DAVINIA IMMO
ActiveDAVINIA IMMO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €930k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 65% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-1
Solvency75▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.41 in 2024; short-term debt: 11.4% and cash: 0.3% of total assets), and 49.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.1%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €930k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
13 d late
2023
22 d late
2022
31 d late
2021
29 d late
2020
54 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€930k▲ 145%
2024 · €379k
2018: €-157k
2019: €-199k
2020: €280k
2021: €299k
2022: €354k
2023: €368k
2024: €379k
2018 → 2025
Total assets
€1.86M▲ 35.9%
2024 · €1.37M
2018: €1.63M
2019: €1.71M
2020: €1.79M
2021: €2.07M
2022: €1.34M
2023: €1.39M
2024: €1.37M
2018 → 2025
Net result
€10k▼ 16.1%
2024 · €11k
2018: €5k
2019: €-42k
2020: €479k
2021: €19k
2022: €55k
2023: €13k
2024: €11k
2018 → 2025
Working capital
€-118k▼ 5.0%
2024 · €-112k
2018: €-470k
2019: €-470k
2020: €64k
2021: €84k
2022: €-4k
2023: €-86k
2024: €-112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€299k-€354k▲ 18.5%€368k▲ 3.8%€379k▲ 3.1%€930k▲ 145%
Operating result€22k-€62k▲ 181%€24k▼ 61.8%€21k▼ 10.3%€17k▼ 21.6%
Net result€19k-€55k▲ 192%€13k▼ 75.7%€11k▼ 14.8%€10k▼ 16.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.86M
Fixed assets
€1.76M▲ 37.0%
Current assets
€93k▲ 18.8%
Equity and liabilities €1.86M
Equity
€930k▲ 145%
Provisions
€11k▼ 17.2%
Debt
€914k▼ 6.0%
The debt ratio falls from 71.3% to 49.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €87k
Cash flow
€75k▼
2024 · €77k
Solvency
50.1%▲
2024 · 27.8%
Current ratio
0.44▲
2024 · 0.41
Quick ratio
0.44▲
2024 · 0.41
Debt / equity
0.98▼
2024 · 2.57
ROE
1.0%▼
2024 · 3.0%
ROA
0.5%▼
2024 · 0.8%
Interest coverage
12.10▲
2024 · 10.54
Debt
€914k▼
2024 · €973k
Debt ≤ 1 year
€211k▲
2024 · €191k
Debt > 1 year
€703k▼
2024 · €782k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€1.86M▲
Fixed assets21/28€1.29M€1.76M▲
Tangible fixed assets22/27€643k€1.12M▲
Land and buildings22€532k€1.03M▲
Plant, machinery and equipment23€18k€26k▲
Furniture and vehicles24€93k€68k▼
Financial fixed assets28€644k€644k=
Current assets29/58€78k€93k▲
Amounts receivable within one year40/41€49k€84k▲
Trade receivables40€19k€21k▲
Other amounts receivable41€30k€62k▲
Cash at bank and in hand54/58€27k€5k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.86M▲
Equity10/15€379k€930k▲
Contributions10/11€32k€32k=
Revaluation surpluses12-€542k
Reserves13€40k€33k▼
Tax-exempt reserves132€40k€33k▼
Profit (loss) carried forward14€307k€323k▲
Provisions and deferred taxes16€13k€11k▼
Deferred taxes168€13k€11k▼
Amounts payable17/49€973k€914k▼
Amounts payable after more than one year17€782k€703k▼
Financial debts170/4€782k€703k▼
Amounts payable within one year42/48€191k€211k▲
Current portion of amounts payable after more than one year42€82k€79k▼
Trade debts44€5k€10k▲
Suppliers440/4€5k€10k▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€3k€3k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€97k€116k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€66k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€89k€84k▼
Operating profit (loss)9901€21k€17k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€14k€12k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€11k€10k▼
Transfer from tax-exempt reserves789€7k€7k=
Profit (loss) for the period to be appropriated9905€18k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€307k€323k▲
Profit (loss) brought forward from the previous period14P€288k€307k▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Equity above €500kEq €930k ▲145%
6 profitable years in a row build equity to €930k.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 54 days late
2020
31-12
Financial
Back to profitnet €479k
Net result €479k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.32 to 1.09.
31-12
Financial
Equity above €200kEq €280k
Equity rises from €-199k to €280k.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
31-12
Financial
Weakest financial yearnet €-42k ▼1005%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 8 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kempenstraat 1633590 DiepenbeekGround area
1,194 m²
Building footprint
371 m²
Volume, LiDAR
1,386 m³
Parcel 71011I2027/00A000, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Total Wood Concept / T.W.C.
since 19962.074.799.613
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I2027/00A000 | Flanders | 1,194 m² | 1 · 371 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FBC INVEST
BE 0879.290.251
Elsene · Eq €930k
Artiér
BE 0837.175.722
Ronse · Eq €931k
DE VIER WINDEN
BE 0436.868.994
Brugge · Eq €931k
SABOR INVEST
BE 0534.510.976
Antwerpen · Eq €930k
SWINNEN BOUWPROJECTEN
BE 0865.095.587
Balen · Eq €931k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 4,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1995
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
02200Logging
02400Forestry and logging
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.