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David Philtjens

Active
Private limited company (pre-2019)founded 2017active for 9 yearsGanzenhoek 29, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0677.638.832
Summary

David Philtjens has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,978 and a net result of €2,463. Equity has been growing by about 35% per year since 2019. Its solvency ranks better than 48% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 28-06-2017 Normal situation
Activity
Floor and wall tiling NACE 43331and 1 other
Establishment unit
2.269.852.062 3540 Herk-de-Stad, since 28-06-2017
Financial year end
30 September
Peppol
Reachable

Board and ownership

Board
  • PHILTJENS DAVIDDirector

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts to 30-09-2025
Gross margin
€7,860
▼ 64.8%
Turnover
≈ €79,000
estimated
Profit
€2,463
▼ 81.6%
Equity
€55,978
▲ 4.6%
Total assets
€125,282
▼ 6.9%
Filed on 29-04-2026, 1 day before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Size: total assets €125,282Profit of €2,463 (financial year 2025)lowers riskFigures for financial year 2025 (filed on 06-05-2026)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 70+5
equity 44.7% of total assets
Liquidity 44-4
short-term debt 34.5% · cash 7.7%
Profitability 71-10
return on assets 2.0%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.9% 01-2025: 1.0%▲ +0.1 percentage points vs 12-2024 02-2025: 0.9%▼ -0.1 percentage points vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%▲ +0.5 percentage points vs 04-2025highest value 06-2025: 0.5%▼ -1.0 percentage point vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.4 percentage points vs 04-2026 06-2026: 0.7%▼ -0.3 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.6 (1.93 in 2024), above the usual 1.5. Short-term debt is 34.5% and cash 7.7% of total assets. However, 55.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 48% of them on solvency, 34% on liquidity, 40% on profitability and 46% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €125,282
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 06-05-2026)
NBB · annual accounts
raises risk · Profit of €2,463 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
1 day early
2024
15 days late
2023
1 day early
2022
1 day late
2021
on the day
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €2,463 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as David Philtjens: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €70,100 and €124,000, founded between 2011 and 2019.

CompanyTotal assetsGross margin
David Philtjens Herk-de-Stad€125,282€7,860
I&A CONSTRUCT Aalst€113,955€7,299
B.S.B. FLOOR Leopoldsburg€112,529€8,955
WERNER CABERGHS Heist-op-den-Berg€108,811€7,608
Vloer- & Tegelservice VTS Beringen€70,059€9,650
VLOEREN MD Beringen€98,035€6,983
DWN PROJECTS Langemark-Poelkapelle€123,675€12,436
Full comparison

Key facts about David Philtjens

What is the company number of David Philtjens?
The company number of David Philtjens is 0677.638.832. The VAT number is the same number with BE in front: BE 0677.638.832.
Where is David Philtjens based?
The registered office is at Ganzenhoek 29, 3540 Herk-de-Stad.Company details
What does David Philtjens do?
According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of David Philtjens?
The legal form of David Philtjens is Private limited company (pre-2019) (BVBA).
When was David Philtjens founded?
David Philtjens was founded on 28-06-2017.
Is David Philtjens still active?
Yes, David Philtjens is an active enterprise in the KBO register.
How many employees does David Philtjens have?
David Philtjens had an average of 0.1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of David Philtjens?
The turnover in financial year 2025 is ≈ €79,000. This figure is estimated from the gross margin of €7,860 and 163 comparable companies (NACE 433). It probably lies between €46,000 and €170,000. It is a rough estimate.
Is David Philtjens profitable?
In financial year 2025, David Philtjens made a profit of €2,463.
Where can I find the annual accounts of David Philtjens?
David Philtjens filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of David Philtjens due?
David Philtjens must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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