DB ACCOUNTING
ActiveDB ACCOUNTING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €3.59M and a net result of €854k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 43 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability97▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
Liquidity ample (current ratio 13.71 against 5.2 in 2025; short-term debt: 3.7% and cash: 1.1% of total assets), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
94.7%
Return on assets
22.5%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 31-08-2026, 61 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
61 d early
2025
31 d early
2024
79 d early
2023
32 d early
2022
31 d early
2021
5 d early
2020
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€3.59M▲ 31.1%
2025 · €2.74M
2019: €720k
2020: €720k
2021: €915k
2022: €1.11M
2023: €1.32M
2024: €1.95M
2025: €2.74M
2019 → 2026
Total assets
€3.80M▲ 24.0%
2025 · €3.06M
2019: €1.09M
2020: €1.31M
2021: €1.25M
2022: €1.50M
2023: €1.74M
2024: €2.31M
2025: €3.06M
2019 → 2026
Net result
€854k▼ 10.6%
2025 · €956k
2019: €169k
2020: €250k
2021: €291k
2022: €370k
2023: €310k
2024: €804k
2025: €956k
2019 → 2026
Working capital
€1.81M▲ 88.5%
2025 · €958k
2019: €386k
2020: €346k
2021: €492k
2022: €617k
2023: €628k
2024: €1.18M
2025: €958k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€1.11M-€1.32M▲ 18.1%€1.95M▲ 48.5%€2.74M▲ 40.2%€3.59M▲ 31.1%
Operating result€548k-€454k▼ 17.1%€1.16M▲ 155%€1.36M▲ 17.3%€1.22M▼ 10.3%
Net result€370k-€310k▼ 16.0%€804k▲ 159%€956k▲ 18.8%€854k▼ 10.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 10% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €3.80M
Fixed assets
€1.85M▼ 1.5%
Current assets
€1.95M▲ 64.2%
Equity and liabilities €3.80M
Equity
€3.59M▲ 31.1%
Provisions
€12k
Debt
€190k▼ 40.9%
The debt ratio falls from 10.5% to 5.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.32M▼
2025 · €1.55M
Cash flow
€950k▼
2025 · €1.14M
Solvency
94.7%▲
2025 · 89.5%
Current ratio
13.71▲
2025 · 5.20
Quick ratio
13.71▲
2025 · 5.20
Debt / equity
0.05▼
2025 · 0.12
ROE
23.8%▼
2025 · 34.9%
ROA
22.5%▼
2025 · 31.2%
Interest coverage
537.92▲
2025 · 467.70
Debt
€190k▼
2025 · €322k
Debt ≤ 1 year
€142k▼
2025 · €228k
Debt > 1 year
€48k▼
2025 · €89k
Income taxes
€376k▼
2025 · €440k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€3.06M€3.80M▲
Fixed assets21/28€1.88M€1.85M▼
Tangible fixed assets22/27€1.88M€1.85M▼
Land and buildings22€1.83M€1.82M▼
Furniture and vehicles24€47k€27k▼
Current assets29/58€1.19M€1.95M▲
Amounts receivable within one year40/41€106k€111k▲
Trade receivables40€96k€101k▲
Other amounts receivable41€10k€10k▲
Current investments50/53€857k€1.79M▲
Cash at bank and in hand54/58€208k€41k▼
Deferred charges and accrued income490/1€15k€9k▼
Equity and liabilities
Total equity and liabilities10/49€3.06M€3.80M▲
Equity10/15€2.74M€3.59M▲
Contributions10/11€12k€12k=
Reserves13€2.73M€3.58M▲
Tax-exempt reserves132-€37k
Distributable reserves133€2.73M€3.54M▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16-€12k
Deferred taxes168-€12k
Amounts payable17/49€322k€190k▼
Amounts payable after more than one year17€89k€48k▼
Financial debts170/4€89k€48k▼
Amounts payable within one year42/48€228k€142k▼
Current portion of amounts payable after more than one year42€55k€41k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€161k€88k▼
Taxes450/3€159k€88k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€10k€10k▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20252026
Non-recurring operating income76A€0€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€189k€96k▼
Other operating charges640/8€6k€9k▲
Gross operating margin9900€1.55M€1.33M▼
Operating profit (loss)9901€1.36M€1.22M▼
Financial income75/76B€39k€24k▼
Recurring financial income75€39k€24k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€1.40M€1.24M▼
Transfer from deferred taxes780-€531
Transfer to deferred taxes680-€13k
Income taxes67/77€440k€376k▼
Profit (loss) for the period9904€956k€854k▼
Transfer from tax-exempt reserves789-€2k
Transfer to tax-exempt reserves689-€38k
Profit (loss) for the period to be appropriated9905€956k€817k▼
Appropriation of the result
Profit (loss) to be appropriated9906€956k€817k▼
Transfer from equity791/2€168k€0▼
Transfer to equity691/2€955k€816k▼
To other reserves6921€955k€816k▼
Profit to be distributed694/7€169k€833▼
Return on contributions (dividend)694€169k€833▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 13.71
Current ratio from 5.20 to 13.71; short-term debt falls from €228k to €142k.
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €956k ▲18.8%
Operating result €1.36M, net result €956k, both a record.
31-03
Financial
Equity above €2MEq €2.74M ▲40.2%
7 profitable years in a row build equity to €2.74M.
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €1MEq €1.11M ▲21.7%
4 profitable years in a row build equity to €1.11M.
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 5.15
Current ratio from 2.05 to 5.15; short-term debt falls from €330k to €119k.
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ieperse Heerweg 538820 TorhoutGround area
1,581 m²
Building footprint
153 m²
Volume, LiDAR
641 m³
Parcel 31523G0730/00G000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DB Accounting
since 20062.202.234.946
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31523G0730/00G000 | Flanders | 1,581 m² | 1 · 152 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,387 EUR awarded · 1,387 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 177 EUR | 177 EUR |
| 2024 | 1 | 133 EUR | 133 EUR |
| 2023 | 1 | 165 EUR | 165 EUR |
| 2022 | 1 | 912 EUR | 912 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 1,922 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2006
Fiscal year end31-03
Activities, NACEBEL
69201Certified accountants and tax accountants
74122
68203Renting and operating of own or leased non-residential real estate, excluding land
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.