DAW BELGIUM

Active

Private limited companyfounded 1980active for 46 yearsKoeltorenlaan 2, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0420.303.869

Summary

DAW BELGIUM has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.6m and a net result of €878,686. Equity is shrinking by about 4.5% per year across the filed financial years. Its solvency ranks better than 41% of 6,141 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

DAW BELGIUMActiveChecked score 87/100

Risk analysis Report Compare

Activity

Wholesale of construction materials, general range

NACE 46831Wholesale trade NACE 46442

6th oldest company in Heusden-Zolder, Wholesale and retail trade sector1 site

Size

€20.3mturnover 2025

Staff: 28.8 FTE
Equity: €3.6m
Profit: €878,686

Financial health

87 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Parent: Caparol Beteiligungs GmbH

Steffen Heiko FischerDirector
Christian ThessDirector

Auditor: BV MOORE AUDIT2025 accounts 22 days early3 of 16 deeds summarised

Why 87raises riskLiquidity: current ratio 1.63, cash €271,897lowers riskFounded in 1980Profit of €878,686 (financial year 2025)Size: turnover €20.3m, 28.8 FTE, total assets €9.6mShow the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 39% of its sector peers (NACE 46, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 63-1

equity 37.8% of total assets

Liquidity 22+1

short-term debt 60.1% · cash 2.8%

Profitability 69+10

return on assets 9.1%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,375 companies, NACE 46, small)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value

Credit of up to €310,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.63, compared with 1.65 in 2024, above the usual 1.5; short-term debt: 60.1% and cash: 2.8% of total assets), but 62.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 44% on solvency, 20% on liquidity, 59% on profitability and 34% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.63, cash €271,897

NBB · annual accounts

Founded in 1980

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Profit of €878,686 (financial year 2025)

NBB · annual accounts

Size: turnover €20.3m, 28.8 FTE, total assets €9.6m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

22 days early

2024

28 days early

2023

19 days early

2022

17 days early

2021

31 days late

2020

25 days early

2019

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

09-07-2026 Annual accounts filedfinancial year 2025 · full…
11-05-2026 Resignation: Heiko Fischer (director)Appointment: Christian Thess (director) ·…
29-01-2026 Reappointment: Moore Audit BV (statutory auditor)Gazette deed

Key points

Positive: Result rose in 2025from €319,084 to €878,686 ▲ 175% View
Positive: 6th oldest company in Heusden-Zolder, Wholesale and retail trade sectorin the Checked rankings No. 6 View
Positive: 8 profitable years in a rowprofit 2025: €878,686 8 years View
Controlled by Caparol Beteiligungs GmbH parent View
Board changedlatest change 20-04-2026 · 2 in office 1 joined · 1 left View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
Active since 1980founded 05-02-1980 46 years View

By topic

Financials

Financial year: 2025
Turnover: €20.3m
Profit: €878,686
Solvency: 37.8%

Turnover▼ 2.5%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members
Parent: Caparol Beteiligungs GmbH
Auditor: BV MOORE AUDIT

Steffen Heiko FischerDirector
Christian ThessDirector

Go to Board & ownership

Timeline

Events: 51
Since: 1981
Next accounts: by 31-07-2027

03-09-2025Resignation: Axel Busch (director)
03-07-2025Annual accounts filed
31-12-2024Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale of construction materials, general rangeNACE 46831
Founded: 05-02-1980
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about DAW BELGIUM

What is the company number of DAW BELGIUM?: 0420.303.869. In Belgium the VAT number is the company number with BE in front: BE 0420.303.869.
Where is DAW BELGIUM based?: The registered office is at Koeltorenlaan 2, 3550 Heusden-Zolder.Company details
What does DAW BELGIUM do?: According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of DAW BELGIUM?: Private limited company (BV).
When was DAW BELGIUM founded?: On 05-02-1980.
Is DAW BELGIUM still active?: Yes, DAW BELGIUM is an active enterprise in the KBO register.
How many employees does DAW BELGIUM have?: On average 28.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DAW BELGIUM?: €20.3m in financial year 2025, according to the filed annual accounts.
Is DAW BELGIUM profitable?: In financial year 2025, DAW BELGIUM made a profit of €878,686.
Where can I find the annual accounts of DAW BELGIUM?: DAW BELGIUM filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DAW BELGIUM due?: By 31-07-2027, for financial year 2026.Timeline