | €1k | ▼ 59.9% |
| Financial fixed assets28 | €80 | €123 | €123 | €123 | €123 | = |
| Current assets29/58 | €106k | €178k | €240k | €208k | €148k | ▼ 29.0% |
| Amounts receivable within one year40/41 | €22k | €25k | €40k | €49k | €22k | ▼ 55.6% |
| Trade receivables40 | €16k | €22k | €38k | €39k | €8k | ▼ 79.2% |
| Other amounts receivable41 | €6k | €3k | €2k | €10k | €14k | ▲ 35.3% |
| Cash at bank and in hand54/58 | €79k | €150k | €197k | €156k | €125k | ▼ 19.5% |
| Deferred charges and accrued income490/1 | €4k | €3k | €3k | €3k | €589 | ▼ 80.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €150k | €238k | €286k | €350k | €383k | ▲ 9.6% |
| Equity10/15 | €116k | €172k | €229k | €240k | €127k | ▼ 47.1% |
| Contributions10/11 | €500 | €500 | €500 | €500 | €500 | = |
| Reserves13 | €116k | €172k | €228k | €239k | €126k | ▼ 47.2% |
| Distributable reserves133 | €116k | €172k | €228k | €239k | €126k | ▼ 47.2% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €34k | €66k | €57k | €110k | €256k | ▲ 133% |
| Amounts payable after more than one year17 | €10k | €35k | €26k | €90k | €146k | ▲ 62.9% |
| Financial debts170/4 | €10k | €35k | €26k | €90k | €146k | ▲ 62.9% |
| Amounts payable within one year42/48 | €24k | €31k | €31k | €20k | €106k | ▲ 425% |
| Current portion of amounts payable after more than one year42 | €12k | €19k | €9k | €13k | €28k | ▲ 119% |
| Trade debts44 | €7k | €3k | €7k | €2k | €1k | ▼ 54.7% |
| Suppliers440/4 | €7k | €3k | €7k | €2k | €1k | ▼ 54.7% |
| Taxes, remuneration and social security45 | - | €3k | €9k | €131 | €5k | ▲ 3,617% |
| Taxes450/3 | - | €3k | €9k | €131 | €316 | ▲ 140% |
| Remuneration and social security454/9 | - | - | - | - | €5k | - |
| Other amounts payable47/48 | €5k | €6k | €6k | €5k | €72k | ▲ 1,402% |
| Accrued charges and deferred income492/3 | - | - | - | - | €4k | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €75k | €56k | €57k | €11k | €3k | ▼ 72.5% |
| + Depreciation and write-downs630 | €18k | €18k | €22k | €21k | €19k | ▼ 8.3% |
| Operating cash flow (approximation) | €92k | €73k | €79k | €31k | €22k | ▼ 30.3% |
| Investment in fixed assets (approximation) | - | €-33k | €-8k | €-116k | €-113k | ▲ 3.2% |
| Change in cash | - | €71k | €47k | €-42k | €-30k | ▲ 27.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €3k ▼72.5%
Net result drops to €3k, the lowest in the series.
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €200kEq €229k ▲32.9%
3 profitable years in a row build equity to €229k.
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €150kEq €172k ▲48%
2 profitable years in a row build equity to €172k.
2022
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2009
Ground area
1,111 m²
Building footprint
147 m²
Volume, LiDAR
1,175 m³
Parcel 11642C0796/00R000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
db - c
since 20092.180.063.419
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642C0796/00R000 | Flanders | 1,111 m² | 1 · 147 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 116 EUR awarded · 116 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 116 EUR | 116 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 755 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-2009
Fiscal year end31-03
Activities, NACEBEL 2025
42110Construction of roads and motorways
43120Site preparation
49410Freight transport by road
77210Renting and leasing of sports and recreation goods
77221Rental and leasing activities
77320Rental and leasing activities
82100Office administrative and support services
82920Office administrative, office support and other business support activities
93110Operation of sports facilities
Scores and ratios are computed by Checked and are not a credit decision.