DAVID FERNAND & CO

Active

Private limited companyfounded 2022active for 4 yearsVollickstraat 81, 1785 Merchtem, BelgiumKBO/BCE: BE 0788.535.665

Summary

The computed 12-month bankruptcy probability of DAVID FERNAND & CO is 5.9% (elevated). For DAVID FERNAND & CO, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €9,780 and a net result of €1,830. Its solvency ranks better than 31% of 9,841 sector peers (NACE 41, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

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DAVID FERNAND & COActive

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001Combined facilities support activities NACE 81100

1 site

Size

€40,537total assets 2024

Equity: €9,780
Profit: €1,830

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 5.9%

2024 figures too old to score

Structure

Accounts 258 days overdue0 of 1 deed read

Signalsraises riskFigures for financial year 2024 (filed 28-02-2025)1 financial year not filed after the legal deadline; latest accounts 28 days lateSize: total assets €40,537Founded in 2022Annual accounts not filedneutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: One filing cycle is missing

Financial strength, FY 2024 · tick = 2023

Average

Solvency 49+14

equity 24.1% of total assets

Liquidity 29+21

short-term debt 75.9% · cash 16.4%

Profitability 74-3

return on assets 4.5%

Bankruptcy probability, 12 months

5.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,406 companies, NACE 41, micro)

Last 24 months 11-2024: 5.2% 12-2024: 5.2%● unchanged vs 11-2024 01-2025: 5.3%▲ +0.1 percentage points vs 12-2024 02-2025: 5.9%▲ +0.6 percentage points vs 01-2025 03-2025: 2.9%▼ -3.0 percentage points vs 02-2025 04-2025: 2.9%● unchanged vs 03-2025 05-2025: 2.9%● unchanged vs 04-2025 06-2025: 2.9%● unchanged vs 05-2025 07-2025: 2.9%● unchanged vs 06-2025lowest value 08-2025: 2.9%● unchanged vs 07-2025lowest value 09-2025: 3.0%▲ +0.1 percentage points vs 08-2025 10-2025: 3.2%▲ +0.2 percentage points vs 09-2025 11-2025: 3.2%● unchanged vs 10-2025 12-2025: 3.2%● unchanged vs 11-2025 01-2026: 3.3%▲ +0.1 percentage points vs 12-2025 02-2026: 3.8%▲ +0.5 percentage points vs 01-2026 03-2026: 3.7%▼ -0.1 percentage points vs 02-2026 04-2026: 4.4%▲ +0.7 percentage points vs 03-2026 05-2026: 4.4%● unchanged vs 04-2026 06-2026: 5.0%▲ +0.6 percentage points vs 05-2026 07-2026: 6.3%▲ +1.3 percentage points vs 06-2026 08-2026: 6.3%● unchanged vs 07-2026 09-2026: 6.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 5.9%▼ -0.5 percentage points vs 09-2026

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Signals

Six signals.

raises riskneutral

Figures for financial year 2024 (filed 28-02-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 28 days late

NBB · filings

Size: total assets €40,537

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Annual accounts not filed

The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 258 days later.

NBB · 2 filings

Position against the passed deadline

30-06-2025 year end31-01-2026 deadline16-10-2026 today

Filed after the deadline

The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 27-02-2025, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

not filed

2024

27 days late

2023

29 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 28 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage