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Davy

Active
Private limited companyfounded 20169 yrs activeDentergemstraat 84/A, 8780 Oostrozebeke, BelgiumKBO/BCE: BE 0666.589.938

Davy has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €387k and a net result of €495k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 50% of 99 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2026
69 / 100
Healthy▼ -29 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency65▼-35
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.81 against 5.43 in 2025), and 52.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
47.2%
Return on assets
60.4%
Age of the figures
2 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 27-08-2026, 157 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2026
157 d early
2025
152 d early
2024
154 d early
2023
146 d early
2022
148 d early
2021
111 d early
2020
53 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, abbreviated schema

Equity
€387k▲ 13.1%
2025 · €342k
2019: €137k 2020: €223k 2021: €292k 2022: €309k 2023: €188k 2024: €500k 2025: €342k
2019 → 2026
Total assets
€820k▲ 93.4%
2025 · €424k
2019: €169k 2020: €253k 2021: €306k 2022: €375k 2023: €486k 2024: €561k 2025: €424k
2019 → 2026
Net result
€495k▲ 7.0%
2025 · €463k
2019: €81k 2020: €73k 2021: €70k 2022: €117k 2023: €130k 2024: €311k 2025: €463k
2019 → 2026
Working capital
€-83k
2025 · €345k
2019: €126k 2020: €210k 2021: €281k 2022: €304k 2023: €391k 2024: €513k 2025: €345k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20222023202420252026Trend
Equity€309k-€188k▼ 39.0%€500k▲ 165%€342k▼ 31.5%€387k▲ 13.1%
Operating result€150k-€176k▲ 17.2%€431k▲ 146%€598k▲ 38.6%€641k▲ 7.3%
Net result€117k-€130k▲ 11.2%€311k▲ 140%€463k▲ 48.5%€495k▲ 7.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600kOperating result 2022: €150k€150kNet result 2022: €117k€117kOperating result 2023: €176k€176kNet result 2023: €130k€130kOperating result 2024: €431k€431kNet result 2024: €311k€311kOperating result 2025: €598k€598kNet result 2025: €463k€463kOperating result 2026: €641k€641kNet result 2026: €495k€495k20222023202420252026
The operating result has risen four years in a row; 2026 is 7% above 2025 and is the highest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €820k
Fixed assets €474k▲ 28,783%
Current assets €346k▼ 18.2%
Equity and liabilities €820k
Equity €387k▲ 13.1%
Debt €432k▲ 431%
The debt ratio rises from 19.2% to 52.8%: debt grows faster than equity.
Key figures and ratios
2026 value · change against 2025
EBITDA
€649k
2025 · €600k
Cash flow
€503k
2025 · €464k
Solvency
47.2%
2025 · 80.8%
Current ratio
0.81
2025 · 5.43
Quick ratio
0.81
2025 · 5.43
Debt / equity
1.12
2025 · 0.24
ROE
127.8%
2025 · 135.1%
ROA
60.4%
2025 · 109.1%
Interest coverage
576.92
2025 · 207.88
Debt
€432k
2025 · €81k
Debt ≤ 1 year
€429k
2025 · €78k
Income taxes
€148k
2025 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet Code20252026
Assets
Total assets20/58€424k€820k
Fixed assets21/28€2k€474k
Tangible fixed assets22/27€2k€474k
Land and buildings22-€473k
Plant, machinery and equipment23€0-
Other tangible fixed assets26€2k€723
Current assets29/58€422k€346k
Amounts receivable within one year40/41€53k€49k
Trade receivables40€53k€36k
Other amounts receivable41-€13k
Current investments50/53€0-
Cash at bank and in hand54/58€369k€297k
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€424k€820k
Equity10/15€342k€387k
Contributions10/11€19k€19k=
Reserves13€324k€369k
Tax-exempt reserves132€19k€19k=
Distributable reserves133€305k€350k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€81k€432k
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€78k€429k
Trade debts44€57k€42k
Suppliers440/4€57k€42k
Taxes, remuneration and social security45€19k€13k
Taxes450/3€19k€13k
Other amounts payable47/48€2k€373k
Accrued charges and deferred income492/3€4k€4k=
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€8k
Other operating charges640/8€1k€1k
Gross operating margin9900€601k€651k
Operating profit (loss)9901€598k€641k
Financial income75/76B€15k€3k
Recurring financial income75€15k€3k
Financial charges65/66B€3k€1k
Recurring financial charges65€3k€1k
Profit (loss) for the period before taxes9903€610k€643k
Income taxes67/77€148k€148k
Profit (loss) for the period9904€463k€495k
Profit (loss) for the period to be appropriated9905€463k€495k
Appropriation of the result
Profit (loss) to be appropriated9906€463k€495k
Transfer from equity791/2€200k€0
Transfer to equity691/2€43k€45k
To other reserves6921€43k€45k
Profit to be distributed694/7€620k€450k
Return on contributions (dividend)694€620k€450k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
27-08
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
30-06
Financial Highest result since 2019net €495k ▲7%
Operating result €641k, net result €495k, both a record.
2025
01-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial Liquidity doublescurrent ratio 12.50
Current ratio from 5.83 to 12.50; short-term debt falls from €81k to €45k.
30-06
Financial Equity above €200kEq €500k ▲165%
6 profitable years in a row build equity to €500k.
2023
07-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
05-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
12-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Weakest financial yearnet €70k ▼5.2%
Net result drops to €70k, the lowest in the series; recovery starts the following year.
30-06
Financial Liquidity triplescurrent ratio 21.08
Current ratio from 7.90 to 21.08; short-term debt falls from €30k to €14k.
2020
09-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial Equity above €200kEq €223k ▲62.8%
2 profitable years in a row build equity to €223k.
2019
06-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
18-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dentergemstraat 84/A8780 Oostrozebeke
Ground area
550 m²
Building footprint
142 m²
Volume, LiDAR
813 m³
Parcel 37010F0438/00A000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Davy
Dentergemstraat 84, 8780 OostrozebekeAgents in the wholesale of food, beverages and tobacco
since 20162.260.812.553
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37010F0438/00A000 Flanders 550 m² 1 · 142 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

894500I9GN0FVSJNG593
live in the LEI register

Similar companies · same sector, comparable size

Of 1,631 companies in sector 46170 we hold annual accounts for 660. 391 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-11-2016
Fiscal year end30-06
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.