DAVID VROMMAN
ActiveDAVID VROMMAN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €33k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 7.41 against 6.64 in 2024; short-term debt: 11.4% and cash: 43.8% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
16.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
26 d late
2023
31 d early
2022
14 d late
2021
12 d early
2020
2 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€183k▲ 22.2%
2024 · €150k
2018: €77k
2019: €108k
2020: €113k
2021: €110k
2022: €109k
2023: €126k
2024: €150k
2018 → 2025
Total assets
€206k▲ 21.8%
2024 · €170k
2018: €109k
2019: €139k
2020: €127k
2021: €117k
2022: €150k
2023: €138k
2024: €170k
2018 → 2025
Net result
€33k▲ 43.4%
2024 · €23k
2018: €3k
2019: €41k
2020: €5k
2021: €-3k
2022: €-965
2023: €17k
2024: €23k
2018 → 2025
Working capital
€151k▲ 34.6%
2024 · €112k
2018: €34k
2019: €75k
2020: €90k
2021: €75k
2022: €60k
2023: €77k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€109k▼ 0.9%€126k▲ 15.6%€150k▲ 18.4%€183k▲ 22.2%
Operating result€-4k-€-2k▲ 48.1%€19k€31k▲ 62.5%€44k▲ 44.4%
Net result€-3k-€-965▲ 69.7%€17k€23k▲ 35.7%€33k▲ 43.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €206k
Fixed assets
€32k▼ 14.9%
Current assets
€175k▲ 32.2%
Equity and liabilities €206k
Equity
€183k▲ 22.2%
Debt
€24k▲ 18.4%
The debt ratio falls from 11.7% to 11.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €43k
Cash flow
€45k▲
2024 · €36k
Solvency
88.6%▲
2024 · 88.3%
Current ratio
7.41▲
2024 · 6.64
Quick ratio
7.41▲
2024 · 6.64
Debt / equity
0.13▼
2024 · 0.13
ROE
18.2%▲
2024 · 15.5%
ROA
16.1%▲
2024 · 13.7%
Interest coverage
444.92▲
2024 · 169.40
Debt
€24k▲
2024 · €20k
Debt ≤ 1 year
€24k▲
2024 · €20k
Income taxes
€13k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€206k▲
Fixed assets21/28€37k€32k▼
Tangible fixed assets22/27€37k€32k▼
Plant, machinery and equipment23€21k€19k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€14k€11k▼
Current assets29/58€132k€175k▲
Amounts receivable within one year40/41€52k€84k▲
Trade receivables40-€33k
Other amounts receivable41€52k€51k▼
Cash at bank and in hand54/58€80k€91k▲
Equity and liabilities
Total equity and liabilities10/49€170k€206k▲
Equity10/15€150k€183k▲
Contributions10/11€6k€6k=
Reserves13€25k€58k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€23k€56k▲
Profit (loss) carried forward14€119k€119k▲
Amounts payable17/49€20k€24k▲
Amounts payable within one year42/48€20k€24k▲
Trade debts44€11k€8k▼
Suppliers440/4€11k€8k▼
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€433€382▼
Gross operating margin9900€43k€56k▲
Operating profit (loss)9901€31k€44k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€254€124▼
Recurring financial charges65€254€124▼
Profit (loss) for the period before taxes9903€33k€47k▲
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€23k€33k▲
Profit (loss) for the period to be appropriated9905€23k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€142k€152k▲
Profit (loss) brought forward from the previous period14P€118k€119k▲
Transfer to equity691/2€23k€33k▲
To other reserves6921€23k€33k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €183k ▲22.2%
3 profitable years in a row build equity to €183k.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
30-09
Financial
Liquidity triplescurrent ratio 7.48
Current ratio from 2.49 to 7.48; short-term debt falls from €41k to €12k.
14-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
18-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-3k ▼163%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
30-09
Financial
Liquidity doublescurrent ratio 7.73
Current ratio from 3.46 to 7.73; short-term debt falls from €30k to €13k.
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
30-09
Financial
Highest result since 2018net €41k ▲1443%
Operating result €49k, net result €41k, both a record.
30-09
Financial
Equity above €100kEq €108k ▲40%
2 profitable years in a row build equity to €108k.
16-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karrestraat 2533020 HerentGround area
2,524 m²
Building footprint
223 m²
Volume, LiDAR
1,435 m³
Parcel 24422E0047/00X005, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SHV Concepts
since 20102.193.162.674
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24422E0047/00X005 | Flanders | 2,524 m² | 1 · 223 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AVG RENOV
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CSDI
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Val Energy
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LANDER VERTOMMEN
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FAVORIT CONSTRUCT
BE 0889.772.090
Sint-Gillis (bij-Brussel) · Eq €182k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,940 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2010
Fiscal year end30-09
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.