DAYBA
ActiveSummary
DAYBA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €53k. Equity is growing by ~37.9% per year across the filed fiscal years. Its solvency ranks better than 37% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+1
Solvency40▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.48 in 2024; short-term debt: 12.9% and cash: 0.2% of total assets), and 85.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.7%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
21 d early
2024
26 d late
2023
30 d early
2022
1 d late
2021
29 d late
2020
25 d late
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▲ 35.9%
2024 · €148k
2018: €22klowest in 8 years
2019: €33k▲ +50.7% vs 2018
2020: €33k▲ +2.6% vs 2019
2021: €46k▲ +37.9% vs 2020
2022: €89k▲ +93.7% vs 2021
2023: €102k▲ +14.9% vs 2022
2024: €148k▲ +44.5% vs 2023
2025: €201k▲ +35.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.37M▲ 0.1%
2024 · €1.37M
2018: €1.44M
2019: €1.40M▼ -2.7% vs 2018
2020: €1.33M▼ -5.2% vs 2019lowest in 8 years
2021: €1.34M▲ +0.9% vs 2020
2022: €1.47M▲ +9.6% vs 2021highest in 8 years
2023: €1.46M▼ -1.2% vs 2022
2024: €1.37M▼ -6.1% vs 2023
2025: €1.37M▲ +0.1% vs 2024
2018 → 2025
Net result
€53k▲ 16.7%
2024 · €46k
2018: €-178klowest in 8 years
2019: €11k▲ +106% vs 2018
2020: €837▼ -92.4% vs 2019
2021: €13k▲ +1413% vs 2020
2022: €43k▲ +241% vs 2021
2023: €13k▼ -69.3% vs 2022
2024: €46k▲ +244% vs 2023
2025: €53k▲ +16.7% vs 2024highest in 8 years
2018 → 2025
Working capital
€-21k▲ 74.5%
2024 · €-84k
2018: €-396klowest in 8 years
2019: €-200k▲ +49.4% vs 2018
2020: €-115k▲ +42.5% vs 2019
2021: €-124k▼ -7.2% vs 2020
2022: €-136k▼ -9.6% vs 2021
2023: €-91k▲ +32.7% vs 2022
2024: €-84k▲ +7.8% vs 2023
2025: €-21k▲ +74.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€89k▲ 93.7%€102k▲ 14.9%€148k▲ 44.5%€201k▲ 35.9%
2021: €46klowest in 5 years
2022: €89k▲ +93.7% vs 2021
2023: €102k▲ +14.9% vs 2022
2024: €148k▲ +44.5% vs 2023
2025: €201k▲ +35.9% vs 2024highest in 5 years
Operating result€40k-€75k▲ 86.6%€44k▼ 41.0%€76k▲ 71.8%€87k▲ 14.1%
2021: €40klowest in 5 years
2022: €75k▲ +86.6% vs 2021
2023: €44k▼ -41.0% vs 2022
2024: €76k▲ +71.8% vs 2023
2025: €87k▲ +14.1% vs 2024highest in 5 years
Net result€13k-€43k▲ 241%€13k▼ 69.3%€46k▲ 244%€53k▲ 16.7%
2021: €13klowest in 5 years
2022: €43k▲ +241% vs 2021
2023: €13k▼ -69.3% vs 2022
2024: €46k▲ +244% vs 2023
2025: €53k▲ +16.7% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€1.21M ▼ 5.9%
Current assets
€156k ▲ 98.7%
Equity and liabilities €1.37M
Equity
€201k ▲ 35.9%
Debt
€1.17M ▼ 4.3%
Debt's share of the balance-sheet total falls from 89.2% to 85.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€194k▼
2024 · €195k
Cash flow
€161k▼
2024 · €164k
Current ratio
0.88▲
2024 · 0.48
Debt to equity
5.79▼
2024 · 8.23
ROE
26.4%▼
2024 · 30.8%
ROA
3.9%▲
2024 · 3.3%
Interest coverage
7.60▲
2024 · 6.48
Debt ≤ 1 year
€177k▲
2024 · €162k
Debt > 1 year
€980k▼
2024 · €1.06M
Income taxes
€393▼
2024 · €439
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€1.37M▲
Fixed assets21/28€1.29M€1.21M▼
Intangible fixed assets21€20k€13k▼
Tangible fixed assets22/27€1.27M€1.20M▼
Land and buildings22€915k€869k▼
Plant, machinery and equipment23€254k€222k▼
Furniture and vehicles24€99k€108k▲
Current assets29/58€78k€156k▲
Amounts receivable within one year40/41€71k€152k▲
Trade receivables40€69k€80k▲
Other amounts receivable41€2k€72k▲
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.37M▲
Equity10/15€148k€201k▲
Contributions10/11€200k€200k=
Reserves13-€1k
Distributable reserves133-€1k
Profit (loss) carried forward14€-52k-
Amounts payable17/49€1.22M€1.17M▼
Amounts payable after more than one year17€1.06M€980k▼
Financial debts170/4€1.06M€980k▼
Amounts payable within one year42/48€162k€177k▲
Current portion of amounts payable after more than one year42€148k€163k▲
Trade debts44€2k€372▼
Suppliers440/4€2k€372▼
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€12k€13k▲
Accrued charges and deferred income492/3-€9k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€119k€108k▼
Other operating charges640/8€16k€14k▼
Gross operating margin9900€211k€208k▼
Operating profit (loss)9901€76k€87k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€30k€33k▲
Recurring financial charges65€30k€26k▼
Non-recurring financial charges66B-€8k
Profit (loss) for the period before taxes9903€46k€54k▲
Income taxes67/77€439€393▼
Profit (loss) for the period9904€46k€53k▲
Profit (loss) for the period to be appropriated9905€46k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€1k▲
Profit (loss) brought forward from the previous period14P€-98k€-52k▲
Transfer to equity691/2-€1k
To other reserves6921-€1k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €78k | €86k | €106k | €119k | €108k | ▼ 9.5% |
| Other operating charges640/8 | €11k | €13k | €13k | €16k | €14k | ▼ 12.0% |
| Gross operating margin9900 | €129k | €174k | €163k | €211k | €208k | ▼ 1.2% |
| Operating profit (loss)9901 | €40k | €75k | €44k | €76k | €87k | ▲ 14.1% |
| Financial income75/76B | €0 | €0 | - | - | €0 | - |
| Recurring financial income75 | €0 | €0 | - | - | €0 | - |
| Financial charges65/66B | €28k | €32k | €31k | €30k | €33k | ▲ 10.4% |
| Recurring financial charges65 | €28k | €32k | €31k | €30k | €26k | ▼ 15.0% |
| Non-recurring financial charges66B | - | - | - | - | €8k | - |
| Profit (loss) for the period before taxes9903 | €13k | €43k | €13k | €46k | €54k | ▲ 16.5% |
| Income taxes67/77 | - | - | €72 | €439 | €393 | ▼ 10.4% |
| Profit (loss) for the period9904 | €13k | €43k | €13k | €46k | €53k | ▲ 16.7% |
| Profit (loss) for the period to be appropriated9905 | €13k | €43k | €13k | €46k | €53k | ▲ 16.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.34M | €1.47M | €1.46M | €1.37M | €1.37M | ▲ 0.1% |
| Fixed assets21/28 | €1.14M | €1.35M | €1.40M | €1.29M | €1.21M | ▼ 5.9% |
| Intangible fixed assets21 | €43k | €35k | €28k | €20k | €13k | ▼ 37.5% |
| Tangible fixed assets22/27 | €1.10M | €1.31M | €1.37M | €1.27M | €1.20M | ▼ 5.4% |
| Land and buildings22 | €1.05M | €1.01M | €961k | €915k | €869k | ▼ 5.0% |
| Plant, machinery and equipment23 | €45k | €222k | €283k | €254k | €222k | ▼ 12.7% |
| Furniture and vehicles24 | €5k | €82k | €130k | €99k | €108k | ▲ 9.1% |
| Current assets29/58 | €199k | €127k | €54k | €78k | €156k | ▲ 98.7% |
| Amounts receivable within one year40/41 | €57k | €74k | €44k | €71k | €152k | ▲ 115% |
| Trade receivables40 | €57k | €54k | €35k | €69k | €80k | ▲ 16.4% |
| Other amounts receivable41 | - | €20k | €9k | €2k | €72k | ▲ 3,262% |
| Cash at bank and in hand54/58 | €138k | €48k | €3k | €3k | €3k | ▲ 11.4% |
| Deferred charges and accrued income490/1 | €5k | €6k | €7k | €4k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.34M | €1.47M | €1.46M | €1.37M | €1.37M | ▲ 0.1% |
| Equity10/15 | €46k | €89k | €102k | €148k | €201k | ▲ 35.9% |
| Contributions10/11 | €200k | €200k | €200k | €200k | €200k | = |
| Reserves13 | - | - | - | - | €1k | - |
| Distributable reserves133 | - | - | - | - | €1k | - |
| Profit (loss) carried forward14 | €-154k | €-111k | €-98k | €-52k | - | - |
| Amounts payable17/49 | €1.30M | €1.38M | €1.35M | €1.22M | €1.17M | ▼ 4.3% |
| Amounts payable after more than one year17 | €972k | €1.12M | €1.21M | €1.06M | €980k | ▼ 7.2% |
| Financial debts170/4 | €972k | €1.12M | €1.21M | €1.06M | €980k | ▼ 7.2% |
| Amounts payable within one year42/48 | €323k | €263k | €145k | €162k | €177k | ▲ 9.0% |
| Current portion of amounts payable after more than one year42 | €74k | €119k | €140k | €148k | €163k | ▲ 10.4% |
| Financial debts43 | €235k | - | - | - | - | - |
| Credit institutions430/8 | €235k | - | - | - | - | - |
| Trade debts44 | €4k | €133k | €4k | €2k | €372 | ▼ 82.0% |
| Suppliers440/4 | €4k | €133k | €4k | €2k | €372 | ▼ 82.0% |
| Taxes, remuneration and social security45 | €7k | €788 | - | €12k | €13k | ▲ 8.4% |
| Taxes450/3 | €7k | €788 | - | €12k | €13k | ▲ 8.4% |
| Other amounts payable47/48 | €3k | €10k | €962 | - | - | - |
| Accrued charges and deferred income492/3 | €3k | - | €2k | - | €9k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €43k | €13k | €46k | €53k | ▲ 16.7% |
| + Depreciation and write-downs630 | €78k | €86k | €106k | €119k | €108k | ▼ 9.5% |
| Operating cash flow (approximation) | €90k | €129k | €119k | €164k | €161k | ▼ 2.2% |
| Investment in fixed assets (approximation) | - | €-288k | €-161k | €-6k | €-31k | ▼ 439% |
| Change in cash | - | €-89k | €-45k | €85 | €319 | ▲ 275% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €53k ▲16.7%
Operating result €87k, net result €53k, both a record.
31-12
Financial
Equity above €200kEq €201k ▲35.9%
7 profitable years in a row build equity to €201k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €102k ▲14.9%
5 profitable years in a row build equity to €102k.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2017
Ground area
6,090 m²
Building footprint
1,053 m²
Volume, LiDAR
11,960 m³
Parcel 35007A0850/00H000, Flanders · tallest building 32.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Dayba
since 20172.268.809.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007A0850/00H000 | Flanders | 6,090 m² | 1 · 1,053 m² | 32.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DALIHOA
BE 0827.505.416
Waremme · Eq €201,266
FUTURIMMO
BE 0525.725.251
Brugge · Eq €201,226
i-Moov
BE 0472.431.867
Gent · Eq €201,385
IMMODEVELOPMENT
BE 0654.726.937
Kaprijke · Eq €201,394
D.G.I.
BE 0479.368.654
Jette · Eq €201,453
Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 5,185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Contact
E-mail
thierry.debal@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.