DAYIM
ActiveSummary
DAYIM has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94,049 and a net result of €12,105. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 262 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 6.7 against 9.17 in 2024; short-term debt: 14.9% and cash: 73.2% of total assets), and 15.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Telecommunications (NACE 61)
about 159% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.5%
Return on assets
10.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
12 d late
2023
28 d late
2022
42 d early
2021
11 d early
2020
60 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#2 oldest company in Hainaut, Telecommunications sector
Equity
€94,049▼ 24.9%
2024 · €125,296
Total assets
€111,287▼ 20.7%
2024 · €140,374
Net result
€12,105▲ 39.2%
2024 · €8,698
Working capital
€94,591▼ 23.2%
2024 · €123,188
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 61, Telecommunications, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€32,186▼ 51.6%€17,371▼ 46.0%€32,455▲ 86.8%€15,394▼ 52.6%€19,571▲ 27.1%
Net result€20,457within the sector's middle half▼ 52.8%€10,504within the sector's middle half▼ 48.7%€20,197within the sector's middle half▲ 92.3%€8,698within the sector's middle half▼ 56.9%€12,105within the sector's middle half▲ 39.2%
Equity€85,896within the sector's middle half▲ 31.3%€96,400within the sector's middle half▲ 12.2%€116,597above the sector's middle half▲ 21.0%€125,296above the sector's middle half▲ 7.5%€94,049within the sector's middle half▼ 24.9%
Total assets€129,205within the sector's middle half▲ 22.4%€151,338within the sector's middle half▲ 17.1%€139,067within the sector's middle half▼ 8.1%€140,374within the sector's middle half▲ 0.9%€111,287within the sector's middle half▼ 20.7%
Debt€43,309▲ 8.0%€54,938▲ 26.9%€22,469▼ 59.1%€15,078▼ 32.9%€17,239▲ 14.3%
Working capital€77,590above the sector's middle half▲ 10.1%€90,160above the sector's middle half▲ 16.2%€112,525above the sector's middle half▲ 24.8%€123,188above the sector's middle half▲ 9.5%€94,591above the sector's middle half▼ 23.2%
Solvency66.5%within the sector's middle half▲ 4.5pp63.7%within the sector's middle half▼ 2.8pp83.8%above the sector's middle half▲ 20.1pp89.3%above the sector's middle half▲ 5.4pp84.5%above the sector's middle half▼ 4.7pp
Current ratio2.79within the sector's middle half▼ 0.232.64within the sector's middle half▼ 0.156.03above the sector's middle half▲ 3.399.17above the sector's middle half▲ 3.146.70above the sector's middle half▼ 2.47
Return on assets (ROA)15.8%within the sector's middle half▼ 25.2pp6.9%within the sector's middle half▼ 8.9pp14.5%within the sector's middle half▲ 7.6pp6.2%within the sector's middle half▼ 8.3pp10.9%within the sector's middle half▲ 4.7pp
Staff (FTE)11=1=2.4▲ 140%1▼ 58.3%
above
within
below
the middle half (P25 to P75) of NACE 61, Telecommunications, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111,287
Fixed assets
€101 ▼ 95.2%
Current assets
€111,186 ▼ 19.6%
Equity and liabilities €111,287
Equity
€94,049 ▼ 24.9%
Debt
€17,239 ▲ 14.3%
Debt's share of the balance-sheet total rises from 10.7% to 15.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21,578▲
2024 · €17,460
Cash flow
€14,112▲
2024 · €10,765
Quick ratio
6.27▼
2024 · 8.72
Debt to equity
0.18▲
2024 · 0.12
ROE
12.9%▲
2024 · 6.9%
Interest coverage
8.37▲
2024 · 8.13
Debt ≤ 1 year
€16,595▲
2024 · €15,078
Income taxes
€4,893▲
2024 · €4,547
Staff costs
€35,372▲
2024 · €33,649
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €28,853 | €30,578 | €33,237 | €33,649 | €35,372 | ▲ 5.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €59 | €2,066 | €2,066 | €2,066 | €2,007 | ▼ 2.9% |
| Other operating charges640/8 | €2,174 | €2,141 | €2,826 | €2,383 | €2,575 | ▲ 8.0% |
| Gross operating margin9900 | €63,271 | €52,156 | €70,584 | €53,492 | €59,525 | ▲ 11.3% |
| Operating profit (loss)9901 | €32,186 | €17,371 | €32,455 | €15,394 | €19,571 | ▲ 27.1% |
| Financial income75/76B | €0 | €201 | - | €0 | €4 | ▲ 9,550% |
| Recurring financial income75 | €0 | €201 | - | €0 | €4 | ▲ 9,550% |
| Financial charges65/66B | €1,401 | €1,722 | €2,059 | €2,148 | €2,577 | ▲ 20.0% |
| Recurring financial charges65 | €1,401 | €1,722 | €2,059 | €2,148 | €2,577 | ▲ 20.0% |
| Profit (loss) for the period before taxes9903 | €30,785 | €15,851 | €30,396 | €13,246 | €16,998 | ▲ 28.3% |
| Income taxes67/77 | €10,328 | €5,347 | €10,198 | €4,547 | €4,893 | ▲ 7.6% |
| Profit (loss) for the period9904 | €20,457 | €10,504 | €20,197 | €8,698 | €12,105 | ▲ 39.2% |
| Profit (loss) for the period to be appropriated9905 | €20,457 | €10,504 | €20,197 | €8,698 | €12,105 | ▲ 39.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €129,205 | €151,338 | €139,067 | €140,374 | €111,287 | ▼ 20.7% |
| Fixed assets21/28 | €8,307 | €6,240 | €4,174 | €2,108 | €101 | ▼ 95.2% |
| Tangible fixed assets22/27 | €8,205 | €6,139 | €4,073 | €2,007 | - | - |
| Furniture and vehicles24 | €8,205 | €6,139 | €4,073 | €2,007 | - | - |
| Financial fixed assets28 | €101 | €101 | €101 | €101 | €101 | = |
| Current assets29/58 | €120,899 | €145,098 | €134,892 | €138,265 | €111,186 | ▼ 19.6% |
| Stocks and contracts in progress3 | €4,205 | €3,212 | €3,676 | €6,769 | €7,073 | ▲ 4.5% |
| Stocks30/36 | €4,205 | €3,212 | €3,676 | €6,769 | €7,073 | ▲ 4.5% |
| Amounts receivable within one year40/41 | €7,451 | €20,374 | €8,148 | €7,389 | €21,321 | ▲ 189% |
| Trade receivables40 | €7,451 | €20,374 | €8,148 | €7,389 | €6,979 | ▼ 5.6% |
| Other amounts receivable41 | - | - | - | - | €14,342 | - |
| Cash at bank and in hand54/58 | €109,243 | €120,123 | €121,783 | €122,807 | €81,462 | ▼ 33.7% |
| Deferred charges and accrued income490/1 | - | €1,389 | €1,285 | €1,302 | €1,330 | ▲ 2.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €129,205 | €151,338 | €139,067 | €140,374 | €111,287 | ▼ 20.7% |
| Equity10/15 | €85,896 | €96,400 | €116,597 | €125,296 | €94,049 | ▼ 24.9% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €64,213 | €74,717 | €94,914 | €103,613 | €72,366 | ▼ 30.2% |
| Non-distributable reserves130/1 | €405 | €405 | €405 | €405 | €405 | = |
| Reserves not available under the articles1311 | €405 | €405 | €405 | €405 | €405 | = |
| Distributable reserves133 | €63,809 | €74,313 | €94,510 | €103,208 | €71,961 | ▼ 30.3% |
| Profit (loss) carried forward14 | €2,683 | €2,683 | €2,683 | €2,683 | €2,683 | = |
| Amounts payable17/49 | €43,309 | €54,938 | €22,469 | €15,078 | €17,239 | ▲ 14.3% |
| Amounts payable within one year42/48 | €43,309 | €54,938 | €22,367 | €15,078 | €16,595 | ▲ 10.1% |
| Trade debts44 | €1,125 | €579 | €766 | €169 | €271 | ▲ 60.6% |
| Suppliers440/4 | €1,125 | €579 | €766 | €169 | €271 | ▲ 60.6% |
| Taxes, remuneration and social security45 | €38,863 | €25,623 | €18,512 | €13,965 | €14,156 | ▲ 1.4% |
| Taxes450/3 | €32,205 | €18,060 | €10,774 | €4,680 | €5,267 | ▲ 12.5% |
| Remuneration and social security454/9 | €6,657 | €7,563 | €7,738 | €9,285 | €8,889 | ▼ 4.3% |
| Other amounts payable47/48 | €3,322 | €28,737 | €3,090 | €944 | €2,168 | ▲ 130% |
| Accrued charges and deferred income492/3 | - | - | €102 | - | €644 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,457 | €10,504 | €20,197 | €8,698 | €12,105 | ▲ 39.2% |
| + Depreciation and write-downs630 | €59 | €2,066 | €2,066 | €2,066 | €2,007 | ▼ 2.9% |
| Operating cash flow (approximation) | €20,516 | €12,570 | €22,263 | €10,765 | €14,112 | ▲ 31.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €10,880 | €1,660 | €1,024 | -€41,345 | ▼ 4,139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 6.03
Current ratio from 2.64 to 6.03; short-term debt falls from €54,938 to €22,367.
31-12
Financial
Equity above €100,000Eq €116,597 ▲21%
5 profitable years in a row build equity to €116,597.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Highest result since 2018net €43,352 ▲254%
Operating result €66,472, net result €43,352, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Back to profitnet €12,251
Net result €12,251 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1999
Ground area
78 m²
Building footprint
51 m²
Volume, LiDAR
663 m³
Parcel 52044B0002/00D003, Wallonia · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Mons 25, 6030 Charleroi
since 19992.094.837.734
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52044B0002/00D003 | Wallonia | 78 m² | 1 · 51 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,372 companies in sector 61100 we hold annual accounts for 590. 415 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-09-1999
Fiscal year end31-12
Activities, NACEBEL 2025
61100Wired, wireless and satellite telecommunications
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466909597
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.