DB BUSINESS SERVICES
ActiveFor DB BUSINESS SERVICES, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €70k and a net result of €51k. Equity is growing by ~168.4% per year across the filed fiscal years. Its solvency ranks better than 72% of 9352 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability100▲+12
Solvency83▲+38
Growth78=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
58.4%
Return on assets
42.2%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline18-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 18-08-2025, 383 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
383 d late
2022
17 d early
2021
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, abbreviated schema
Equity
€70k▲ 260%
2022 · €20k
2021: €5k
2022: €20k
2021 → 2023
Total assets
€120k▲ 22.0%
2022 · €99k
2021: €20k
2022: €99k
2021 → 2023
Net result
€51k▲ 241%
2022 · €15k
2021: €4k
2022: €15k
2021 → 2023
Working capital
€63k▲ 295%
2022 · €16k
2021: €5k
2022: €16k
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Equity€5k-€20k▲ 323%€70k▲ 260%
Operating result€8k-€21k▲ 179%€51k▲ 140%
Net result€4k-€15k▲ 313%€51k▲ 241%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2023 is 140% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €120k
Fixed assets
€7k▲ 101%
Current assets
€113k▲ 19.1%
Equity and liabilities €120k
Equity
€70k▲ 260%
Debt
€50k▼ 36.7%
The debt ratio falls from 80.2% to 41.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
58.4%▲
2022 · 19.8%
Current ratio
2.26▲
2022 · 1.20
Quick ratio
2.26▲
2022 · 1.20
Debt / equity
0.71▼
2022 · 4.06
ROE
72.2%▼
2022 · 76.4%
ROA
42.2%▲
2022 · 15.1%
Debt
€50k▼
2022 · €79k
Debt ≤ 1 year
€50k▼
2022 · €79k
Staff costs
€50
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€99k€120k▲
Fixed assets21/28€3k€7k▲
Tangible fixed assets22/27€3k€7k▲
Furniture and vehicles24€3k€7k▲
Current assets29/58€95k€113k▲
Amounts receivable within one year40/41€46k€92k▲
Trade receivables40€24k€6k▼
Other amounts receivable41€22k€85k▲
Cash at bank and in hand54/58€48k€22k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€99k€120k▲
Equity10/15€20k€70k▲
Contributions10/11€1k€1k=
Outside capital11-€1k
Other1109/19-€1k
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14-€51k
Amounts payable17/49€79k€50k▼
Amounts payable within one year42/48€79k€50k▼
Trade debts44€46k€30k▼
Suppliers440/4€46k€30k▼
Taxes, remuneration and social security45€25k€20k▼
Taxes450/3€19k€20k▲
Remuneration and social security454/9€5k-
Other amounts payable47/48€9k-
Income statement
Code20222023
Remuneration, social security and pensions62-€50
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€452-
Other operating charges640/8€2k€115▼
Gross operating margin9900€24k€51k▲
Operating profit (loss)9901€21k€51k▲
Financial income75/76B€5€4▼
Recurring financial income75€5€4▼
Financial charges65/66B€489€154▼
Recurring financial charges65€489€154▼
Profit (loss) for the period before taxes9903€21k€51k▲
Income taxes67/77€6k-
Profit (loss) for the period9904€15k€51k▲
Profit (loss) for the period to be appropriated9905€15k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€51k▲
Transfer to equity691/2€15k-
To other reserves6921€15k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 383 days late
2023
31-12
Financial
Highest result since 2021net €51k ▲241%
Operating result €51k, net result €51k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abdissenstraat 153510 HasseltGround area
345 m²
Building footprint
89 m²
Volume, LiDAR
442 m³
Parcel 71028B0353/00M000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DB Business Services
since 20202.309.921.871
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71028B0353/00M000 | Flanders | 345 m² | 1 · 89 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HVH INVEST GROUP II
BE 0867.871.371
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BLANCO PROJECTS
BE 1003.482.519
Knokke-Heist · Eq €70k
AND Studio
BE 1015.916.533
Antwerpen · Eq €70k
Casanovo
BE 0653.962.023
Anderlecht · Eq €70k
@concreto
BE 0878.915.614
Antwerpen · Eq €70k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,381. 5,204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70200Business and other management consultancy
70220Business consulting
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.