Equity
€126,085 ▲ 79.3%
Equity rose in 2024 from €70,310 to €126,085.
DB BUSINESS SERVICES
Lifetime
4 annual accounts with figures on one time axispeak €64,782 (2024)
€64,782▲ 26.7%
peak €55,775 (2024)
€55,775▲ 9.8%
peak €126,085 (2024)
€126,085▲ 79.3%
€77,919▲ 55.5%
Board1 name since 2020
1 directorÖZCAN Dilara
Documentsfilings and deeds
17-09-2026413 days late
2024financial year
Gross margin from €51,112 to €64,782Equity from €70,310 to €126,085Debts from €50,112 to €77,919Investments €24,473Cash from €21,822 to €56
Key points
from the 2024 annual accountsChecked score
37
Weak
Financially stronger than 71% of micro companies in real estate (NACE 68)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
7.5% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%lowest value
01-2025: 1.9%▲ +0.7 percentage points vs 12-2024
02-2025: 1.9%● unchanged vs 01-2025
03-2025: 2.0%▲ +0.1 percentage points vs 02-2025
04-2025: 1.8%▼ -0.2 percentage points vs 03-2025
05-2025: 1.8%● unchanged vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 1.8%● unchanged vs 06-2025
08-2025: 3.3%▲ +1.5 percentage points vs 07-2025
09-2025: 2.4%▼ -0.9 percentage points vs 08-2025
10-2025: 4.0%▲ +1.6 percentage points vs 09-2025
11-2025: 3.7%▼ -0.3 percentage points vs 10-2025
12-2025: 4.2%▲ +0.5 percentage points vs 11-2025
01-2026: 5.8%▲ +1.6 percentage points vs 12-2025
02-2026: 5.8%● unchanged vs 01-2026
03-2026: 6.2%▲ +0.4 percentage points vs 02-2026
04-2026: 5.6%▼ -0.6 percentage points vs 03-2026
05-2026: 5.6%● unchanged vs 04-2026
06-2026: 5.5%▼ -0.1 percentage points vs 05-2026
07-2026: 5.5%● unchanged vs 06-2026
08-2026: 7.3%▲ +1.8 percentage points vs 07-2026
09-2026: 7.3%● unchanged vs 08-2026
10-2026: 7.5%▲ +0.2 percentage points vs 09-2026highest value
11-2026: 7.5%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 413 days late; 2 of the last 3 accounts late
Figures for financial year 2024 (filed on 17-09-2026)
Liquidity: current ratio 2.24, cash €56, halved
Size: total assets €204,003
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 72% of them on solvency, 25% on liquidity, 95% on profitability and 90% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as DB BUSINESS SERVICES has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DB BUSINESS SERVICES itself is higher: 7.5% within 12 months. It rests on far more data about DB BUSINESS SERVICES than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for DB BUSINESS SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 2.24 (2.26 in 2023), above the usual 1.5. Short-term debt is 38.2% and cash 0% of total assets. 38.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 100 days later.
NBB · 4 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline08-11-2026 today
raises risk · 2024 accounts filed 413 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2026, 413 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
413 days late
2023
383 days late
2022
17 days early
2021
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 203 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0757629287
Incorporation
Founding capital of €1,000, 100 shares · Founder: ÖZCAN Dilara · Appointment: ÖZCAN Dilara (director) · published on 03-11-2020 · Gazette deed
First establishment
Abdissenstraat 15, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DB BUSINESS SERVICES Hasselt | €204,003 | €64,782 | 61.8% | - |
| VERADIS WONEN Herk-de-Stad | €208,162 | €51,929 | -10.7% | - |
| AWK Genk | €231,508 | €40,334 | 10.4% | - |
| Valopro Bonheiden | €234,814 | €58,847 | 81.5% | - |
| RENOVATIEWERKEN PNL Aalst | €180,273 | €66,525 | 40.1% | - |
| LAPIIN Herentals | €212,876 | €70,558 | 77.1% | - |
| CAPIAU GROUP Wichelen | €177,306 | €50,981 | 61.9% | - |
These companies have the same main activity as DB BUSINESS SERVICES: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €177,000 and €235,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 29-10-2020Normal situation
- Activity
- Development of residential building projectsNACE 68121and 2 others
- Establishment unit
- 2.309.921.8713510 Hasselt, since 29-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 07-10-2025
Insights on DB BUSINESS SERVICES
The gross margin has grown every year since 2021.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DB BUSINESS SERVICES
- What is the company number of DB BUSINESS SERVICES?
- The company number of DB BUSINESS SERVICES is 0757.629.287. The VAT number is the same number with BE in front: BE 0757.629.287.
- Where is DB BUSINESS SERVICES based?
- The registered office is at Abdissenstraat 15, 3510 Hasselt.Company details
- What does DB BUSINESS SERVICES do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of DB BUSINESS SERVICES?
- DB BUSINESS SERVICES is a private limited company (BV).
- When was DB BUSINESS SERVICES founded?
- DB BUSINESS SERVICES was founded on 29-10-2020.
- Is DB BUSINESS SERVICES still active?
- Yes, DB BUSINESS SERVICES is an active enterprise in the KBO register.
- What is the turnover of DB BUSINESS SERVICES?
- The turnover in financial year 2024 is ≈ €170,000. This figure is estimated from the gross margin of €64,782 and 48 comparable companies (NACE 681). It probably lies between €88,000 and €400,000.Financials
- Is DB BUSINESS SERVICES profitable?
- In financial year 2024, DB BUSINESS SERVICES made a profit of €55,775.
- Where can I find the annual accounts of DB BUSINESS SERVICES?
- DB BUSINESS SERVICES filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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