DAVOS CONSULTING

Active

Private limited companyfounded 20232 yrs activeGrammestraat 8, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 1003.543.489

DAVOS CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €71k. Its solvency ranks better than 21% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

68 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency42▲+42

Growth78

Track record82

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity short (current ratio 0.7 against 0.22 in 2024; short-term debt: 83.1% and cash: 25.9% of total assets), and 83.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

16.9%

Return on assets

46.9%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31544 sector peers (2025).

NBB · sector comparison

Position among 31544 sector peers

Solvency

better than 21%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

119 d early

2024

51 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€26k

2024 · €-46k

2024: €-46k

2024 → 2025

Total assets

€152k▲ 21.0%

2024 · €126k

2024: €126k

2024 → 2025

Net result

€71k

2024 · €-48k

2024: €-48k

2024 → 2025

Working capital

€-38k▲ 71.7%

2024 · €-133k

2024: €-133k

2024 → 2025

Multi-year overview

Available amounts per fiscal year

Line20242025Trend

Equity€-46k-€26k

Operating result€-46k-€89k

Net result€-48k-€71k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €89k after a loss of €46k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €152k

41.7%

58.3%

Fixed assets €63k▼ 27.6%

Current assets €89k▲ 132%

Equity and liabilities €152k

16.9%

83.1%

Equity €26k

Debt €127k

Debt finances 83.1% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€117k▲

2024 · €-31k

Cash flow

€99k▲

2024 · €-33k

Solvency

16.9%▲

2024 · -36.4%

Current ratio

0.70▲

2024 · 0.22

Quick ratio

0.70▲

2024 · 0.22

Debt / equity

4.92▲

2024 · -3.75

ROE

278.1%

ROA

46.9%▲

2024 · -38.3%

Interest coverage

2592.62▲

2024 · -22.86

Debt

€127k▼

2024 · €172k

Debt ≤ 1 year

€127k▼

2024 · €172k

Income taxes

€18k▲

2024 · €906

Staff costs

€14k▼

2024 · €34k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€126k€152k▲

Fixed assets21/28€88k€63k▼

Tangible fixed assets22/27€88k€63k▼

Plant, machinery and equipment23-€3k

Furniture and vehicles24€88k€61k▼

Current assets29/58€38k€89k▲

Amounts receivable within one year40/41€33k€47k▲

Trade receivables40€24k€47k▲

Other amounts receivable41€9k€0▼

Cash at bank and in hand54/58€4k€39k▲

Deferred charges and accrued income490/1€1k€2k▲

Equity and liabilities

Total equity and liabilities10/49€126k€152k▲

Equity10/15€-46k€26k▲

Contributions10/11€3k€3k=

Reserves13-€23k

Distributable reserves133-€23k

Profit (loss) carried forward14€-48k€0▲

Amounts payable17/49€172k€127k▼

Amounts payable within one year42/48€172k€127k▼

Trade debts44€4k€3k▼

Suppliers440/4€4k€3k▼

Taxes, remuneration and social security45€12k€31k▲

Taxes450/3€12k€30k▲

Remuneration and social security454/9-€1k

Other amounts payable47/48€156k€92k▼

Income statement Code20242025

Remuneration, social security and pensions62€34k€14k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€27k▲

Other operating charges640/8€490€963▲

Gross operating margin9900€4k€131k▲

Operating profit (loss)9901€-46k€89k▲

Financial income75/76B€0€112▲

Recurring financial income75€0€112▲

Financial charges65/66B€1k€45▼

Recurring financial charges65€1k€45▼

Profit (loss) for the period before taxes9903€-47k€89k▲

Income taxes67/77€906€18k▲

Profit (loss) for the period9904€-48k€71k▲

Profit (loss) for the period to be appropriated9905€-48k€71k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-48k€23k▲

Profit (loss) brought forward from the previous period14P-€-48k

Transfer to equity691/2-€23k

To other reserves6921-€23k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €71k

Net result €71k after one loss-making year.

10-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bilzen-Hoeselt · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grammestraat 83740 Bilzen-Hoeselt

Ground area

2,189 m²

Building footprint

378 m²

Volume, LiDAR

20 m³

Parcel 73019C0170/00L000, Flanders · tallest building 4.0 m. Linked by address, not a title deed.

1 establishment unit

Grammestraat 8, 3740 Bilzen-Hoeselt

Business consulting

since 20232.355.743.582

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73019C0170/00L000	Flanders	2,189 m²	1 · 378 m²	4.0 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Famenne Consult

BE 0845.201.976

Marche-en-Famenne · Eq €26k

PROFESSIONAL VENTURES CONSULTING

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 33,119 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-12-2023

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.