DAYBA
ActiveSummary
DAYBA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €53k. Equity is growing by ~37.9% per year across the filed fiscal years. Its solvency ranks better than 37% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+1
Solvency40▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.48 in 2024; short-term debt: 12.9% and cash: 0.2% of total assets), and 85.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.7%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
21 d early
2024
26 d late
2023
30 d early
2022
1 d late
2021
29 d late
2020
25 d late
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€201k▲ 35.9%
2024 · €148k
Total assets
€1.37M▲ 0.1%
2024 · €1.37M
Net result
€53k▲ 16.7%
2024 · €46k
Working capital
€-21k▲ 74.5%
2024 · €-84k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€40k▲ 16.4%€75k▲ 86.6%€44k▼ 41.0%€76k▲ 71.8%€87k▲ 14.1%
Net result€13k▲ 1,413%€43k▲ 241%€13k▼ 69.3%€46k▲ 244%€53k▲ 16.7%
Equity€46k▲ 37.9%€89k▲ 93.7%€102k▲ 14.9%€148k▲ 44.5%€201k▲ 35.9%
Total assets€1.34M▲ 0.9%€1.47M▲ 9.6%€1.46M▼ 1.2%€1.37M▼ 6.1%€1.37M▲ 0.1%
Debt€1.30M=€1.38M▲ 6.6%€1.35M▼ 2.3%€1.22M▼ 9.9%€1.17M▼ 4.3%
Working capital€-124k▼ 7.2%€-136k▼ 9.6%€-91k▲ 32.7%€-84k▲ 7.8%€-21k▲ 74.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€1.21M ▼ 5.9%
Current assets
€156k ▲ 98.7%
Equity and liabilities €1.37M
Equity
€201k ▲ 35.9%
Debt
€1.17M ▼ 4.3%
Debt's share of the balance-sheet total falls from 89.2% to 85.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€194k▼
2024 · €195k
Cash flow
€161k▼
2024 · €164k
Current ratio
0.88▲
2024 · 0.48
Debt to equity
5.79▼
2024 · 8.23
ROE
26.4%▼
2024 · 30.8%
ROA
3.9%▲
2024 · 3.3%
Interest coverage
7.60▲
2024 · 6.48
Debt ≤ 1 year
€177k▲
2024 · €162k
Debt > 1 year
€980k▼
2024 · €1.06M
Income taxes
€393▼
2024 · €439
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €78k | €86k | €106k | €119k | €108k | ▼ 9.5% |
| Other operating charges640/8 | €11k | €13k | €13k | €16k | €14k | ▼ 12.0% |
| Gross operating margin9900 | €129k | €174k | €163k | €211k | €208k | ▼ 1.2% |
| Operating profit (loss)9901 | €40k | €75k | €44k | €76k | €87k | ▲ 14.1% |
| Financial income75/76B | €0 | €0 | - | - | €0 | - |
| Recurring financial income75 | €0 | €0 | - | - | €0 | - |
| Financial charges65/66B | €28k | €32k | €31k | €30k | €33k | ▲ 10.4% |
| Recurring financial charges65 | €28k | €32k | €31k | €30k | €26k | ▼ 15.0% |
| Non-recurring financial charges66B | - | - | - | - | €8k | - |
| Profit (loss) for the period before taxes9903 | €13k | €43k | €13k | €46k | €54k | ▲ 16.5% |
| Income taxes67/77 | - | - | €72 | €439 | €393 | ▼ 10.4% |
| Profit (loss) for the period9904 | €13k | €43k | €13k | €46k | €53k | ▲ 16.7% |
| Profit (loss) for the period to be appropriated9905 | €13k | €43k | €13k | €46k | €53k | ▲ 16.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.34M | €1.47M | €1.46M | €1.37M | €1.37M | ▲ 0.1% |
| Fixed assets21/28 | €1.14M | €1.35M | €1.40M | €1.29M | €1.21M | ▼ 5.9% |
| Intangible fixed assets21 | €43k | €35k | €28k | €20k | €13k | ▼ 37.5% |
| Tangible fixed assets22/27 | €1.10M | €1.31M | €1.37M | €1.27M | €1.20M | ▼ 5.4% |
| Land and buildings22 | €1.05M | €1.01M | €961k | €915k | €869k | ▼ 5.0% |
| Plant, machinery and equipment23 | €45k | €222k | €283k | €254k | €222k | ▼ 12.7% |
| Furniture and vehicles24 | €5k | €82k | €130k | €99k | €108k | ▲ 9.1% |
| Current assets29/58 | €199k | €127k | €54k | €78k | €156k | ▲ 98.7% |
| Amounts receivable within one year40/41 | €57k | €74k | €44k | €71k | €152k | ▲ 115% |
| Trade receivables40 | €57k | €54k | €35k | €69k | €80k | ▲ 16.4% |
| Other amounts receivable41 | - | €20k | €9k | €2k | €72k | ▲ 3,262% |
| Cash at bank and in hand54/58 | €138k | €48k | €3k | €3k | €3k | ▲ 11.4% |
| Deferred charges and accrued income490/1 | €5k | €6k | €7k | €4k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.34M | €1.47M | €1.46M | €1.37M | €1.37M | ▲ 0.1% |
| Equity10/15 | €46k | €89k | €102k | €148k | €201k | ▲ 35.9% |
| Contributions10/11 | €200k | €200k | €200k | €200k | €200k | = |
| Reserves13 | - | - | - | - | €1k | - |
| Distributable reserves133 | - | - | - | - | €1k | - |
| Profit (loss) carried forward14 | €-154k | €-111k | €-98k | €-52k | - | - |
| Amounts payable17/49 | €1.30M | €1.38M | €1.35M | €1.22M | €1.17M | ▼ 4.3% |
| Amounts payable after more than one year17 | €972k | €1.12M | €1.21M | €1.06M | €980k | ▼ 7.2% |
| Financial debts170/4 | €972k | €1.12M | €1.21M | €1.06M | €980k | ▼ 7.2% |
| Amounts payable within one year42/48 | €323k | €263k | €145k | €162k | €177k | ▲ 9.0% |
| Current portion of amounts payable after more than one year42 | €74k | €119k | €140k | €148k | €163k | ▲ 10.4% |
| Financial debts43 | €235k | - | - | - | - | - |
| Credit institutions430/8 | €235k | - | - | - | - | - |
| Trade debts44 | €4k | €133k | €4k | €2k | €372 | ▼ 82.0% |
| Suppliers440/4 | €4k | €133k | €4k | €2k | €372 | ▼ 82.0% |
| Taxes, remuneration and social security45 | €7k | €788 | - | €12k | €13k | ▲ 8.4% |
| Taxes450/3 | €7k | €788 | - | €12k | €13k | ▲ 8.4% |
| Other amounts payable47/48 | €3k | €10k | €962 | - | - | - |
| Accrued charges and deferred income492/3 | €3k | - | €2k | - | €9k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €43k | €13k | €46k | €53k | ▲ 16.7% |
| + Depreciation and write-downs630 | €78k | €86k | €106k | €119k | €108k | ▼ 9.5% |
| Operating cash flow (approximation) | €90k | €129k | €119k | €164k | €161k | ▼ 2.2% |
| Investment in fixed assets (approximation) | - | €-288k | €-161k | €-6k | €-31k | ▼ 439% |
| Change in cash | - | €-89k | €-45k | €85 | €319 | ▲ 275% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €53k ▲16.7%
Operating result €87k, net result €53k, both a record.
31-12
Financial
Equity above €200kEq €201k ▲35.9%
7 profitable years in a row build equity to €201k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €102k ▲14.9%
5 profitable years in a row build equity to €102k.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2017
Ground area
6,090 m²
Building footprint
1,053 m²
Volume, LiDAR
11,960 m³
Parcel 35007A0850/00H000, Flanders · tallest building 32.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Dayba
since 20172.268.809.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007A0850/00H000 | Flanders | 6,090 m² | 1 · 1,053 m² | 32.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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D.G.I.
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,906. 5,183 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Contact
E-mail
thierry.debal@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.