DAVID MALKA
ActiveDAVID MALKA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €-974. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-13
Solvency86▼-9
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 3.29 in 2024; short-term debt: 38.9% and cash: 83.9% of total assets), and 38.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.1%
Return on assets
-1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
17 d early
2024
31 d early
2023
48 d early
2022
19 d early
2021
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 4.7%
2024 · €39k
2021: €22k
2022: €34k
2023: €37k
2024: €39k
2021 → 2025
Total assets
€60k▲ 9.4%
2024 · €55k
2021: €60k
2022: €107k
2023: €68k
2024: €55k
2021 → 2025
Net result
€-974
2024 · €2k
2021: €19k
2022: €12k
2023: €3k
2024: €2k
2021 → 2025
Working capital
€37k▼ 3.1%
2024 · €38k
2021: €21k
2022: €59k
2023: €35k
2024: €38k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€34k▲ 54.9%€37k▲ 8.7%€39k▲ 3.1%€37k▼ 4.7%
Operating result€23k-€17k▼ 29.0%€5k▼ 69.3%€4k▼ 12.9%€2▼ 100.0%
Net result€19k-€12k▼ 34.2%€3k▼ 75.5%€2k▼ 31.9%€-974
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 100% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€247▼ 72.2%
Current assets
€60k▲ 10.7%
Equity and liabilities €60k
Equity
€37k▼ 4.7%
Debt
€23k▲ 42.3%
The debt ratio rises from 29.9% to 38.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€641▼
2024 · €6k
Cash flow
€-334▼
2024 · €4k
Solvency
61.1%▼
2024 · 70.1%
Current ratio
2.56▼
2024 · 3.29
Quick ratio
2.56▼
2024 · 3.29
Debt / equity
0.64▲
2024 · 0.43
ROE
-2.6%▼
2024 · 5.3%
ROA
-1.6%▼
2024 · 3.7%
Interest coverage
5.16▼
2024 · 12.19
Debt
€23k▲
2024 · €16k
Debt ≤ 1 year
€23k▲
2024 · €16k
Income taxes
€851▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€60k▲
Fixed assets21/28€886€247▼
Tangible fixed assets22/27€886€247▼
Furniture and vehicles24€886€247▼
Current assets29/58€54k€60k▲
Amounts receivable within one year40/41€13k€9k▼
Trade receivables40€13k€9k▼
Other amounts receivable41-€649
Cash at bank and in hand54/58€41k€51k▲
Deferred charges and accrued income490/1€319€274▼
Equity and liabilities
Total equity and liabilities10/49€55k€60k▲
Equity10/15€39k€37k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€35k€33k▼
Amounts payable17/49€16k€23k▲
Amounts payable within one year42/48€16k€23k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Other amounts payable47/48€3k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€640▼
Other operating charges640/8-€807
Gross operating margin9900€6k€1k▼
Operating profit (loss)9901€4k€2▼
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€527€124▼
Recurring financial charges65€527€124▼
Profit (loss) for the period before taxes9903€4k€-123▼
Income taxes67/77€2k€851▼
Profit (loss) for the period9904€2k€-974▼
Profit (loss) for the period to be appropriated9905€2k€-974▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€34k▼
Profit (loss) brought forward from the previous period14P€34k€35k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-974 ▼148%
Net result drops to €-974, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Bouilliotstraat 191050 ElseneGround area
382 m²
Building footprint
232 m²
Volume, LiDAR
3,666 m³
Parcel 21447B0309/00Y019, Brussels · tallest building 22.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
DAVID MALKA
since 20212.321.973.726
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0309/00Y019 | Brussels | 382 m² | 1 · 232 m² | 22.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PEPPERONI
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BE 0799.438.762
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GENI CONSULTING
BE 0751.635.479
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Zivota
BE 0675.641.523
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MAZGAJ MANAGEMENT
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 36,083 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.